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مفردات لاختبار IELTS General (الدرجة 6-7) - المالية والعملة

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Vocabulary for General Training IELTS (6-7)
yen
yen
[اسم]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

الين, ين ياباني

الين, ين ياباني

Ex: The cost of the meal was 2,000 ¥. 
rupee
rupee
[اسم]

the official currency of India and several other South Asian countries

روبية, روبية هندية

روبية, روبية هندية

note
note
[اسم]

paper money issued by a government or financial institution that is used to buy goods and services

ورقة نقدية, بنكنوت

ورقة نقدية, بنكنوت

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 
dime
dime
[اسم]

a ten-cent coin of Canada and the US

دايم, عملة من فئة عشرة سنتات

دايم, عملة من فئة عشرة سنتات

Ex: He placed a dime in the vending machine to buy a small piece of candy. 
quarter
quarter
[اسم]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

ربع دولار, عملة معدنية بقيمة 25 سنت

ربع دولار, عملة معدنية بقيمة 25 سنت

Ex: I used a quarter to pay for the parking meter. 
debit
debit
[اسم]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

مدين, قيد مدين

مدين, قيد مدين

Ex: The accountant recorded the purchase as a debit. 
gamble
gamble
[اسم]

money or stake that is risked in the hope of gaining a financial reward

رهان, مخاطرة

رهان, مخاطرة

Ex: He lost a large gamble at the poker table. 
incentive
incentive
[اسم]

a payment or concession to encourage someone to do something specific

حافز,  مكافأة

حافز, مكافأة

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
savings
savings
[اسم]

the amount of money that one has kept for future use, especially in a bank

مدخرات, توفير

مدخرات, توفير

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 
loan
loan
[اسم]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

قرض, سلفة

قرض, سلفة

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
debt
debt
[اسم]

an amount of money or a favor that is owed

دين, مديونية

دين, مديونية

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
overdraft
overdraft
[اسم]

a deficit in a bank account caused by withdrawing more money than is available

السحب على المكشوف, تجاوز الحد الائتماني

السحب على المكشوف, تجاوز الحد الائتماني

Ex: The bank charged a fee for the overdraft on her account. 
tax
tax
[اسم]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

ضريبة

ضريبة

Ex: April 15th is the deadline for filing income tax returns in the United States. 
current account

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

حساب جاري, حساب تحت الطلب

حساب جاري, حساب تحت الطلب

Ex: They offer free banking services with their current account. 
loss
loss
[اسم]

money that is lost by a company, organization, or individual

خسارة, عجز

خسارة, عجز

Ex: The business reported a significant loss for the quarter due to declining sales. 
wage
wage
[اسم]

money that a person earns, daily or weekly, in exchange for their work

أجر, راتب

أجر, راتب

Ex: The company increased the minimum wage for its employees to attract and retain talent. 
poverty
poverty
[اسم]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

فقر

فقر

Ex: Many families in the area live in poverty and struggle to access basic services. 
tip
tip
[اسم]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

بقشيش, مكافأة

بقشيش, مكافأة

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 
donation
donation
[اسم]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

تبرع, مساهمة

تبرع, مساهمة

Ex: She made a donation to the local animal shelter. 
tariff
tariff
[اسم]

a tax paid on goods imported or exported

تعريفة, ضريبة جمركية

تعريفة, ضريبة جمركية

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
cash-back
cash-back
[اسم]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

استرداد نقدي, كاش باك

استرداد نقدي, كاش باك

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 
till
till
[اسم]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

الصندوق, آلة تسجيل النقد

الصندوق, آلة تسجيل النقد

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 
fundraising
fundraising
[اسم]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

جمع التبرعات, التبرع

جمع التبرعات, التبرع

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
pension
pension
[اسم]

a regular payment made to a retired person by the government or a former employer

معاش, تقاعد

معاش, تقاعد

Ex: My grandfather's pension allows him to travel during his retirement. 
lender
lender
[اسم]

a person or entity that lends money to other people or organizations

المقرض, كيان الإقراض

المقرض, كيان الإقراض

blockchain
blockchain
[اسم]

a decentralized digital ledger that records transactions across multiple computers securely

سلسلة الكتل, بلوك تشين

سلسلة الكتل, بلوك تشين

cryptocurrency

a digital or virtual form of currency secured by cryptography

عملة مشفرة, عملة التشفير

عملة مشفرة, عملة التشفير

Ex: Bitcoin is a popular type of cryptocurrency. 
bitcoin
bitcoin
[اسم]

a decentralized digital currency

عملة رقمية لامركزية, عملة مشفرة لامركزية

عملة رقمية لامركزية, عملة مشفرة لامركزية

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