Vocabulario para IELTS General (Puntuación 6-7) - Finanzas y Moneda

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas y la moneda que son necesarias para el examen IELTS General Training.

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Vocabulary for General Training IELTS (6-7)

yen

[Sustantivo]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

yen, el yen

Ex: He transferred yen to his account from his international bank .Transfirió **yenes** a su cuenta desde su banco internacional.

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rupee

[Sustantivo]

the official currency of India and several other South Asian countries

rupia, rupia india

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note

[Sustantivo]

paper money issued by a government or financial institution that is used to buy goods and services

billete, nota

Ex: The crisp , new note felt fresh between her fingers as she counted her money .El **billete** crujiente y nuevo se sentía fresco entre sus dedos mientras contaba su dinero.

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dime

[Sustantivo]

a ten-cent coin of Canada and the US

moneda de diez centavos

Ex: The charity drive asked people to donate even a dime to help those in need .La campaña benéfica pidió a las personas que donaran incluso un **dime** para ayudar a los necesitados.

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quarter

[Sustantivo]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

un cuarto de dólar, una moneda de 25 centavos

Ex: I found a shiny quarter on the sidewalk while walking to work .Encontré un **cuarto de dólar** brillante en la acera mientras caminaba al trabajo.

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debit

[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

Ex: The software automatically applies debits and credits .El software aplica automáticamente los **débitos** y los créditos.

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gamble

[Sustantivo]

money bet on a chance to win more

apuesta, juego de azar

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incentive

[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .El gobierno introdujo subsidios como **incentivo** para que los agricultores adopten prácticas agrícolas sostenibles.

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savings

[Sustantivo]

the amount of money that one has kept for future use, especially in a bank

ahorros

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.El gobierno anima a los ciudadanos a ahorrar ofreciendo incentivos fiscales por contribuciones a las cuentas de **ahorros** para la jubilación.

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loan

[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

Ex: They applied for a loan to expand their business operations .Solicitaron un **préstamo** para expandir sus operaciones comerciales.

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debt

[Sustantivo]

an amount of money or a favor that is owed

deuda

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Le pagó a su amigo, sintiéndose aliviado de estar libre de la **deuda** personal que había tenido durante tanto tiempo.

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overdraft

[Sustantivo]

a deficit in a bank account caused by withdrawing more money than is available

descubierto, saldo deudor

Ex: The overdraft occurred because of an automatic bill payment .El **sobregiro** ocurrió debido a un pago automático de factura.

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tax

[Sustantivo]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

impuesto

Ex: Businesses are required to collect and report taxes to the government.Las empresas están obligadas a recaudar y declarar los **impuestos** al gobierno.

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current account

[Sustantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cuenta corriente, cuenta a la vista

Ex: You can easily access your funds with a current account at most banks .Puedes acceder fácilmente a tus fondos con una **cuenta corriente** en la mayoría de los bancos.

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loss

[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

Ex: Insurance helped cover some of the loss caused by the natural disaster .El seguro ayudó a cubrir parte de la **pérdida** causada por el desastre natural.

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wage

[Sustantivo]

money that a person earns, daily or weekly, in exchange for their work

salario

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.El gobierno implementó políticas para garantizar **salarios** justos y mejorar el nivel de vida de los trabajadores.

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poverty

[Sustantivo]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

pobreza

Ex: The charity focuses on providing food and shelter to those living in poverty.La organización benéfica se centra en proporcionar alimentos y refugio a quienes viven en la **pobreza**.

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tip

[Sustantivo]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

propina

Ex: He forgot to leave a tip for the hairdresser after his haircut , so he went back to the salon to give it to her .Olvidó dejar una **propina** para la peluquera después de su corte de pelo, así que volvió al salón para dársela.

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donation

[Sustantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donación

Ex: They appreciated the generous donation from the community .Apreciaron la generosa **donación** de la comunidad.

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tariff

[Sustantivo]

a tax paid on goods imported or exported

tarifa

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Las empresas están preocupadas por los posibles aumentos de **aranceles** que podrían afectar sus costos de cadena de suministro.

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cash-back

[Sustantivo]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

cashback

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements .Muchos bancos ofrecen bonificaciones de **devolución de efectivo** por abrir una nueva cuenta o cumplir con ciertos requisitos.

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till

[Sustantivo]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

caja, caja registradora

Ex: During the audit , they found a discrepancy in the till, prompting a review of the transactions from the previous week .Durante la auditoría, encontraron una discrepancia en la **caja registradora**, lo que provocó una revisión de las transacciones de la semana anterior.

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fundraising

[Sustantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

recaudación de fondos

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.La asociación de exalumnos de la universidad organiza eventos de **recaudación de fondos** para proporcionar becas a estudiantes necesitados.

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pension

[Sustantivo]

a regular payment made to a retired person by the government or a former employer

pensión

Ex: Government employees often receive a pension as part of their retirement benefits .

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lender

[Sustantivo]

a person or entity that lends money to other people or organizations