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Vocabular pentru IELTS General (Scor 6-7) - Finanțe și Monedă

Aici, vei învăța câteva cuvinte în engleză legate de Finanțe și Monedă care sunt necesare pentru examenul IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[substantiv]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, yenul japonez

yen, yenul japonez

Ex: The cost of the meal was 2,000 ¥. 

Costul mesei a fost de 2.000 yeni.

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rupee
rupee
[substantiv]

the official currency of India and several other South Asian countries

rupie, rupia indiană

rupie, rupia indiană

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note
note
[substantiv]

paper money issued by a government or financial institution that is used to buy goods and services

bancnotă, notă

bancnotă, notă

Ex: He found an old note tucked away in his wallet. 
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dime
dime
[substantiv]

a ten-cent coin of Canada and the US

un dime, o monedă de zece cenți

un dime, o monedă de zece cenți

Ex: He placed a dime in the vending machine to buy a small piece of candy. 

A pus un dime în automatul de vânzări pentru a cumpăra o bucățică de bomboană.

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quarter
quarter
[substantiv]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

un sfert de dolar, o monedă de 25 de cenți

un sfert de dolar, o monedă de 25 de cenți

Ex: He flipped a quarter to decide who would go first in the game. 
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debit
debit
[substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, înregistrare debit

debit, înregistrare debit

Ex: The accountant recorded the purchase as a debit. 

Contabilul a înregistrat achiziția ca un debit.

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gamble
gamble
[substantiv]

money or stake that is risked in the hope of gaining a financial reward

miză, risc

miză, risc

Ex: She placed a small gamble on the roulette wheel. 

Ea a plasat un mic pariu pe roata de ruletă.

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incentive
incentive
[substantiv]

a payment or concession to encourage someone to do something specific

stimulent,  bonus

stimulent, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 

Compania a oferit un bonus ca stimulent pentru angajații care și-au depășit obiectivele de vânzări.

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savings
savings
[substantiv]

the amount of money that one has kept for future use, especially in a bank

economii, depozite

economii, depozite

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 

Ea punea diligent deoparte o parte din venitul ei în fiecare lună pentru a contribui la contul ei de economii.

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loan
loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: Small businesses often rely on loans to finance their startup costs. 
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debt
debt
[substantiv]

an amount of money or a favor that is owed

datorie, îndatorare

datorie, îndatorare

Ex: They were struggling under the weight of mounting debt and needed to seek financial advice. 
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overdraft
overdraft
[substantiv]

a deficit in a bank account caused by withdrawing more money than is available

descoperit de cont, depășirea limitei de credit

descoperit de cont, depășirea limitei de credit

Ex: The bank charged a fee for the overdraft on her account. 

Banca a perceput o taxă pentru descoperirea de cont pe contul ei.

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tax
tax
[substantiv]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

impozit

impozit

Ex: The government imposed a new tax on luxury goods to increase revenue. 
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current account
current account
[substantiv]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cont curent, cont la vedere

cont curent, cont la vedere

Ex: They offer free banking services with their current account. 

Ei oferă servicii bancare gratuite cu contul lor curent.

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loss
loss
[substantiv]

money that is lost by a company, organization, or individual

pierdere, deficit

pierdere, deficit

Ex: After the fire, the company faced a substantial loss in inventory and equipment. 
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wage
wage
[substantiv]

money that a person earns, daily or weekly, in exchange for their work

salariu, plată

salariu, plată

Ex: He earned a competitive wage working as a mechanic at the local garage. 
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poverty
poverty
[substantiv]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

sărăcie

sărăcie

Ex: The government is working on policies to reduce poverty in rural communities. 
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tip
tip
[substantiv]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

bacșiș, gratificație

bacșiș, gratificație

Ex: She always makes sure to leave a tip for the barista at her favorite coffee shop as a token of appreciation. 
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donation
donation
[substantiv]

money, goods, or other things voluntarily given to help a person, organization, or cause

donație,  donaţie

donație, donaţie

Ex: Emma made a generous donation to the local animal shelter. 
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tariff
tariff
[substantiv]

a tax imposed by a government on goods imported into or exported from a country

tarif,  taxă vamală

tarif, taxă vamală

Ex: The government imposed a tariff on imported steel. 
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cash-back
cash-back
[substantiv]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

ramburs în numerar, cashback

ramburs în numerar, cashback

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 
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till
till
[substantiv]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

casă, casă de marcat

casă, casă de marcat

Ex: After a busy day of sales, she counted the money in the till to ensure that the totals matched the sales receipts. 
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fundraising
fundraising
[substantiv]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

strângere de fonduri, fundraising

strângere de fonduri, fundraising

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 

Organizația nonprofit a organizat o gală de strângere de fonduri pentru a strânge fonduri pentru cercetarea cancerului.

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pension
pension
[substantiv]

a regular payment made to a retired person by the government or a former employer

pensie, retragere

pensie, retragere

Ex: Many workers are concerned about the future stability of their pension funds. 
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lender
lender
[substantiv]

a person or organization that provides money to borrowers with the expectation of repayment

creditor

creditor

Ex: The lender approved the mortgage application within two days. 
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blockchain
blockchain
[substantiv]

a decentralized digital ledger that records transactions across multiple computers securely

lanț de blocuri, blockchain

lanț de blocuri, blockchain

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cryptocurrency
cryptocurrency
[substantiv]

a digital or virtual form of currency secured by cryptography

criptomonedă, monedă criptografică

criptomonedă, monedă criptografică

Ex: Bitcoin is a popular type of cryptocurrency. 

Bitcoin este un tip popular de criptomonedă.

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bitcoin
bitcoin
[substantiv]

a decentralized digital currency

o monedă digitală descentralizată, o criptomonedă descentralizată

o monedă digitală descentralizată, o criptomonedă descentralizată

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