Vocabolario per IELTS General (Punteggio 6-7) - Finanza e Valuta

Qui, imparerai alcune parole inglesi relative alla finanza e alla valuta che sono necessarie per l'esame IELTS General Training.

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Vocabulary for General Training IELTS (6-7)

yen

[sostantivo]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

Yen

Ex: He transferred yen to his account from his international bank .Ha trasferito **yen** sul suo conto dalla sua banca internazionale.

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rupee

[sostantivo]

the official currency of India and several other South Asian countries

rupia, rupia indiana

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note

[sostantivo]

paper money issued by a government or financial institution that is used to buy goods and services

banconota, nota

Ex: The crisp , new note felt fresh between her fingers as she counted her money .La **banconota** fresca e nuova sembrava fresca tra le sue dita mentre contava i suoi soldi.

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dime

[sostantivo]

a ten-cent coin of Canada and the US

dieci centesimi di dollaro

Ex: The charity drive asked people to donate even a dime to help those in need .La raccolta fondi ha chiesto alle persone di donare anche un **dime** per aiutare i bisognosi.

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quarter

[sostantivo]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

un quarto di dollaro, una moneta da 25 centesimi

Ex: I found a shiny quarter on the sidewalk while walking to work .Ho trovato un **quarto di dollaro** lucente sul marciapiede mentre andavo al lavoro.

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debit

[sostantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

addebito

Ex: The software automatically applies debits and credits .Il software applica automaticamente gli **addebiti** e i crediti.

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gamble

[sostantivo]

money bet on a chance to win more

scommessa, gioco d'azzardo

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incentive

[sostantivo]

a payment or concession to encourage someone to do something specific

incentivo

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Il governo ha introdotto sussidi come **incentivo** per gli agricoltori ad adottare pratiche agricole sostenibili.

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savings

[sostantivo]

the amount of money that one has kept for future use, especially in a bank

risparmi

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.Il governo incoraggia i cittadini a risparmiare offrendo incentivi fiscali per i contributi ai conti di **risparmio** pensionistico.

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loan

[sostantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

prestito

Ex: They applied for a loan to expand their business operations .Hanno richiesto un **prestito** per espandere le loro operazioni commerciali.

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debt

[sostantivo]

an amount of money or a favor that is owed

debito

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Ha ripagato il suo amico, sentendosi sollevato di essere libero dal **debito** personale che aveva dovuto per così tanto tempo.

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overdraft

[sostantivo]

a deficit in a bank account caused by withdrawing more money than is available

scoperto

Ex: The overdraft occurred because of an automatic bill payment .Lo **scoperto** si è verificato a causa di un pagamento automatico della bolletta.

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tax

[sostantivo]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

imposta

Ex: Businesses are required to collect and report taxes to the government.Le aziende sono tenute a raccogliere e dichiarare le **tasse** al governo.

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current account

[sostantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

conto corrente, conto a vista

Ex: You can easily access your funds with a current account at most banks .Puoi accedere facilmente ai tuoi fondi con un **conto corrente** nella maggior parte delle banche.

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loss

[sostantivo]

money that is lost by a company, organization, or individual

perdita

Ex: Insurance helped cover some of the loss caused by the natural disaster .L'assicurazione ha contribuito a coprire parte della **perdita** causata dal disastro naturale.

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wage

[sostantivo]

money that a person earns, daily or weekly, in exchange for their work

salario

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.Il governo ha implementato politiche per garantire **salari** equi e migliorare il tenore di vita dei lavoratori.

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poverty

[sostantivo]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

povertà

Ex: The charity focuses on providing food and shelter to those living in poverty.L'organizzazione benefica si concentra sul fornire cibo e riparo a coloro che vivono in **povertà**.

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tip

[sostantivo]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

mancia

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .Si è dimenticato di lasciare una **mancia** per la parrucchiera dopo il taglio di capelli, quindi è tornato al salone per dargliela.

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donation

[sostantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donazione

Ex: They appreciated the generous donation from the community .Hanno apprezzato la generosa **donazione** della comunità.

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tariff

[sostantivo]

a tax paid on goods imported or exported

tariffa

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Le aziende sono preoccupate per i potenziali aumenti delle **tariffe** che potrebbero incidere sui costi della loro catena di approvvigionamento.

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cash-back

[sostantivo]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cashback

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .Molte banche offrono bonus di **rimborso in contanti** per l'apertura di un nuovo conto o il soddisfacimento di determinati requisiti.

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till

[sostantivo]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

fino

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .Durante l'audit, hanno trovato una discrepanza nella **cassa**, che ha portato a una revisione delle transazioni della settimana precedente.

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fundraising

[sostantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

raccoltare di fondi

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.L'associazione degli ex alunni dell'università organizza eventi di **raccolta fondi** per fornire borse di studio agli studenti bisognosi.

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pension

[sostantivo]

a regular payment made to a retired person by the government or a former employer

pensione

Ex: Government employees often receive a pension as part of their retirement benefits .

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lender

[sostantivo]

a person or entity that lends money to other people or organizations