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IELTS General을 위한 어휘 (점수 8-9) - 금융과 통화

여기에서는 일반 교육 IELTS 시험에 필요한 금융 및 통화와 관련된 몇 가지 영어 단어를 배우게 됩니다.

리뷰

플래시카드

철자법

퀴즈

학습 시작
Vocabulary for General Training IELTS (8-9)
price fixing
price fixing
[명사]

an agreement between business rivals to not sell products at a lower price

가격 고정, 가격 협정

가격 고정, 가격 협정

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
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alimony
alimony
[명사]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

위자료, 부양료

위자료, 부양료

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
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arrears
arrears
[명사]

money that is owed and not yet paid

체납금, 미지불 채무

체납금, 미지불 채무

Ex: He finally paid off his arrears from the last six months. 
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collateral
collateral
[명사]

a loan guarantee that may be taken away if the loan is not repaid

담보,  저당

담보, 저당

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
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contingency
contingency
[명사]

the funds that are set aside for unforeseen expenses that may arise in the future

비상금

비상금

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
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lump sum
lump sum
[명사]

a single, large payment made in full, instead of smaller payments made over time

일시불, 일괄 지급

일시불, 일괄 지급

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
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overhead
overhead
[명사]

the regular costs required for maintaining a business or an organization

간접비

간접비

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
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top-up
top-up
[명사]

an extra amount of money added to an existing sum so that it reaches the required total

충전, 추가

충전, 추가

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
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bubble
bubble
[명사]

a rapid trend of increase in prices that eventually leads to a collapse

거품, 투기 거품

거품, 투기 거품

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
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face value
face value
[명사]

the price that is imprinted on a product

액면가, 표면 가치

액면가, 표면 가치

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
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outlay
outlay
[명사]

the sum of money spent

지출, 투자

지출, 투자

Ex: The total outlay for the renovations was $50,000. 
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receivables
receivables
[명사]

the amount of unpaid debt that a company expects to receive from its customers or another company

미수금, 매출채권

미수금, 매출채권

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
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seed money
seed money
[명사]

the initial amount of money needed to start a business or project

씨돈, 초기 자금

씨돈, 초기 자금

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
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stake
stake
[명사]

an amount of money invested in a business

지분, 투자

지분, 투자

Ex: She purchased a significant stake in the startup company to support its growth. 
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nickel
nickel
[명사]

a five-cent coin of Canada and the US

니켈, 5센트 동전

니켈, 5센트 동전

Ex: He found a nickel on the ground and added it to his coin collection. 
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corkage
corkage
[명사]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

코르크 비용, 병 개봉 수수료

코르크 비용, 병 개봉 수수료

Ex: The restaurant allows you to bring your own wine, but they charge a corkage fee of $15 per bottle. 
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gratuity
gratuity
[명사]

an additional amount of money given to someone for their services

팁, 사례금

팁, 사례금

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
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building society

a financial institution that accepts savings deposits and provides mortgage loans

주택금융조합, 주택저축기관

주택금융조합, 주택저축기관

Ex: She opened an account at the local building society. 
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cash dispenser

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

현금 자동 인출기, ATM

현금 자동 인출기, ATM

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clearing house

a financial institution that oversees exchanging cheques and other financial transactions

청산소, 클리어링 하우스

청산소, 클리어링 하우스

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
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giro
giro
[명사]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

은행 이체, 우편 이체

은행 이체, 우편 이체

Ex: He paid his rent using the giro system. 
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line of credit

the maximum amount of loan that a customer is allowed to receive

신용 한도, 리볼빙 신용

신용 한도, 리볼빙 신용

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
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fintech
fintech
[명사]

the technological innovation in financial services

핀테크, 금융 기술

핀테크, 금융 기술

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
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pension pot
pension pot
[명사]

the total accumulated savings set aside for retirement

연금 포트, 퇴직 저축

연금 포트, 퇴직 저축

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
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child support

a regular payment from one parent to financially support the child after a divorce

자녀 양육비, 아동 지원금

자녀 양육비, 아동 지원금

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
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corporate welfare

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

기업 복지, 기업 보조금

기업 복지, 기업 보조금

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
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curtailment
curtailment
[명사]

the act of reducing or limiting something in order to reach financial stability

감축,  제한

감축, 제한

Ex: The company announced a curtailment of its production operations in response to declining market demand. 
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to wind down
to wind down
[동사]

to slowly reduce the activity of a business or organization, leading to its eventual closure

점차 줄이다, 점차 폐쇄하다

점차 줄이다, 점차 폐쇄하다

Ex: The company plans to wind down its operations over the next six months. 
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