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Vocabulario para IELTS General (Puntuación 8-9) - Finanzas y Moneda

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas y la moneda que son necesarias para el examen IELTS General Training.

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Vocabulary for General Training IELTS (8-9)
price fixing
price fixing
[Sustantivo]

an agreement between business rivals to not sell products at a lower price

fijación de precios, acuerdo de precios

fijación de precios, acuerdo de precios

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
alimony
alimony
[Sustantivo]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensión alimenticia

pensión alimenticia

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
arrears
arrears
[Sustantivo]

money that is owed and not yet paid

atrasos

atrasos

Ex: He finally paid off his arrears from the last six months. 
collateral
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
contingency
contingency
[Sustantivo]

the funds that are set aside for unforeseen expenses that may arise in the future

fondo para imprevistos

fondo para imprevistos

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
lump sum
lump sum
[Sustantivo]

a single, large payment made in full, instead of smaller payments made over time

suma global, pago único

suma global, pago único

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
overhead
overhead
[Sustantivo]

the regular costs required for maintaining a business or an organization

gastos generales

gastos generales

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
top-up
top-up
[Sustantivo]

an extra amount of money added to an existing sum so that it reaches the required total

recarga, complemento

recarga, complemento

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
bubble
bubble
[Sustantivo]

a rapid trend of increase in prices that eventually leads to a collapse

burbuja, burbuja especulativa

burbuja, burbuja especulativa

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
face value
face value
[Sustantivo]

the price that is imprinted on a product

valor nominal, valor facial

valor nominal, valor facial

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
outlay
outlay
[Sustantivo]

the sum of money spent

gasto, inversión

gasto, inversión

Ex: The total outlay for the renovations was $50,000. 
receivables
receivables
[Sustantivo]

the amount of unpaid debt that a company expects to receive from its customers or another company

cuentas por cobrar, derechos de cobro

cuentas por cobrar, derechos de cobro

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
seed money
seed money
[Sustantivo]

the initial amount of money needed to start a business or project

capital semilla, financiamiento inicial

capital semilla, financiamiento inicial

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
stake
stake
[Sustantivo]

an amount of money invested in a business

participación, acción

participación, acción

Ex: She purchased a significant stake in the startup company to support its growth. 
nickel
nickel
[Sustantivo]

a five-cent coin of Canada and the US

moneda de cinco centavos

moneda de cinco centavos

Ex: He found a nickel on the ground and added it to his coin collection. 
corkage
corkage
[Sustantivo]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

descorche

descorche

Ex: The restaurant allows you to bring your own wine, but they charge a corkage fee of $15 per bottle. 
gratuity
gratuity
[Sustantivo]

an additional amount of money given to someone for their services

propina, gratificación

propina, gratificación

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
building society
building society
[Sustantivo]

a financial institution that accepts savings deposits and provides mortgage loans

sociedad de crédito hipotecario, caja de ahorros para la vivienda

sociedad de crédito hipotecario, caja de ahorros para la vivienda

Ex: She opened an account at the local building society. 
cash dispenser
cash dispenser
[Sustantivo]

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

cajero automático, dispensador de efectivo

cajero automático, dispensador de efectivo

clearing house
clearing house
[Sustantivo]

a financial institution that oversees exchanging cheques and other financial transactions

cámara de compensación, centro de compensación

cámara de compensación, centro de compensación

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
giro
giro
[Sustantivo]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

transferencia bancaria, giro postal

transferencia bancaria, giro postal

Ex: He paid his rent using the giro system. 
line of credit
line of credit
[Sustantivo]

the maximum amount of loan that a customer is allowed to receive

línea de crédito, crédito revolving

línea de crédito, crédito revolving

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
fintech
fintech
[Sustantivo]

the technological innovation in financial services

fintech, tecnología financiera

fintech, tecnología financiera

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
pension pot
pension pot
[Sustantivo]

the total accumulated savings set aside for retirement

fondo de pensiones, ahorro para la jubilación

fondo de pensiones, ahorro para la jubilación

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
child support
child support
[Sustantivo]

a regular payment from one parent to financially support the child after a divorce

pensión alimenticia para niños, manutención de los hijos

pensión alimenticia para niños, manutención de los hijos

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
corporate welfare
corporate welfare
[Sustantivo]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

ayuda corporativa, subsidios corporativos

ayuda corporativa, subsidios corporativos

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
curtailment
curtailment
[Sustantivo]

the act of reducing or limiting something in order to reach financial stability

acortamiento

acortamiento

Ex: The company announced a curtailment of its production operations in response to declining market demand. 
to wind down

to slowly reduce the activity of a business or organization, leading to its eventual closure

reducir gradualmente, cerrar progresivamente

reducir gradualmente, cerrar progresivamente

Ex: The company plans to wind down its operations over the next six months. 
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