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Slovní zásoba pro IELTS General (Skóre 8-9) - Finance a měna

Zde se naučíte některá anglická slova související s financemi a měnou, která jsou nezbytná pro zkoušku General Training IELTS.

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Vocabulary for General Training IELTS (8-9)
price fixing
[Podstatné jméno]

an agreement between business rivals to not sell products at a lower price

dohoda o cenách, cena fixace

dohoda o cenách, cena fixace

Ex: Price fixing undermines the principles of free market competition and can harm consumers by limiting choices and driving up prices .
alimony
[Podstatné jméno]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

výživné, alimenty

výživné, alimenty

Ex: The judge considered various factors in determining the amount alimony to be paid .
arrears
[Podstatné jméno]

an unpaid debt that is past due

dlužné částky, pozdní splátky

dlužné částky, pozdní splátky

Ex: Sarah finally cleared her arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .
collateral
[Podstatné jméno]

a loan guarantee that may be taken away if the loan is not repaid

zajištění, zástava

zajištění, zástava

Ex: The entrepreneur pledged his stock portfolio collateral to secure the business loan needed to expand his company .
contingency
[Podstatné jméno]

the funds that are set aside for unforeseen expenses that may arise in the future

rezerva, kontingenční fond

rezerva, kontingenční fond

Ex: Personal finance experts recommend building contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .
lump sum
[Podstatné jméno]

a single, large payment made in full, instead of smaller payments made over time

jednorázová platba, celková částka

jednorázová platba, celková částka

Ex: Employees who resign from the company often receive lump sum payment for their unused vacation days upon departure .
overhead
[Podstatné jméno]

the regular costs required for maintaining a business or an organization

náklady na provoz, provozní náklady

náklady na provoz, provozní náklady

Ex: Overhead can vary widely depending on the size and location of the organization.
top-up
[Podstatné jméno]

an extra amount of money added to an existing sum so that it reaches the required total

doplnění, příplatek

doplnění, příplatek

Ex: As my prepaid phone plan was running low on minutes, I went online to top up my account before it expired.
bubble
[Podstatné jméno]

a rapid trend of increase in prices that eventually leads to a collapse

bublina, bublání

bublina, bublání

Ex: Central banks closely monitor asset prices to identify and mitigate the risks associated with the formation bubbles in financial markets .
face value
[Podstatné jméno]

the price that is imprinted on a product

nominální hodnota, cena na lístku

nominální hodnota, cena na lístku

Ex: Despite its face value, the collectible coin was worth significantly more to enthusiasts due to its rarity and historical significance .
outlay
[Podstatné jméno]

an amount of budget dedicated to something

výdaj, náklad

výdaj, náklad

Ex: The familyoutlay for healthcare expenses has risen sharply in recent years , prompting them to explore more affordable insurance options .
receivables
[Podstatné jméno]

the amount of unpaid debt that a company expects to receive from its customers or another company

pohledávky, pohledávati

pohledávky, pohledávati

Ex: The accountant reconciled receivables ledger to ensure that all invoices and payments were accurately recorded .
seed money
[Podstatné jméno]

the initial amount of money needed to start a business or project

počáteční kapitál, seed money

počáteční kapitál, seed money

Ex: As a crowdfunding campaign stretch goal , the project creators aimed to raise seed money to establish a small business around their innovative product idea .
stake
[Podstatné jméno]

an amount of money invested in a business

podíl, vklad

podíl, vklad

Ex: The family-owned business decided to sell a stake to raise funds for expansion .
nickel
[Podstatné jméno]

a five-cent coin of Canada and the US

nickel, pěticentová mince

nickel, pěticentová mince

Ex: He did n't have nickel to his name after spending all his money on rent .
corkage
[Podstatné jméno]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

corkage, poplatek za víno

corkage, poplatek za víno

Ex: The bistro offers a corkage-free Monday, encouraging guests to bring their own wine without extra cost.
gratuity
[Podstatné jméno]

an additional amount of money given to someone for their services

spropitné, dárek

spropitné, dárek

Ex: The chauffeur provided excellent service , so we gave him gratuity in appreciation for his professionalism .
building society
[Podstatné jméno]

a financial instituion that offers loans or interest for the money invested there

stavební spořitelna, hypoteční banka

stavební spořitelna, hypoteční banka

cash dispenser
[Podstatné jméno]

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

bankomat, automat na hotovost

bankomat, automat na hotovost

clearing house
[Podstatné jméno]

a financial institution that oversees exchanging cheques and other financial transactions

vyrovnávací centrum, clearingový dům

vyrovnávací centrum, clearingový dům

Ex: clearing house conducts daily settlements to ensure that trades are settled promptly and accurately , reducing systemic risk in the financial system .
giro
[Podstatné jméno]

a predominantly european system that allows different institutions within a country to electronically transfer money

giro, giro systém

giro, giro systém

Ex: When traveling within Europe , Jack found it convenient to use giro system for transferring money between his accounts in different countries .
line of credit
[Podstatné jméno]

the maximum amount of loan that a customer is allowed to receive

úvěrová linie, limit na úvěr

úvěrová linie, limit na úvěr

Ex: The student obtained line of credit from a financial institution to help cover tuition and living expenses while attending university .
fintech
[Podstatné jméno]

the technological innovation in financial services

fintech, finanční technologie

fintech, finanční technologie

Ex: Governments around the world are recognizing the potential fintech to drive financial inclusion and economic growth , implementing supportive policies and regulations to foster innovation in the sector .
pension pot
[Podstatné jméno]

the total accumulated savings set aside for retirement

důchodový fond, pensionový fond

důchodový fond, pensionový fond

Ex: Upon reaching retirement age , individuals can choose to withdraw a lump sum or receive regular payments from pension pot to support their living expenses .
child support
[Podstatné jméno]

a regular payment from one parent to financially support the child after a divorce

výživné na dítě, podpora dítěte

výživné na dítě, podpora dítěte

Ex: Parents can work together to establish a child support arrangement outside of court , often with the help of a mediator .
corporate welfare
[Podstatné jméno]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

podpora korporací, korporátní welfare

podpora korporací, korporátní welfare

Ex: Transparency advocates call for greater oversight and accountability in the distribution corporate welfare to ensure that the funds are used effectively .
curtailment
[Podstatné jméno]

the act of reducing or limiting something in order to reach financial stability

omezování, snížení

omezování, snížení

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.
to wind down
[sloveso]

to slowly reduce the activity of a business or organization, leading to its eventual closure

postupně ukončit, znamenat pomalu uzavřít

postupně ukončit, znamenat pomalu uzavřít

Ex: The board of directors voted to wind the organization down and distribute its remaining assets.
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