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Vocabular pentru IELTS General (Scor 6-7) - Finanțe și Monedă

Aici, vei învăța câteva cuvinte în engleză legate de Finanțe și Monedă care sunt necesare pentru examenul IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[substantiv]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, yenul japonez

yen, yenul japonez

Ex: The cost of the meal was 2,000 ¥. 
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rupee
rupee
[substantiv]

the official currency of India and several other South Asian countries

rupie, rupia indiană

rupie, rupia indiană

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note
note
[substantiv]

paper money issued by a government or financial institution that is used to buy goods and services

bancnotă, notă

bancnotă, notă

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 
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dime
dime
[substantiv]

a ten-cent coin of Canada and the US

un dime, o monedă de zece cenți

un dime, o monedă de zece cenți

Ex: He placed a dime in the vending machine to buy a small piece of candy. 
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quarter
quarter
[substantiv]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

un sfert de dolar, o monedă de 25 de cenți

un sfert de dolar, o monedă de 25 de cenți

Ex: I used a quarter to pay for the parking meter. 
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debit
debit
[substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, înregistrare debit

debit, înregistrare debit

Ex: The accountant recorded the purchase as a debit. 
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gamble
gamble
[substantiv]

money or stake that is risked in the hope of gaining a financial reward

miză, risc

miză, risc

Ex: He lost a large gamble at the poker table. 
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incentive
incentive
[substantiv]

a payment or concession to encourage someone to do something specific

stimulent,  bonus

stimulent, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
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savings
savings
[substantiv]

the amount of money that one has kept for future use, especially in a bank

economii, depozite

economii, depozite

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 
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loan
loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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debt
debt
[substantiv]

an amount of money or a favor that is owed

datorie, îndatorare

datorie, îndatorare

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
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overdraft
overdraft
[substantiv]

a deficit in a bank account caused by withdrawing more money than is available

descoperit de cont, depășirea limitei de credit

descoperit de cont, depășirea limitei de credit

Ex: The bank charged a fee for the overdraft on her account. 
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tax
tax
[substantiv]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

impozit

impozit

Ex: April 15th is the deadline for filing income tax returns in the United States. 
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current account
current account
[substantiv]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cont curent, cont la vedere

cont curent, cont la vedere

Ex: They offer free banking services with their current account. 
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loss
loss
[substantiv]

money that is lost by a company, organization, or individual

pierdere, deficit

pierdere, deficit

Ex: The business reported a significant loss for the quarter due to declining sales. 
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wage
wage
[substantiv]

money that a person earns, daily or weekly, in exchange for their work

salariu, plată

salariu, plată

Ex: The company increased the minimum wage for its employees to attract and retain talent. 
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poverty
poverty
[substantiv]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

sărăcie

sărăcie

Ex: Many families in the area live in poverty and struggle to access basic services. 
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tip
tip
[substantiv]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

bacșiș, gratificație

bacșiș, gratificație

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 
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donation
donation
[substantiv]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donație, contribuție

donație, contribuție

Ex: She made a donation to the local animal shelter. 
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tariff
tariff
[substantiv]

a tax paid on goods imported or exported

tarif, taxă vamală

tarif, taxă vamală

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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cash-back
cash-back
[substantiv]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

ramburs în numerar, cashback

ramburs în numerar, cashback

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 
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till
till
[substantiv]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

casă, casă de marcat

casă, casă de marcat

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 
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fundraising
fundraising
[substantiv]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

strângere de fonduri, fundraising

strângere de fonduri, fundraising

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
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pension
pension
[substantiv]

a regular payment made to a retired person by the government or a former employer

pensie, retragere

pensie, retragere

Ex: My grandfather's pension allows him to travel during his retirement. 
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lender
lender
[substantiv]

a person or entity that lends money to other people or organizations

creditor, entitate de împrumut

creditor, entitate de împrumut

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blockchain
blockchain
[substantiv]

a decentralized digital ledger that records transactions across multiple computers securely

lanț de blocuri, blockchain

lanț de blocuri, blockchain

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cryptocurrency
cryptocurrency
[substantiv]

a digital or virtual form of currency secured by cryptography

criptomonedă, monedă criptografică

criptomonedă, monedă criptografică

Ex: Bitcoin is a popular type of cryptocurrency. 
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bitcoin
bitcoin
[substantiv]

a decentralized digital currency

o monedă digitală descentralizată, o criptomonedă descentralizată

o monedă digitală descentralizată, o criptomonedă descentralizată

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