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Kosakata untuk IELTS General (Skor 6-7) - Keuangan dan Mata Uang

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Keuangan dan Mata Uang yang diperlukan untuk ujian IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[Kata benda]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, yen Jepang

yen, yen Jepang

Ex: The cost of the meal was 2,000 ¥. 
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rupee
rupee
[Kata benda]

the official currency of India and several other South Asian countries

rupee, rupee India

rupee, rupee India

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note
note
[Kata benda]

paper money issued by a government or financial institution that is used to buy goods and services

uang kertas, nota

uang kertas, nota

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 
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dime
dime
[Kata benda]

a ten-cent coin of Canada and the US

sebuah dime, koin sepuluh sen

sebuah dime, koin sepuluh sen

Ex: He placed a dime in the vending machine to buy a small piece of candy. 
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quarter
quarter
[Kata benda]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

seperempat dolar, koin 25 sen

seperempat dolar, koin 25 sen

Ex: I used a quarter to pay for the parking meter. 
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debit
debit
[Kata benda]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pencatatan debit

debit, pencatatan debit

Ex: The accountant recorded the purchase as a debit. 
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gamble
gamble
[Kata benda]

money or stake that is risked in the hope of gaining a financial reward

taruhan, risiko

taruhan, risiko

Ex: He lost a large gamble at the poker table. 
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incentive
incentive
[Kata benda]

a payment or concession to encourage someone to do something specific

insentif,  bonus

insentif, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
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savings
savings
[Kata benda]

the amount of money that one has kept for future use, especially in a bank

tabungan, simpanan

tabungan, simpanan

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 
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loan
loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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debt
debt
[Kata benda]

an amount of money or a favor that is owed

hutang, utang

hutang, utang

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
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overdraft
overdraft
[Kata benda]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, penarikan lebih

overdraft, penarikan lebih

Ex: The bank charged a fee for the overdraft on her account. 
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tax
tax
[Kata benda]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

pajak

pajak

Ex: April 15th is the deadline for filing income tax returns in the United States. 
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current account
current account
[Kata benda]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

rekening koran, rekening giro

rekening koran, rekening giro

Ex: They offer free banking services with their current account. 
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loss
loss
[Kata benda]

money that is lost by a company, organization, or individual

kerugian, defisit

kerugian, defisit

Ex: The business reported a significant loss for the quarter due to declining sales. 
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wage
wage
[Kata benda]

money that a person earns, daily or weekly, in exchange for their work

upah, gaji

upah, gaji

Ex: The company increased the minimum wage for its employees to attract and retain talent. 
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poverty
poverty
[Kata benda]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

kemiskinan

kemiskinan

Ex: Many families in the area live in poverty and struggle to access basic services. 
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tip
tip
[Kata benda]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

tip, uang tip

tip, uang tip

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 
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donation
donation
[Kata benda]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

sumbangan, donasi

sumbangan, donasi

Ex: She made a donation to the local animal shelter. 
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tariff
tariff
[Kata benda]

a tax paid on goods imported or exported

tarif, bea masuk

tarif, bea masuk

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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cash-back
cash-back
[Kata benda]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

uang kembali, cashback

uang kembali, cashback

Ex: The credit card offers cash-back rewards for every purchase made, providing a percentage of the total amount spent back to the cardholder. 
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till
till
[Kata benda]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kasir, mesin kasir

kasir, mesin kasir

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 
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fundraising
fundraising
[Kata benda]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

penggalangan dana, fundraising

penggalangan dana, fundraising

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
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pension
pension
[Kata benda]

a regular payment made to a retired person by the government or a former employer

pensiun, tunjangan

pensiun, tunjangan

Ex: My grandfather's pension allows him to travel during his retirement. 
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lender
lender
[Kata benda]

a person or entity that lends money to other people or organizations

pemberi pinjaman, entitas pinjaman

pemberi pinjaman, entitas pinjaman

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blockchain
blockchain
[Kata benda]

a decentralized digital ledger that records transactions across multiple computers securely

rantai blok, blockchain

rantai blok, blockchain

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cryptocurrency
cryptocurrency
[Kata benda]

a digital or virtual form of currency secured by cryptography

mata uang kripto, uang kriptografi

mata uang kripto, uang kriptografi

Ex: Bitcoin is a popular type of cryptocurrency. 
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bitcoin
bitcoin
[Kata benda]

a decentralized digital currency

mata uang digital terdesentralisasi, mata uang kripto terdesentralisasi

mata uang digital terdesentralisasi, mata uang kripto terdesentralisasi

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