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Słownictwo do IELTS General (Wynik 6-7) - Finanse i Waluta

Tutaj nauczysz się niektórych angielskich słów związanych z finansami i walutą, które są niezbędne do egzaminu IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[Rzeczownik]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

jen, jen japoński

jen, jen japoński

Ex: In Japan, you can pay for many services using yen. 

W Japonii możesz zapłacić za wiele usług używając jenów.

rupee
rupee
[Rzeczownik]

the official currency of India and several other South Asian countries

rupia, rupia indyjska

rupia, rupia indyjska

note
note
[Rzeczownik]

paper money issued by a government or financial institution that is used to buy goods and services

banknot, nota

banknot, nota

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 
dime
dime
[Rzeczownik]

a ten-cent coin of Canada and the US

dime, dziesięciocentówka

dime, dziesięciocentówka

Ex: He saved every dime he earned from his paper route to buy a new bike. 

Oszczędzał każdy dime, który zarobił na swojej trasie gazet, aby kupić nowy rower.

quarter
quarter
[Rzeczownik]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

ćwierćdolarówka, moneta 25-centowa

ćwierćdolarówka, moneta 25-centowa

Ex: I used a quarter to pay for the parking meter. 
debit
debit
[Rzeczownik]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debet, zapis debetowy

debet, zapis debetowy

Ex: He checked his account balance after a large debit. 

Sprawdził saldo swojego konta po dużym obciążeniu.

gamble
gamble
[Rzeczownik]

money or stake that is risked in the hope of gaining a financial reward

stawka, ryzyko

stawka, ryzyko

Ex: She doubled her gamble in hopes of winning big. 

Podwoiła swój zakład w nadziei na dużą wygraną.

incentive
incentive
[Rzeczownik]

a payment or concession to encourage someone to do something specific

zachęta,  premia

zachęta, premia

Ex: The school provided scholarships as an incentive for students to excel academically. 

Szkoła zapewniła stypendia jako zachętę dla uczniów do osiągania doskonałych wyników w nauce.

savings
savings
[Rzeczownik]

the amount of money that one has kept for future use, especially in a bank

oszczędności, zapasy

oszczędności, zapasy

Ex: Saving for retirement early in your career can lead to significant long-term financial security. 

Oszczędzanie na emeryturę na początku kariery może prowadzić do znacznego długoterminowego bezpieczeństwa finansowego.

loan
loan
[Rzeczownik]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pożyczka, kredyt

pożyczka, kredyt

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
debt
debt
[Rzeczownik]

an amount of money or a favor that is owed

dług, zadłużenie

dług, zadłużenie

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
overdraft
overdraft
[Rzeczownik]

a deficit in a bank account caused by withdrawing more money than is available

debet, przekroczenie limitu

debet, przekroczenie limitu

Ex: The bank notified him of an overdraft due to insufficient funds. 

Bank poinformował go o deficycie z powodu niewystarczających środków.

tax
tax
[Rzeczownik]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

podatek

podatek

Ex: April 15th is the deadline for filing income tax returns in the United States. 
current account
current account
[Rzeczownik]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

rachunek bieżący, konto rozliczeniowe

rachunek bieżący, konto rozliczeniowe

Ex: She transferred the money from her savings account to her current account. 

Przeniosła pieniądze ze swojego konta oszczędnościowego na konto bieżące.

loss
loss
[Rzeczownik]

money that is lost by a company, organization, or individual

strata, deficyt

strata, deficyt

Ex: The business reported a significant loss for the quarter due to declining sales. 
wage
wage
[Rzeczownik]

money that a person earns, daily or weekly, in exchange for their work

płaca, wynagrodzenie

płaca, wynagrodzenie

Ex: The company increased the minimum wage for its employees to attract and retain talent. 
poverty
poverty
[Rzeczownik]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

ubóstwo

ubóstwo

Ex: Many families in the area live in poverty and struggle to access basic services. 
tip
tip
[Rzeczownik]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

napiwek, gratyfikacja

napiwek, gratyfikacja

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 
donation
donation
[Rzeczownik]

money, goods, or other things voluntarily given to help a person, organization, or cause

darowizna,  datek

darowizna, datek

Ex: The museum accepted a valuable painting as a donation. 
tariff
tariff
[Rzeczownik]

a tax imposed by a government on goods imported into or exported from a country

taryfa,  cło

taryfa, cło

Ex: Officials agreed to reduce the tariff on agricultural products. 
cash-back
cash-back
[Rzeczownik]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

zwrot gotówki, cashback

zwrot gotówki, cashback

Ex: The online retailer offers cash-back incentives for referring friends to their website. 
till
till
[Rzeczownik]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kasa, kasa fiskalna

kasa, kasa fiskalna

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 
fundraising
fundraising
[Rzeczownik]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

zbieranie funduszy, fundraising

zbieranie funduszy, fundraising

Ex: The marathon was held as a fundraising event to support local animal shelters. 

Maraton został zorganizowany jako wydarzenie zbiórki funduszy na rzecz lokalnych schronisk dla zwierząt.

pension
pension
[Rzeczownik]

a regular payment made to a retired person by the government or a former employer

emerytura, renta

emerytura, renta

Ex: My grandfather's pension allows him to travel during his retirement. 
lender
lender
[Rzeczownik]

a person or organization that provides money to borrowers with the expectation of repayment

pożyczkodawca

pożyczkodawca

Ex: He defaulted on his payments, so the lender initiated collection proceedings. 
blockchain
blockchain
[Rzeczownik]

a decentralized digital ledger that records transactions across multiple computers securely

łańcuch bloków, blockchain

łańcuch bloków, blockchain

cryptocurrency
cryptocurrency
[Rzeczownik]

a digital or virtual form of currency secured by cryptography

kryptowaluta, waluta kryptograficzna

kryptowaluta, waluta kryptograficzna

Ex: Cryptocurrency is known for its volatile market prices. 

Kryptowaluta znana jest ze zmiennych cen rynkowych.

bitcoin
bitcoin
[Rzeczownik]

a decentralized digital currency

zdecentralizowana waluta cyfrowa, zdecentralizowana kryptowaluta

zdecentralizowana waluta cyfrowa, zdecentralizowana kryptowaluta

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