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Bokabularyo para sa IELTS General (Score 6-7) - Pananalapi at Pera

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi at Pera na kinakailangan para sa pagsusulit na General Training IELTS.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[Pangngalan]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, ang yen

yen, ang yen

Ex: The cost of the meal was 2,000 ¥. 

Ang halaga ng pagkain ay 2,000 yen.

rupee
rupee
[Pangngalan]

the official currency of India and several other South Asian countries

rupiya, rupiya ng India

rupiya, rupiya ng India

note
note
[Pangngalan]

paper money issued by a government or financial institution that is used to buy goods and services

salaping papel, nota

salaping papel, nota

Ex: The crisp, new note felt fresh between her fingers as she counted her money. 
dime
dime
[Pangngalan]

a ten-cent coin of Canada and the US

isang dime, sampung sentimos na barya

isang dime, sampung sentimos na barya

Ex: He placed a dime in the vending machine to buy a small piece of candy. 

Naglagay siya ng dime sa vending machine para bumili ng maliit na piraso ng kendi.

quarter
quarter
[Pangngalan]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

isang quarter, isang barya na 25 sentimo

isang quarter, isang barya na 25 sentimo

Ex: I found a shiny quarter on the sidewalk while walking to work. 
debit
debit
[Pangngalan]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pagkakarga

debit, pagkakarga

Ex: The accountant recorded the purchase as a debit. 

Itinala ng accountant ang pagbili bilang isang debit.

gamble
gamble
[Pangngalan]

money or stake that is risked in the hope of gaining a financial reward

pusta, panganib

pusta, panganib

Ex: She doubled her gamble in hopes of winning big. 

Doble ang kanyang pusta sa pag-asa na manalo ng malaki.

incentive
incentive
[Pangngalan]

a payment or concession to encourage someone to do something specific

insentibo,  bonus

insentibo, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 

Ang kumpanya ay nag-alok ng bonus bilang insentibo para sa mga empleyado na lumampas sa kanilang mga target sa pagbebenta.

savings
savings
[Pangngalan]

the amount of money that one has kept for future use, especially in a bank

ipon, savings

ipon, savings

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 

Masigasig siyang nagtabi ng bahagi ng kanyang kita bawat buwan upang mag-ambag sa kanyang savings account.

loan
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: They applied for a loan to expand their business operations. 
debt
debt
[Pangngalan]

an amount of money or a favor that is owed

utang, pagkakautang

utang, pagkakautang

Ex: He repaid his friend, feeling relieved to be free of the personal debt he had owed for so long. 
overdraft
overdraft
[Pangngalan]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, labis na pag-withdraw

overdraft, labis na pag-withdraw

Ex: The bank charged a fee for the overdraft on her account. 

Nagpataw ng bayad ang bangko para sa overdraft sa kanyang account.

tax
tax
[Pangngalan]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

buwis

buwis

Ex: Businesses are required to collect and report taxes to the government. 
current account
current account
[Pangngalan]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

kasalukuyang account, account na pangkasalukuyan

kasalukuyang account, account na pangkasalukuyan

Ex: They offer free banking services with their current account. 

Nag-aalok sila ng libreng serbisyo sa bangko sa kanilang kasalukuyang account.

loss
loss
[Pangngalan]

money that is lost by a company, organization, or individual

pagkawala, kakulangan

pagkawala, kakulangan

Ex: Insurance helped cover some of the loss caused by the natural disaster. 
wage
wage
[Pangngalan]

money that a person earns, daily or weekly, in exchange for their work

sahod, suweldo

sahod, suweldo

Ex: The government implemented policies to ensure fair wages and improve living standards for workers. 
poverty
poverty
[Pangngalan]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

kahirapan

kahirapan

Ex: The charity focuses on providing food and shelter to those living in poverty. 
tip
tip
[Pangngalan]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

tip, gratipikasyon

tip, gratipikasyon

Ex: He forgot to leave a tip for the hairdresser after his haircut, so he went back to the salon to give it to her. 
donation
donation
[Pangngalan]

money, goods, or other things voluntarily given to help a person, organization, or cause

donasyon,  abuloy

donasyon, abuloy

Ex: Emma made a generous donation to the local animal shelter. 
tariff
tariff
[Pangngalan]

a tax imposed by a government on goods imported into or exported from a country

taripa,  bayad sa pag-angkat

taripa, bayad sa pag-angkat

Ex: The government imposed a tariff on imported steel. 
cash-back
cash-back
[Pangngalan]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cash-back, pera na ibabalik

cash-back, pera na ibabalik

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 
till
till
[Pangngalan]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kaha, makinang pang-kaha

kaha, makinang pang-kaha

Ex: During the audit, they found a discrepancy in the till, prompting a review of the transactions from the previous week. 
fundraising
fundraising
[Pangngalan]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

pangangalap ng pondo, pag-raise ng pondo

pangangalap ng pondo, pag-raise ng pondo

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 

Ang nonprofit na organisasyon ay nag-organisa ng isang fundraising gala upang makalikom ng pondo para sa pananaliksik sa kanser.

pension
pension
[Pangngalan]

a regular payment made to a retired person by the government or a former employer

pensiyon, retiro

pensiyon, retiro

Ex: Government employees often receive a pension as part of their retirement benefits. 
lender
lender
[Pangngalan]

a person or organization that provides money to borrowers with the expectation of repayment

tagapagpahiram

tagapagpahiram

Ex: The lender approved the mortgage application within two days. 
blockchain
blockchain
[Pangngalan]

a decentralized digital ledger that records transactions across multiple computers securely

kadena ng mga bloke, blockchain

kadena ng mga bloke, blockchain

cryptocurrency
cryptocurrency
[Pangngalan]

a digital or virtual form of currency secured by cryptography

cryptocurrency, perang cryptographic

cryptocurrency, perang cryptographic

Ex: Bitcoin is a popular type of cryptocurrency. 

Ang Bitcoin ay isang popular na uri ng cryptocurrency.

bitcoin
bitcoin
[Pangngalan]

a decentralized digital currency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

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