Kosakata untuk IELTS General (Skor 6-7) - Keuangan dan Mata Uang

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Keuangan dan Mata Uang yang diperlukan untuk ujian IELTS General Training.

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Kartu flash

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Vocabulary for General Training IELTS (6-7)

yen

[Kata benda]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, yen Jepang

Ex: He transferred yen to his account from his international bank .Dia mentransfer **yen** ke rekeningnya dari bank internasionalnya.

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rupee

[Kata benda]

the official currency of India and several other South Asian countries

rupee, rupee India

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note

[Kata benda]

paper money issued by a government or financial institution that is used to buy goods and services

uang kertas, nota

Ex: The crisp , new note felt fresh between her fingers as she counted her money .**Uang kertas** yang renyah dan baru terasa segar di antara jarinya saat dia menghitung uangnya.

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dime

[Kata benda]

a ten-cent coin of Canada and the US

sebuah dime, koin sepuluh sen

Ex: The charity drive asked people to donate even a dime to help those in need .Penggalangan dana meminta orang untuk menyumbang bahkan **dime** untuk membantu mereka yang membutuhkan.

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quarter

[Kata benda]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

seperempat dolar, koin 25 sen

Ex: I found a shiny quarter on the sidewalk while walking to work .Saya menemukan **seperempat dolar** mengkilap di trotoar saat berjalan ke tempat kerja.

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debit

[Kata benda]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pencatatan debit

Ex: The software automatically applies debits and credits .Perangkat lunak secara otomatis menerapkan **debit** dan kredit.

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gamble

[Kata benda]

money bet on a chance to win more

taruhan, judi

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incentive

[Kata benda]

a payment or concession to encourage someone to do something specific

insentif, bonus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Pemerintah memperkenalkan subsidi sebagai **insentif** bagi petani untuk mengadopsi praktik pertanian berkelanjutan.

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savings

[Kata benda]

the amount of money that one has kept for future use, especially in a bank

tabungan, simpanan

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.Pemerintah mendorong warga untuk menabung dengan menawarkan insentif pajak untuk kontribusi ke rekening **tabungan** pensiun.

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loan

[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

Ex: They applied for a loan to expand their business operations .Mereka mengajukan **pinjaman** untuk memperluas operasi bisnis mereka.

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debt

[Kata benda]

an amount of money or a favor that is owed

hutang, utang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Dia membayar kembali temannya, merasa lega bebas dari **hutang** pribadi yang telah ia tanggung begitu lama.

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overdraft

[Kata benda]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, penarikan lebih

Ex: The overdraft occurred because of an automatic bill payment .**Overdraft** terjadi karena pembayaran tagihan otomatis.

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tax

[Kata benda]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

pajak

Ex: Businesses are required to collect and report taxes to the government.Bisnis diwajibkan untuk mengumpulkan dan melaporkan **pajak** kepada pemerintah.

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current account

[Kata benda]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

rekening koran, rekening giro

Ex: You can easily access your funds with a current account at most banks .Anda dapat dengan mudah mengakses dana Anda dengan **rekening giro** di sebagian besar bank.

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loss

[Kata benda]

money that is lost by a company, organization, or individual

kerugian, defisit

Ex: Insurance helped cover some of the loss caused by the natural disaster .Asuransi membantu menutupi sebagian **kerugian** yang disebabkan oleh bencana alam.

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wage

[Kata benda]

money that a person earns, daily or weekly, in exchange for their work

upah, gaji

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.Pemerintah menerapkan kebijakan untuk memastikan **upah** yang adil dan meningkatkan standar hidup pekerja.

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poverty

[Kata benda]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

kemiskinan

Ex: The charity focuses on providing food and shelter to those living in poverty.Lembaga amal ini berfokus pada menyediakan makanan dan tempat tinggal bagi mereka yang hidup dalam **kemiskinan**.

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tip

[Kata benda]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

tip, uang tip

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .Dia lupa meninggalkan **tip** untuk penata rambut setelah potong rambut, jadi dia kembali ke salon untuk memberikannya.

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donation

[Kata benda]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

sumbangan, donasi

Ex: They appreciated the generous donation from the community .Mereka menghargai **sumbangan** yang murah hati dari komunitas.

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tariff

[Kata benda]

a tax paid on goods imported or exported

tarif, bea masuk

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Bisnis khawatir tentang potensi kenaikan **tarif** yang dapat memengaruhi biaya rantai pasokan mereka.

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cash-back

[Kata benda]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

uang kembali, cashback

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .Banyak bank menawarkan bonus **pengembalian uang tunai** untuk membuka akun baru atau memenuhi persyaratan tertentu.

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till

[Kata benda]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

kasir, mesin kasir

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .Selama audit, mereka menemukan perbedaan dalam **mesin kasir**, yang memicu tinjauan transaksi dari minggu sebelumnya.

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fundraising

[Kata benda]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

penggalangan dana, fundraising

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.Asosiasi alumni universitas menyelenggarakan acara **penggalangan dana** untuk memberikan beasiswa kepada mahasiswa yang membutuhkan.

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pension

[Kata benda]

a regular payment made to a retired person by the government or a former employer

pensiun, tunjangan

Ex: Government employees often receive a pension as part of their retirement benefits .

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lender

[Kata benda]

a person or entity that lends money to other people or organizations