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مفردات لاختبار IELTS General (الدرجة 8-9) - المالية والعملة

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Vocabulary for General Training IELTS (8-9)
price fixing
price fixing
[اسم]

an agreement between business rivals to not sell products at a lower price

تثبيت الأسعار, اتفاقية الأسعار

تثبيت الأسعار, اتفاقية الأسعار

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
alimony
alimony
[اسم]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

النفقة, المؤونة

النفقة, المؤونة

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
arrears
arrears
[اسم]

money that is owed and not yet paid

المتأخرات, الدين المتأخر

المتأخرات, الدين المتأخر

Ex: He finally paid off his arrears from the last six months. 
collateral
collateral
[اسم]

a loan guarantee that may be taken away if the loan is not repaid

ضمان,  رهن

ضمان, رهن

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
contingency
contingency
[اسم]

the funds that are set aside for unforeseen expenses that may arise in the future

طوارئ

طوارئ

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
lump sum
lump sum
[اسم]

a single, large payment made in full, instead of smaller payments made over time

مبلغ مقطوع, دفعة واحدة

مبلغ مقطوع, دفعة واحدة

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
overhead
overhead
[اسم]

the regular costs required for maintaining a business or an organization

النفقات العامة

النفقات العامة

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
top-up
top-up
[اسم]

an extra amount of money added to an existing sum so that it reaches the required total

إضافة, تعبئة

إضافة, تعبئة

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
bubble
bubble
[اسم]

a rapid trend of increase in prices that eventually leads to a collapse

فقاعة, فقاعة مضاربة

فقاعة, فقاعة مضاربة

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
face value
face value
[اسم]

the price that is imprinted on a product

القيمة الاسمية, القيمة الظاهرية

القيمة الاسمية, القيمة الظاهرية

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
outlay
outlay
[اسم]

the sum of money spent

نفقة, استثمار

نفقة, استثمار

Ex: The total outlay for the renovations was $50,000. 
receivables
receivables
[اسم]

the amount of unpaid debt that a company expects to receive from its customers or another company

المستحقات, الحسابات المدينة

المستحقات, الحسابات المدينة

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
seed money
seed money
[اسم]

the initial amount of money needed to start a business or project

رأس المال البذري, التمويل الأولي

رأس المال البذري, التمويل الأولي

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
stake
stake
[اسم]

an amount of money invested in a business

حصة, مساهمة

حصة, مساهمة

Ex: She purchased a significant stake in the startup company to support its growth. 
nickel
nickel
[اسم]

a five-cent coin of Canada and the US

نيكل, عملة خمسة سنتات

نيكل, عملة خمسة سنتات

Ex: He found a nickel on the ground and added it to his coin collection. 
corkage
corkage
[اسم]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

رسوم الفلين, مقابل فتح الزجاجة

رسوم الفلين, مقابل فتح الزجاجة

Ex: The restaurant allows you to bring your own wine, but they charge a corkage fee of $15 per bottle. 
gratuity
gratuity
[اسم]

an additional amount of money given to someone for their services

بقشيش, مكافأة

بقشيش, مكافأة

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
building society

a financial institution that accepts savings deposits and provides mortgage loans

جمعية البناء, مؤسسة الادخار السكني

جمعية البناء, مؤسسة الادخار السكني

Ex: She opened an account at the local building society. 
cash dispenser

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

ماكينة الصراف الآلي, جهاز صرف النقود

ماكينة الصراف الآلي, جهاز صرف النقود

clearing house

a financial institution that oversees exchanging cheques and other financial transactions

غرفة المقاصة, مركز المقاصة

غرفة المقاصة, مركز المقاصة

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
giro
giro
[اسم]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

تحويل بنكي, تحويل بريدي

تحويل بنكي, تحويل بريدي

Ex: He paid his rent using the giro system. 
line of credit

the maximum amount of loan that a customer is allowed to receive

خط ائتمان, ائتمان متجدد

خط ائتمان, ائتمان متجدد

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
fintech
fintech
[اسم]

the technological innovation in financial services

فينتيك, التكنولوجيا المالية

فينتيك, التكنولوجيا المالية

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
pension pot
pension pot
[اسم]

the total accumulated savings set aside for retirement

وعاء المعاش, مدخرات التقاعد

وعاء المعاش, مدخرات التقاعد

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
child support

a regular payment from one parent to financially support the child after a divorce

النفقة للأطفال, إعالة الطفل

النفقة للأطفال, إعالة الطفل

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
corporate welfare

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

الرفاهية المؤسسية, إعانات الشركات

الرفاهية المؤسسية, إعانات الشركات

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
curtailment
curtailment
[اسم]

the act of reducing or limiting something in order to reach financial stability

تخفيض,  تقييد

تخفيض, تقييد

Ex: The company announced a curtailment of its production operations in response to declining market demand. 
to wind down
to wind down
[فعل]

to slowly reduce the activity of a business or organization, leading to its eventual closure

التقليل تدريجياً, الإغلاق التدريجي

التقليل تدريجياً, الإغلاق التدريجي

Ex: The company plans to wind down its operations over the next six months. 
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