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Słownictwo do IELTS General (Wynik 8-9) - Finanse i Waluta

Tutaj nauczysz się niektórych angielskich słów związanych z finansami i walutą, które są niezbędne do egzaminu IELTS General Training.

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Vocabulary for General Training IELTS (8-9)
price fixing
price fixing
[Rzeczownik]

an agreement between business rivals to not sell products at a lower price

ustalanie cen, porozumienie cenowe

ustalanie cen, porozumienie cenowe

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
alimony
alimony
[Rzeczownik]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

alimenty, utrzymanie

alimenty, utrzymanie

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
arrears
arrears
[Rzeczownik]

money that is owed and not yet paid

zaległości, zaległy dług

zaległości, zaległy dług

Ex: He finally paid off his arrears from the last six months. 
collateral
collateral
[Rzeczownik]

a loan guarantee that may be taken away if the loan is not repaid

zabezpieczenie,  zastaw

zabezpieczenie, zastaw

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
contingency
contingency
[Rzeczownik]

the funds that are set aside for unforeseen expenses that may arise in the future

rezerwa

rezerwa

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
lump sum
lump sum
[Rzeczownik]

a single, large payment made in full, instead of smaller payments made over time

jednorazowa wypłata, suma ryczałtowa

jednorazowa wypłata, suma ryczałtowa

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
overhead
overhead
[Rzeczownik]

the regular costs required for maintaining a business or an organization

koszty ogólne

koszty ogólne

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
top-up
top-up
[Rzeczownik]

an extra amount of money added to an existing sum so that it reaches the required total

doładowanie, uzupełnienie

doładowanie, uzupełnienie

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
bubble
bubble
[Rzeczownik]

a rapid trend of increase in prices that eventually leads to a collapse

bańka, bańka spekulacyjna

bańka, bańka spekulacyjna

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
face value
face value
[Rzeczownik]

the price that is imprinted on a product

wartość nominalna, wartość widoczna

wartość nominalna, wartość widoczna

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
outlay
outlay
[Rzeczownik]

the sum of money spent

wydatek, inwestycja

wydatek, inwestycja

Ex: The total outlay for the renovations was $50,000. 
receivables
receivables
[Rzeczownik]

the amount of unpaid debt that a company expects to receive from its customers or another company

należności, należności od odbiorców

należności, należności od odbiorców

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
seed money
seed money
[Rzeczownik]

the initial amount of money needed to start a business or project

kapitał zalążkowy, finansowanie początkowe

kapitał zalążkowy, finansowanie początkowe

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
stake
stake
[Rzeczownik]

an amount of money invested in a business

udział, wkład

udział, wkład

Ex: She purchased a significant stake in the startup company to support its growth. 
nickel
nickel
[Rzeczownik]

a five-cent coin of Canada and the US

nikiel, pięciocentówka

nikiel, pięciocentówka

Ex: He found a nickel on the ground and added it to his coin collection. 
corkage
corkage
[Rzeczownik]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

opłata korkowa, opłata za otwarcie butelki

opłata korkowa, opłata za otwarcie butelki

Ex: The restaurant allows you to bring your own wine, but they charge a corkage fee of $15 per bottle. 
gratuity
gratuity
[Rzeczownik]

an additional amount of money given to someone for their services

napiwek, gratyfikacja

napiwek, gratyfikacja

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
building society
building society
[Rzeczownik]

a financial institution that accepts savings deposits and provides mortgage loans

towarzystwo budowlane, instytucja oszczędnościowo-kredytowa mieszkaniowa

towarzystwo budowlane, instytucja oszczędnościowo-kredytowa mieszkaniowa

Ex: She opened an account at the local building society. 
cash dispenser
cash dispenser
[Rzeczownik]

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

bankomat, automatyczny kasjer

bankomat, automatyczny kasjer

clearing house
clearing house
[Rzeczownik]

a financial institution that oversees exchanging cheques and other financial transactions

izba rozliczeniowa, centrum rozliczeniowe

izba rozliczeniowa, centrum rozliczeniowe

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
giro
giro
[Rzeczownik]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

przelew bankowy, przelew pocztowy

przelew bankowy, przelew pocztowy

Ex: He paid his rent using the giro system. 
line of credit
line of credit
[Rzeczownik]

the maximum amount of loan that a customer is allowed to receive

linia kredytowa, kredyt odnawialny

linia kredytowa, kredyt odnawialny

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
fintech
fintech
[Rzeczownik]

the technological innovation in financial services

fintech, technologia finansowa

fintech, technologia finansowa

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
pension pot
pension pot
[Rzeczownik]

the total accumulated savings set aside for retirement

oszczędności emerytalne, fundusz emerytalny

oszczędności emerytalne, fundusz emerytalny

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
child support
child support
[Rzeczownik]

a regular payment from one parent to financially support the child after a divorce

alimenty na dziecko, wsparcie na dziecko

alimenty na dziecko, wsparcie na dziecko

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
corporate welfare
corporate welfare
[Rzeczownik]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

dobrobyt korporacyjny, dotacje dla korporacji

dobrobyt korporacyjny, dotacje dla korporacji

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
curtailment
curtailment
[Rzeczownik]

the act of reducing or limiting something in order to reach financial stability

ograniczenie,  redukcja

ograniczenie, redukcja

Ex: The company announced a curtailment of its production operations in response to declining market demand. 
to wind down
to wind down
[Czasownik]

to slowly reduce the activity of a business or organization, leading to its eventual closure

stopniowo zmniejszać, stopniowo zamykać

stopniowo zmniejszać, stopniowo zamykać

Ex: The company plans to wind down its operations over the next six months. 
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