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IELTS普通词汇 (分数6-7) - 金融与货币

在这里,您将学习一些与金融和货币相关的英语单词,这些单词是普通培训雅思考试所必需的。

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Vocabulary for General Training IELTS (6-7)
yen
[名词]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

日元, 日圆

日元, 日圆

Ex: He transferred yen to his account from his international bank .他从他的国际银行将**日元**转入他的账户。
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rupee
[名词]

the official currency of India and several other South Asian countries

卢比, 印度卢比

卢比, 印度卢比

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note
[名词]

paper money issued by a government or financial institution that is used to buy goods and services

纸币, 钞票

纸币, 钞票

Ex: The crisp , new note felt fresh between her fingers as she counted her money .当她数钱时,那张崭新、清脆的**钞票**在她手指间感觉新鲜。
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dime
[名词]

a ten-cent coin of Canada and the US

一角硬币, 十分币

一角硬币, 十分币

Ex: The charity drive asked people to donate even a dime to help those in need .慈善活动呼吁人们捐出哪怕是一枚**10美分硬币**来帮助有需要的人。
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quarter
[名词]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

25美分硬币, 四分之一美元

25美分硬币, 四分之一美元

Ex: I found a shiny quarter on the sidewalk while walking to work .我在上班的路上在人行道上发现了一枚闪亮的**25美分硬币**。
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debit
[名词]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

借方, 借方条目

借方, 借方条目

Ex: The software automatically applies debits and credits .该软件自动应用**借方**和贷方。
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gamble
[名词]

money bet on a chance to win more

赌注, 赌博

赌注, 赌博

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incentive
[名词]

a payment or concession to encourage someone to do something specific

激励,  奖金

激励, 奖金

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .政府引入补贴作为**激励**措施,鼓励农民采用可持续的农业实践。
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savings
[名词]

the amount of money that one has kept for future use, especially in a bank

储蓄, 存款

储蓄, 存款

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.政府通过为退休**储蓄**账户的供款提供税收优惠来鼓励公民储蓄。
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loan
[名词]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

贷款, 借款

贷款, 借款

Ex: They applied for a loan to expand their business operations .他们申请了一笔**贷款**以扩大他们的业务运营。
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debt
[名词]

an amount of money or a favor that is owed

债务, 负债

债务, 负债

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .他还给了朋友钱,感到松了一口气,终于摆脱了长久以来的个人**债务**。
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overdraft
[名词]

a deficit in a bank account caused by withdrawing more money than is available

透支, 账户透支

透支, 账户透支

Ex: The overdraft occurred because of an automatic bill payment .**透支**是由于自动账单付款而发生的。
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tax
[名词]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

税

Ex: Businesses are required to collect and report taxes to the government.企业需要向政府收集并报告**税**。
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a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

活期账户, 往来账户

活期账户, 往来账户

Ex: You can easily access your funds with a current account at most banks .在大多数银行,您可以通过**活期账户**轻松存取您的资金。
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loss
[名词]

money that is lost by a company, organization, or individual

损失, 赤字

损失, 赤字

Ex: Insurance helped cover some of the loss caused by the natural disaster .保险帮助弥补了自然灾害造成的一些**损失**。
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wage
[名词]

money that a person earns, daily or weekly, in exchange for their work

工资, 薪水

工资, 薪水

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.政府实施了政策以确保公平的**工资**并提高工人的生活水平。
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poverty
[名词]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

贫困

贫困

Ex: The charity focuses on providing food and shelter to those living in poverty.该慈善机构专注于为生活在**贫困**中的人们提供食物和住所。
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tip
[名词]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

小费, 赏钱

小费, 赏钱

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .他剪完头发后忘了给理发师留**小费**,所以又回到沙龙去给她。
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donation
[名词]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

捐赠, 捐款

捐赠, 捐款

Ex: They appreciated the generous donation from the community .他们感谢社区慷慨的**捐赠**。
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tariff
[名词]

a tax paid on goods imported or exported

关税, 进口税

关税, 进口税

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .企业担心可能增加的**关税**会影响他们的供应链成本。
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cash-back
[名词]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

现金返还, 返现

现金返还, 返现

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .许多银行为开设新账户或满足某些要求提供**现金返还**奖励。
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till
[名词]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

收银机, 现金出纳机

收银机, 现金出纳机

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .在审计期间,他们在**收银机**中发现了一个差异,促使对前一周的交易进行审查。
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fundraising
[名词]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

筹款, 募捐

筹款, 募捐

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.大学校友会举办**筹款**活动,为有需要的学生提供奖学金。
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pension
[名词]

a regular payment made to a retired person by the government or a former employer

养老金, 退休金

养老金, 退休金

Ex: Government employees often receive a pension as part of their retirement benefits .
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lender
[名词]

a person or entity that lends money to other people or organizations

贷方, 贷款机构

贷方, 贷款机构

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blockchain
[名词]

a decentralized digital ledger that records transactions across multiple computers securely

区块链, 分布式账本技术

区块链, 分布式账本技术

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a digital or virtual form of currency secured by cryptography

加密货币, 加密貨幣

加密货币, 加密貨幣

Ex: Many online stores now accept cryptocurrency as payment .许多在线商店现在接受**加密货币**作为支付方式。
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bitcoin
[名词]

a decentralized digital currency

一种去中心化的数字货币, 一种去中心化的加密货币

一种去中心化的数字货币, 一种去中心化的加密货币

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IELTS普通词汇 (分数6-7)
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