IELTS普通词汇 (分数8-9) - 金融与货币

在这里,您将学习一些与金融和货币相关的英语单词,这些单词是普通培训雅思考试所必需的。

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IELTS普通词汇 (分数8-9)
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价格固定

Ex: The investigation uncovered evidence of price fixing among major pharmaceutical companies , artificially inflating drug prices .

调查发现主要制药公司之间存在价格操纵的证据,人为抬高药品价格。

alimony [名词]
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赡养费

Ex: The court ordered him to pay alimony to his ex-wife to help cover her living expenses .

法院命令他向他的前妻支付赡养费以帮助支付她的生活费用。

arrears [名词]
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money that is owed and not yet paid

Ex: The tenant 's rent arrears forced the landlord to take legal action .
collateral [名词]
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抵押品

Ex: The pawnshop accepted the diamond necklace as collateral for the short-term loan .

当铺接受了钻石项链作为短期贷款的抵押品

contingency [名词]
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应急费用

Ex: As a prudent financial practice , homeowners should maintain a contingency fund to cover sudden home repairs , like a leaking roof or a malfunctioning furnace .

作为一种谨慎的财务做法,房主应维持一笔应急资金,以支付突然的家庭维修费用,如屋顶漏水或炉子故障。

lump sum [名词]
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一次性付款

Ex: The inheritance was distributed as a lump sum to the beneficiaries , providing them with immediate access to their share of the estate .

遗产以一次性付款的形式分配给受益人,使他们能够立即获得他们的遗产份额。

overhead [名词]
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间接费用

Ex: Reducing overhead is crucial for increasing profitability in a small business .

减少间接费用对于提高小型企业的盈利能力至关重要。

top-up [名词]
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充值

Ex:

在使用了一周的公共交通卡后,我需要充值更多金额以继续通勤。

bubble [名词]
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泡沫

Ex: Investors grew increasingly concerned about a possible stock market bubble as valuations soared to unprecedented levels .

随着估值飙升至前所未有的水平,投资者对股市可能出现的泡沫越来越担忧。

face value [名词]
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面值

Ex:

制造商将产品的面值直接印在包装上,以便消费者清楚。

outlay [名词]
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the sum of money spent

Ex: Investors assessed the outlay before funding the venture .
receivables [名词]
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应收账款

Ex: The finance department is responsible for managing and collecting outstanding receivables from clients and customers .

财务部门负责管理和收取客户和客户的未清应收账款

seed money [名词]
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种子资金

Ex: Venture capitalists provided seed money to the tech start-up to fund product development and initial marketing efforts .

风险投资家向科技初创公司提供了种子资金,以资助产品开发和初步的营销工作。

stake [名词]
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股份

Ex: The venture capitalist decided to increase their stake in the biotech firm after positive clinical trial results .

风险投资家在临床试验结果积极后决定增加其在生物技术公司的股份

nickel [名词]
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镍币

Ex: The candy used to cost a nickel , but now it 's much more expensive .

这种糖果过去只卖五分钱,但现在贵多了。

corkage [名词]
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开瓶费

Ex: We decided to bring a special vintage to the wedding reception , knowing the corkage fee was worth it .

我们决定带一瓶特别的陈年葡萄酒去婚宴,知道开瓶费是值得的。

gratuity [名词]
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小费

Ex: The spa employee was delighted when the customer left a gratuity along with a positive review .

水疗中心的员工很高兴,当顾客留下小费和好评时。

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a financial institution that accepts savings deposits and provides mortgage loans

Ex: The building society approved his mortgage application .
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清算所

Ex: After trading stocks , brokers submit their orders to the clearing house for reconciliation and settlement .

在交易股票后,经纪人将他们的订单提交给清算所进行核对和结算。

giro [名词]
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a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

Ex: The company settled invoices through giro payments .
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信用额度

Ex: Rather than taking out a traditional loan , the homeowner opted for a line of credit against the equity in their property to finance home renovations .

房主没有选择传统的贷款,而是选择了以其房产净值作为抵押的信贷额度来资助房屋翻新。

fintech [名词]
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金融科技

Ex: Investors are increasingly interested in fintech startups that offer automated investment platforms , promising higher returns and lower fees than traditional investment options .

投资者对提供自动化投资平台的金融科技初创公司越来越感兴趣,这些平台承诺比传统投资选择更高的回报和更低的费用。

pension pot [名词]
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养老金池

Ex: The financial advisor recommended diversifying investments within the pension pot to minimize risk and maximize returns .

财务顾问建议在养老金池内分散投资,以最小化风险并最大化回报。

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子女抚养费

Ex: Sarah receives child support from her ex-husband , which helps her manage the expenses related to her daughter 's education and healthcare .

莎拉从前夫那里得到子女抚养费,这帮助她管理与女儿教育和医疗相关的费用。

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企业福利

Ex: The government faced backlash for providing corporate welfare to large multinational corporations while small businesses struggled to survive .

政府因向大型跨国公司提供企业福利而面临反弹,而小企业则在为生存而挣扎。

curtailment [名词]
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削减

Ex: Management implemented cost curtailment measures to reduce expenses and improve profitability .

管理层实施了成本削减措施以减少开支并提高盈利能力。

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逐渐减少

Ex:

由于财务困难,他们决定逐步结束业务。