Ordförråd för IELTS General (Poäng 6-7) - Finans och Valuta

Här kommer du att lära dig några engelska ord relaterade till ekonomi och valuta som är nödvändiga för General Training IELTS-examen.

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Vocabulary for General Training IELTS (6-7)

yen

[Substantiv]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, japansk yen

Ex: He transferred yen to his account from his international bank .Han överförde **yen** till sitt konto från sin internationella bank.

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rupee

[Substantiv]

the official currency of India and several other South Asian countries

rupie, indisk rupie

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note

[Substantiv]

paper money issued by a government or financial institution that is used to buy goods and services

sedel, not

Ex: The crisp , new note felt fresh between her fingers as she counted her money .Den knapriga, nya **sedeln** kändes fräsch mellan hennes fingrar när hon räknade sina pengar.

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dime

[Substantiv]

a ten-cent coin of Canada and the US

en dime, ett mynt på tio cent

Ex: The charity drive asked people to donate even a dime to help those in need .Välgörenhetskampanjen bad människor att donera till och med en **dime** för att hjälpa de behövande.

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quarter

[Substantiv]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

en fjärdedollarsmynt, ett 25-centmynt

Ex: I found a shiny quarter on the sidewalk while walking to work .Jag hittade en glänsande **25-centare** på trottoaren när jag gick till jobbet.

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debit

[Substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debet, debetpost

Ex: The software automatically applies debits and credits .Mjukvaran tillämpar automatiskt **debiteringar** och krediter.

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gamble

[Substantiv]

money bet on a chance to win more

vad, hasardspel

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incentive

[Substantiv]

a payment or concession to encourage someone to do something specific

incitament, bonus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Regeringen införde subventioner som ett **incitament** för bönder att anamma hållbara jordbruksmetoder.

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savings

[Substantiv]

the amount of money that one has kept for future use, especially in a bank

besparingar, sparande

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.Regeringen uppmuntrar medborgarna att spara genom att erbjuda skatteincitament för bidrag till pensions**spar**konton.

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loan

[Substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

lån, kredit

Ex: They applied for a loan to expand their business operations .De ansökte om ett **lån** för att expandera sina affärsverksamheter.

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debt

[Substantiv]

an amount of money or a favor that is owed

skuld, belåning

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Han betalade tillbaka sin vän och kände sig lättad över att vara fri från den personliga **skuld** han hade haft så länge.

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overdraft

[Substantiv]

a deficit in a bank account caused by withdrawing more money than is available

övertrassering, överdrag

Ex: The overdraft occurred because of an automatic bill payment .**Övertrassering** inträffade på grund av en automatisk fakturabetalning.

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tax

[Substantiv]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

skatt

Ex: Businesses are required to collect and report taxes to the government.Företag är skyldiga att samla in och rapportera **skatter** till regeringen.

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current account

[Substantiv]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

checkkonto, löpande konto

Ex: You can easily access your funds with a current account at most banks .Du kan enkelt komma åt dina medel med ett **checkkonto** på de flesta banker.

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loss

[Substantiv]

money that is lost by a company, organization, or individual

förlust, underskott

Ex: Insurance helped cover some of the loss caused by the natural disaster .Försäkringen hjälpte till att täcka en del av **förlusten** orsakad av naturkatastrofen.

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wage

[Substantiv]

money that a person earns, daily or weekly, in exchange for their work

lön, avlöning

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.Regeringen genomförde politik för att säkerställa rättvisa **löner** och förbättra levnadsstandarden för arbetare.

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poverty

[Substantiv]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

fattigdom

Ex: The charity focuses on providing food and shelter to those living in poverty.Välgörenhetsorganisationen fokuserar på att tillhandahålla mat och skydd åt dem som lever i **fattigdom**.

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tip

[Substantiv]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

dricks, gratifikation

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .Han glömde att lämna en **dricks** till frisören efter sin klippning, så han åkte tillbaka till salongen för att ge den till henne.

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donation

[Substantiv]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donation, bidrag

Ex: They appreciated the generous donation from the community .De uppskattade det generösa **bidraget** från samhället.

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tariff

[Substantiv]

a tax paid on goods imported or exported

tull, importskatt

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Företagen är oroliga för potentiella **tullhöjningar** som kan påverka deras leveranskedjekostnader.

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cash-back

[Substantiv]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

kontant återbäring, cashback

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .Många banker erbjuder **cashback**-bonusar för att öppna ett nytt konto eller uppfylla vissa krav.

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till

[Substantiv]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kassa, kassaapparat

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .Under revisionen hittade de en avvikelse i **kassan**, vilket ledde till en granskning av transaktionerna från föregående vecka.

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fundraising

[Substantiv]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

insamling av medel, fundraising

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.Universitetets alumniförening anordnar **insamlings**evenemang för att ge stipendier till behövande studenter.

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pension

[Substantiv]

a regular payment made to a retired person by the government or a former employer

pension, pension

Ex: Government employees often receive a pension as part of their retirement benefits .

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lender

[Substantiv]

a person or entity that lends money to other people or organizations