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IELTS普通词汇 (分数6-7) - 金融与货币

在这里,您将学习一些与金融和货币相关的英语单词,这些单词是普通培训雅思考试所必需的。

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Vocabulary for General Training IELTS (6-7)
yen
yen
[名词]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

日元, 日圆

日元, 日圆

Ex: She saved up enough yen for her trip to Tokyo. 

她为去东京的旅行存了足够的日元。

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rupee
rupee
[名词]

the official currency of India and several other South Asian countries

卢比, 印度卢比

卢比, 印度卢比

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note
note
[名词]

paper money issued by a government or financial institution that is used to buy goods and services

纸币, 钞票

纸币, 钞票

Ex: The crisp, new note felt fresh between her fingers as she counted her money. 
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dime
dime
[名词]

a ten-cent coin of Canada and the US

一角硬币, 十分币

一角硬币, 十分币

Ex: She found a shiny dime under the couch while cleaning. 

她在打扫时在沙发下发现了一枚闪亮的一角硬币。

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quarter
quarter
[名词]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

25美分硬币, 四分之一美元

25美分硬币, 四分之一美元

Ex: I found a shiny quarter on the sidewalk while walking to work. 
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debit
debit
[名词]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

借方, 借方条目

借方, 借方条目

Ex: A debit was made to the company's expense account. 

公司费用账户进行了一笔借记。

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gamble
gamble
[名词]

money or stake that is risked in the hope of gaining a financial reward

赌注, 风险

赌注, 风险

Ex: He lost a large gamble at the poker table. 

他在扑克桌上输掉了一大笔赌注。

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incentive
incentive
[名词]

a payment or concession to encourage someone to do something specific

激励,  奖金

激励, 奖金

Ex: Tax incentives are often used by governments to encourage investment in renewable energy. 

政府经常使用税收激励措施来鼓励对可再生能源的投资。

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savings
savings
[名词]

the amount of money that one has kept for future use, especially in a bank

储蓄, 存款

储蓄, 存款

Ex: The couple's savings allowed them to purchase their dream home without taking on excessive debt. 

这对夫妇的储蓄使他们能够在不承担过多债务的情况下购买梦想中的家。

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loan
loan
[名词]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

贷款, 借款

贷款, 借款

Ex: They applied for a loan to expand their business operations. 
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debt
debt
[名词]

an amount of money or a favor that is owed

债务, 负债

债务, 负债

Ex: He repaid his friend, feeling relieved to be free of the personal debt he had owed for so long. 
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overdraft
overdraft
[名词]

a deficit in a bank account caused by withdrawing more money than is available

透支, 账户透支

透支, 账户透支

Ex: She was worried about an overdraft when her check bounced. 

当她的支票被退回时,她担心透支。

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tax
tax
[名词]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

税

税

Ex: Businesses are required to collect and report taxes to the government. 
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current account

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

活期账户, 往来账户

活期账户, 往来账户

Ex: I use my current account to pay bills and make purchases. 

我使用我的活期账户来支付账单和购物。

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loss
loss
[名词]

money that is lost by a company, organization, or individual

损失, 赤字

损失, 赤字

Ex: Insurance helped cover some of the loss caused by the natural disaster. 
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wage
wage
[名词]

money that a person earns, daily or weekly, in exchange for their work

工资, 薪水

工资, 薪水

Ex: The government implemented policies to ensure fair wages and improve living standards for workers. 
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poverty
poverty
[名词]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

贫困

贫困

Ex: The charity focuses on providing food and shelter to those living in poverty. 
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tip
tip
[名词]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

小费, 赏钱

小费, 赏钱

Ex: He forgot to leave a tip for the hairdresser after his haircut, so he went back to the salon to give it to her. 
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donation
donation
[名词]

money, goods, or other things voluntarily given to help a person, organization, or cause

捐赠,  捐款

捐赠, 捐款

Ex: The food bank received a large donation of canned goods. 
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tariff
tariff
[名词]

a tax imposed by a government on goods imported into or exported from a country

Ex: Higher tariffs increased the cost of some foreign goods. 
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cash-back
cash-back
[名词]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

现金返还, 返现

现金返还, 返现

Ex: The store advertised a cash-back promotion for customers who spent a certain amount during the holiday season. 
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till
till
[名词]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

收银机, 现金出纳机

收银机, 现金出纳机

Ex: During the audit, they found a discrepancy in the till, prompting a review of the transactions from the previous week. 
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fundraising
fundraising
[名词]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

筹款, 募捐

筹款, 募捐

Ex: The school's fundraising campaign successfully collected enough donations to build a new playground. 

学校的筹款活动成功筹集了足够的捐款来建造一个新的游乐场。

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pension
pension
[名词]

a regular payment made to a retired person by the government or a former employer

养老金, 退休金

养老金, 退休金

Ex: Government employees often receive a pension as part of their retirement benefits. 
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lender
lender
[名词]

a person or organization that provides money to borrowers with the expectation of repayment

贷款人

贷款人

Ex: She compared interest rates from multiple lenders before choosing one. 
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blockchain
blockchain
[名词]

a decentralized digital ledger that records transactions across multiple computers securely

区块链, 分布式账本技术

区块链, 分布式账本技术

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cryptocurrency

a digital or virtual form of currency secured by cryptography

加密货币, 加密貨幣

加密货币, 加密貨幣

Ex: He invested in cryptocurrency to diversify his portfolio. 

他投资了加密货币以分散投资组合。

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bitcoin
bitcoin
[名词]

a decentralized digital currency

一种去中心化的数字货币, 一种去中心化的加密货币

一种去中心化的数字货币, 一种去中心化的加密货币

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