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Bokabularyo para sa IELTS General (Score 6-7) - Pananalapi at Pera

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi at Pera na kinakailangan para sa pagsusulit na General Training IELTS.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[Pangngalan]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, ang yen

yen, ang yen

Ex: The cost of the meal was 2,000 ¥. 

Ang halaga ng pagkain ay 2,000 yen.

rupee
rupee
[Pangngalan]

the official currency of India and several other South Asian countries

rupiya, rupiya ng India

rupiya, rupiya ng India

note
note
[Pangngalan]

paper money issued by a government or financial institution that is used to buy goods and services

salaping papel, nota

salaping papel, nota

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 

Ibinigay niya sa cashier ang isang salaping papel na sampung dolyar para bayaran ang kanyang mga groceries.

dime
dime
[Pangngalan]

a ten-cent coin of Canada and the US

isang dime, sampung sentimos na barya

isang dime, sampung sentimos na barya

Ex: He placed a dime in the vending machine to buy a small piece of candy. 

Naglagay siya ng dime sa vending machine para bumili ng maliit na piraso ng kendi.

quarter
quarter
[Pangngalan]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

isang quarter, isang barya na 25 sentimo

isang quarter, isang barya na 25 sentimo

Ex: I used a quarter to pay for the parking meter. 

Gumamit ako ng quarter para bayaran ang parking meter.

debit
debit
[Pangngalan]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pagkakarga

debit, pagkakarga

Ex: The accountant recorded the purchase as a debit. 

Itinala ng accountant ang pagbili bilang isang debit.

gamble
gamble
[Pangngalan]

money or stake that is risked in the hope of gaining a financial reward

pusta, panganib

pusta, panganib

Ex: She doubled her gamble in hopes of winning big. 

Doble ang kanyang pusta sa pag-asa na manalo ng malaki.

incentive
incentive
[Pangngalan]

a payment or concession to encourage someone to do something specific

insentibo,  bonus

insentibo, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 

Ang kumpanya ay nag-alok ng bonus bilang insentibo para sa mga empleyado na lumampas sa kanilang mga target sa pagbebenta.

savings
savings
[Pangngalan]

the amount of money that one has kept for future use, especially in a bank

ipon, savings

ipon, savings

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 

Masigasig siyang nagtabi ng bahagi ng kanyang kita bawat buwan upang mag-ambag sa kanyang savings account.

loan
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 

Kumuha siya ng loan para bilhin ang kanyang unang bahay, na balak niyang bayaran sa loob ng 30 taon.

debt
debt
[Pangngalan]

an amount of money or a favor that is owed

utang, pagkakautang

utang, pagkakautang

Ex: After years of diligent saving, he finally managed to pay off his student debt. 

Matapos ang mga taon ng masipag na pag-iipon, sa wakas ay nabayaran niya ang kanyang utang na pampaaralan.

overdraft
overdraft
[Pangngalan]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, labis na pag-withdraw

overdraft, labis na pag-withdraw

Ex: The bank charged a fee for the overdraft on her account. 

Nagpataw ng bayad ang bangko para sa overdraft sa kanyang account.

tax
tax
[Pangngalan]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

buwis

buwis

Ex: April 15th is the deadline for filing income tax returns in the United States. 

Ang Abril 15 ay ang deadline para sa pag-file ng income tax returns sa Estados Unidos.

current account
current account
[Pangngalan]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

kasalukuyang account, account na pangkasalukuyan

kasalukuyang account, account na pangkasalukuyan

Ex: They offer free banking services with their current account. 

Nag-aalok sila ng libreng serbisyo sa bangko sa kanilang kasalukuyang account.

loss
loss
[Pangngalan]

money that is lost by a company, organization, or individual

pagkawala, kakulangan

pagkawala, kakulangan

Ex: The business reported a significant loss for the quarter due to declining sales. 

Ang negosyo ay nag-ulat ng isang malaking pagkawala para sa quarter dahil sa pagbaba ng mga benta.

wage
wage
[Pangngalan]

money that a person earns, daily or weekly, in exchange for their work

sahod, suweldo

sahod, suweldo

Ex: The company increased the minimum wage for its employees to attract and retain talent. 

Itinaas ng kumpanya ang pinakamababang sahod ng mga empleyado nito upang maakit at mapanatili ang talento.

poverty
poverty
[Pangngalan]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

kahirapan

kahirapan

Ex: Many families in the area live in poverty and struggle to access basic services. 

Maraming pamilya sa lugar na ito ang nabubuhay sa kahirapan at nahihirapang ma-access ang mga pangunahing serbisyo.

tip
tip
[Pangngalan]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

tip, gratipikasyon

tip, gratipikasyon

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 

Ang porter ng hotel ay tumanggap ng tip para sa pagdadala ng mga bagahe sa kuwarto ng mga bisita.

donation
donation
[Pangngalan]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donasyon, ambag

donasyon, ambag

Ex: She made a donation to the local animal shelter. 

Nagbigay siya ng donasyon sa lokal na hayop na kanlungan.

tariff
tariff
[Pangngalan]

a tax paid on goods imported or exported

taripa, buwis sa customs

taripa, buwis sa customs

Ex: The government imposed a tariff on imported steel to protect domestic producers. 

Nagpataw ang gobyerno ng taripa sa imported na bakal upang protektahan ang mga domestic producer.

cash-back
cash-back
[Pangngalan]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cash-back, pera na ibabalik

cash-back, pera na ibabalik

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 

Ang credit card ay nag-aalok ng mga gantimpala na cash-back para sa bawat pagbili na ginawa, na nagbibigay ng porsyento ng kabuuang halagang ginastos pabalik sa may-ari ng card.

till
till
[Pangngalan]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kaha, makinang pang-kaha

kaha, makinang pang-kaha

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 

Mabilis na isinama ng cashier ang mga item sa till, tinitiyak na mabigyan ang mga customer ng kanilang sukli.

fundraising
fundraising
[Pangngalan]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

pangangalap ng pondo, pag-raise ng pondo

pangangalap ng pondo, pag-raise ng pondo

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 

Ang nonprofit na organisasyon ay nag-organisa ng isang fundraising gala upang makalikom ng pondo para sa pananaliksik sa kanser.

pension
pension
[Pangngalan]

a regular payment made to a retired person by the government or a former employer

pensiyon, retiro

pensiyon, retiro

Ex: My grandfather's pension allows him to travel during his retirement. 

Ang pensiyon ng aking lolo ay nagbibigay-daan sa kanya na maglakbay sa panahon ng kanyang pagreretiro.

lender
lender
[Pangngalan]

a person or entity that lends money to other people or organizations

tagapautang, entidad ng pautang

tagapautang, entidad ng pautang

blockchain
blockchain
[Pangngalan]

a decentralized digital ledger that records transactions across multiple computers securely

kadena ng mga bloke, blockchain

kadena ng mga bloke, blockchain

cryptocurrency
cryptocurrency
[Pangngalan]

a digital or virtual form of currency secured by cryptography

cryptocurrency, perang cryptographic

cryptocurrency, perang cryptographic

Ex: Bitcoin is a popular type of cryptocurrency. 

Ang Bitcoin ay isang popular na uri ng cryptocurrency.

bitcoin
bitcoin
[Pangngalan]

a decentralized digital currency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

isang desentralisadong digital na pera, isang desentralisadong cryptocurrency

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