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Vocabulario para IELTS General (Puntuación 6-7) - Finanzas y Moneda

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas y la moneda que son necesarias para el examen IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[Sustantivo]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, el yen

yen, el yen

Ex: The price of the ticket was 5,000 ¥. 

El precio del billete era de 5.000 yen.

rupee
rupee
[Sustantivo]

the official currency of India and several other South Asian countries

rupia, rupia india

rupia, rupia india

note
note
[Sustantivo]

paper money issued by a government or financial institution that is used to buy goods and services

billete, nota

billete, nota

Ex: The bank issued a new series of notes with enhanced security features. 
dime
dime
[Sustantivo]

a ten-cent coin of Canada and the US

moneda de diez centavos

moneda de diez centavos

Ex: The cost of a phone call used to be just a dime, but now it's much higher. 

El costo de una llamada telefónica solía ser solo un dime, pero ahora es mucho más alto.

quarter
quarter
[Sustantivo]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

un cuarto de dólar, una moneda de 25 centavos

un cuarto de dólar, una moneda de 25 centavos

Ex: The vending machine accepts quarters and dollar bills. 
debit
debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

Ex: The bank statement showed a debit for the transaction. 

El extracto bancario mostró un débito por la transacción.

gamble
gamble
[Sustantivo]

money or stake that is risked in the hope of gaining a financial reward

apuesta, riesgo

apuesta, riesgo

Ex: She doubled her gamble in hopes of winning big. 

Ella duplicó su apuesta con la esperanza de ganar mucho.

incentive
incentive
[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

incentivo

Ex: The loyalty program offered discounts and rewards as incentives for frequent customers. 

El programa de fidelidad ofrecía descuentos y recompensas como incentivos para los clientes frecuentes.

savings
savings
[Sustantivo]

the amount of money that one has kept for future use, especially in a bank

ahorros

ahorros

Ex: Building up emergency savings is essential to prepare for unexpected expenses such as medical bills or car repairs. 

Acumular ahorros de emergencia es esencial para prepararse para gastos inesperados como facturas médicas o reparaciones de automóviles.

loan
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: The bank offers different types of loans, including personal, auto, and home loans. 
debt
debt
[Sustantivo]

an amount of money or a favor that is owed

deuda

deuda

Ex: She felt a deep sense of debt to her mentor, who had guided her throughout her career. 
overdraft
overdraft
[Sustantivo]

a deficit in a bank account caused by withdrawing more money than is available

descubierto, saldo deudor

descubierto, saldo deudor

Ex: He incurred an overdraft after spending more than his account balance. 

Contrajo un sobregiro después de gastar más que el saldo de su cuenta.

tax
tax
[Sustantivo]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

impuesto

impuesto

Ex: He calculated his tax liability based on his income and deductions. 
current account
current account
[Sustantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cuenta corriente, cuenta a la vista

cuenta corriente, cuenta a la vista

Ex: She opened a current account to manage her daily expenses. 

Ella abrió una cuenta corriente para gestionar sus gastos diarios.

loss
loss
[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

perdidas financieras

Ex: He suffered a loss on his investment when the stock price plummeted. 
wage
wage
[Sustantivo]

money that a person earns, daily or weekly, in exchange for their work

salario

salario

Ex: The union negotiated higher wages for its members in the latest contract agreement. 
poverty
poverty
[Sustantivo]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

pobreza

pobreza

Ex: Education is seen as a key to escaping the cycle of poverty. 
tip
tip
[Sustantivo]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

propina

propina

Ex: The taxi driver was grateful for the tip he received from the passengers for helping with their luggage. 
donation
donation
[Sustantivo]

money, goods, or other things voluntarily given to help a person, organization, or cause

donación

donación

Ex: David's $500 donation helped pay for new school supplies. 
tariff
tariff
[Sustantivo]

a tax imposed by a government on goods imported into or exported from a country

tarifa

tarifa

Ex: The company must pay a tariff on each shipment it imports. 
cash-back
cash-back
[Sustantivo]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cashback

cashback

Ex: I opted for cash-back at the checkout counter instead of using my debit card to withdraw money from the ATM. 
till
till
[Sustantivo]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

caja, caja registradora

caja, caja registradora

Ex: The store recently upgraded its till system to improve efficiency and track inventory better. 
fundraising
fundraising
[Sustantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

recaudación de fondos

recaudación de fondos

Ex: Volunteers were essential to the success of the community center's annual fundraising drive. 

Los voluntarios fueron esenciales para el éxito de la campaña anual de recaudación de fondos del centro comunitario.

pension
pension
[Sustantivo]

a regular payment made to a retired person by the government or a former employer

pensión

pensión

Ex: After working for the company for over thirty years, he was able to retire with a comfortable pension. 
lender
lender
[Sustantivo]

a person or organization that provides money to borrowers with the expectation of repayment

prestamista

prestamista

Ex: The lender required collateral for the business loan. 
blockchain
blockchain
[Sustantivo]

a decentralized digital ledger that records transactions across multiple computers securely

cadena de bloques, blockchain

cadena de bloques, blockchain

cryptocurrency
cryptocurrency
[Sustantivo]

a digital or virtual form of currency secured by cryptography

criptomoneda

criptomoneda

Ex: She uses cryptocurrency to make international payments quickly. 

Ella usa criptomoneda para hacer pagos internacionales rápidamente.

bitcoin
bitcoin
[Sustantivo]

a decentralized digital currency

una moneda digital descentralizada, una criptomoneda descentralizada

una moneda digital descentralizada, una criptomoneda descentralizada

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