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Bokabularyo para sa IELTS General (Score 6-7) - Pananalapi at Pera

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi at Pera na kinakailangan para sa pagsusulit na General Training IELTS.

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Vocabulary for General Training IELTS (6-7)
yen
[Pangngalan]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, ang yen

yen, ang yen

Ex: He transferred yen to his account from his international bank .Inilipat niya ang **yen** sa kanyang account mula sa kanyang international bank.
rupee
[Pangngalan]

the official currency of India and several other South Asian countries

rupiya, rupiya ng India

rupiya, rupiya ng India

note
[Pangngalan]

paper money issued by a government or financial institution that is used to buy goods and services

salaping papel, nota

salaping papel, nota

Ex: The crisp , new note felt fresh between her fingers as she counted her money .Ang malutong, bagong **salapi** ay parang sariwa sa pagitan ng kanyang mga daliri habang binibilang niya ang kanyang pera.
dime
[Pangngalan]

a ten-cent coin of Canada and the US

isang dime, sampung sentimos na barya

isang dime, sampung sentimos na barya

Ex: The charity drive asked people to donate even a dime to help those in need .Hiniling ng charity drive sa mga tao na mag-donate kahit isang **dime** para tulungan ang mga nangangailangan.
quarter
[Pangngalan]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

isang quarter, isang barya na 25 sentimo

isang quarter, isang barya na 25 sentimo

Ex: I found a shiny quarter on the sidewalk while walking to work .Nakita ko ang isang makintab na **quarter** sa bangketa habang naglalakad papunta sa trabaho.
debit
[Pangngalan]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pagkakarga

debit, pagkakarga

Ex: The software automatically applies debits and credits .Ang software ay awtomatikong naglalapat ng mga **debit** at credit.
gamble
[Pangngalan]

money bet on a chance to win more

pusta, sugal

pusta, sugal

incentive
[Pangngalan]

a payment or concession to encourage someone to do something specific

insentibo,  bonus

insentibo, bonus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Ang pamahalaan ay nagpakilala ng mga subsidy bilang **insentibo** para sa mga magsasaka na magpatibay ng mga sustainable agricultural practices.
savings
[Pangngalan]

the amount of money that one has kept for future use, especially in a bank

ipon, savings

ipon, savings

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.Hinihikayat ng gobyerno ang mga mamamayan na mag-ipon sa pamamagitan ng pag-aalok ng mga insentibo sa buwis para sa mga kontribusyon sa mga account ng **ipon** sa pagreretiro.
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: They applied for a loan to expand their business operations .Nag-apply sila para sa isang **loan** upang palawakin ang kanilang mga operasyon sa negosyo.
debt
[Pangngalan]

an amount of money or a favor that is owed

utang, pagkakautang

utang, pagkakautang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Binalik niya ang utang sa kanyang kaibigan, na nakaramdam ng ginhawa sa pagiging malaya sa personal na **utang** na matagal niyang inutang.
overdraft
[Pangngalan]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, labis na pag-withdraw

overdraft, labis na pag-withdraw

Ex: The overdraft occurred because of an automatic bill payment .Ang **overdraft** ay nangyari dahil sa isang awtomatikong pagbabayad ng bill.
tax
[Pangngalan]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

buwis

buwis

Ex: Businesses are required to collect and report taxes to the government.Kinakailangan ng mga negosyo na mangolekta at mag-ulat ng **buwis** sa pamahalaan.
current account
[Pangngalan]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

kasalukuyang account, account na pangkasalukuyan

kasalukuyang account, account na pangkasalukuyan

Ex: You can easily access your funds with a current account at most banks .Madali mong maa-access ang iyong pondo sa isang **kasalukuyang account** sa karamihan ng mga bangko.
loss
[Pangngalan]

money that is lost by a company, organization, or individual

pagkawala, kakulangan

pagkawala, kakulangan

Ex: Insurance helped cover some of the loss caused by the natural disaster .Tumulong ang insurance na takpan ang ilan sa **pagkawala** na dulot ng natural na kalamidad.
wage
[Pangngalan]

money that a person earns, daily or weekly, in exchange for their work

sahod, suweldo

sahod, suweldo

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.Nagpatupad ang gobyerno ng mga patakaran upang matiyak ang patas na **sahod** at mapabuti ang pamantayan ng pamumuhay ng mga manggagawa.
poverty
[Pangngalan]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

kahirapan

kahirapan

Ex: The charity focuses on providing food and shelter to those living in poverty.Ang charity ay nakatuon sa pagbibigay ng pagkain at tirahan sa mga nabubuhay sa **kahirapan**.
tip
[Pangngalan]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

tip, gratipikasyon

tip, gratipikasyon

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .Nakalimutan niyang mag-iwan ng **tip** para sa hairdresser pagkatapos ng kanyang gupit, kaya bumalik siya sa salon para ibigay ito sa kanya.
donation
[Pangngalan]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donasyon, ambag

donasyon, ambag

Ex: They appreciated the generous donation from the community .Pinahahalagahan nila ang mapagbigay na **donasyon** mula sa komunidad.
tariff
[Pangngalan]

a tax paid on goods imported or exported

taripa, buwis sa customs

taripa, buwis sa customs

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Nag-aalala ang mga negosyo tungkol sa posibleng pagtaas ng **taripa** na maaaring makaapekto sa kanilang mga gastos sa supply chain.
cash-back
[Pangngalan]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cash-back, pera na ibabalik

cash-back, pera na ibabalik

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .Maraming bangko ang nag-aalok ng mga bonus na **cash-back** para sa pagbubukas ng bagong account o pagtugon sa ilang mga kinakailangan.
till
[Pangngalan]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kaha, makinang pang-kaha

kaha, makinang pang-kaha

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .Sa panahon ng audit, nakakita sila ng pagkakaiba sa **till**, na nagdulot ng pagsusuri sa mga transaksyon mula sa nakaraang linggo.
fundraising
[Pangngalan]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

pangangalap ng pondo, pag-raise ng pondo

pangangalap ng pondo, pag-raise ng pondo

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.Ang asosasyon ng mga alumni ng unibersidad ay nagho-host ng mga kaganapan sa **pangangalap ng pondo** upang magbigay ng mga scholarship para sa mga mag-aaral na nangangailangan.
pension
[Pangngalan]

a regular payment made to a retired person by the government or a former employer

pensiyon, retiro

pensiyon, retiro

Ex: Government employees often receive a pension as part of their retirement benefits .
lender
[Pangngalan]

a person or entity that lends money to other people or organizations

tagapautang, entidad ng pautang

tagapautang, entidad ng pautang

blockchain
[Pangngalan]

a decentralized digital ledger that records transactions across multiple computers securely

kadena ng mga bloke, blockchain

kadena ng mga bloke, blockchain

cryptocurrency
[Pangngalan]

a digital or virtual form of currency secured by cryptography

cryptocurrency, perang cryptographic

cryptocurrency, perang cryptographic

Ex: Many online stores now accept cryptocurrency as payment .Maraming online store ngayon ang tumatanggap ng **cryptocurrency** bilang bayad.
bitcoin
[Pangngalan]

a decentralized digital currency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

Bokabularyo para sa IELTS General (Score 6-7)
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