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Vocabulário para IELTS General (Pontuação 6-7) - Finanças e Moeda

Aqui, você aprenderá algumas palavras em inglês relacionadas a Finanças e Moeda que são necessárias para o exame IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
yen
yen
[substantivo]

the official currency of Japan, abbreviated as ¥, used for financial transactions and pricing in Japan

iene, o iene

iene, o iene

Ex: He transferred yen to his account from his international bank. 

Ele transferiu ienes para sua conta de seu banco internacional.

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rupee
rupee
[substantivo]

the official currency of India and several other South Asian countries

rúpia, rúpia indiana

rúpia, rúpia indiana

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note
note
[substantivo]

paper money issued by a government or financial institution that is used to buy goods and services

nota, cédula

nota, cédula

Ex: The bank issued a new series of notes with enhanced security features. 
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dime
dime
[substantivo]

a ten-cent coin of Canada and the US

um dime, uma moeda de dez centavos

um dime, uma moeda de dez centavos

Ex: The charity drive asked people to donate even a dime to help those in need. 

A campanha de caridade pediu às pessoas que doassem até mesmo um dime para ajudar os necessitados.

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quarter
quarter
[substantivo]

a coin in the U.S. and Canadian currency systems that is worth 25 cents

um quarto de dólar, uma moeda de 25 centavos

um quarto de dólar, uma moeda de 25 centavos

Ex: The vending machine accepts quarters and dollar bills. 
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debit
debit
[substantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, lançamento a débito

débito, lançamento a débito

Ex: The software automatically applies debits and credits. 

O software aplica automaticamente os débitos e os créditos.

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gamble
gamble
[substantivo]

money or stake that is risked in the hope of gaining a financial reward

aposta, risco

aposta, risco

Ex: She doubled her gamble in hopes of winning big. 

Ela dobrou sua aposta na esperança de ganhar muito.

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incentive
incentive
[substantivo]

a payment or concession to encourage someone to do something specific

incentivo,  bônus

incentivo, bônus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices. 

O governo introduziu subsídios como incentivo para os agricultores adotarem práticas agrícolas sustentáveis.

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savings
savings
[substantivo]

the amount of money that one has kept for future use, especially in a bank

poupança, economias

poupança, economias

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts. 

O governo incentiva os cidadãos a poupar oferecendo incentivos fiscais para contribuições em contas de poupança para aposentadoria.

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loan
loan
[substantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

empréstimo, crédito

empréstimo, crédito

Ex: The bank offers different types of loans, including personal, auto, and home loans. 
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debt
debt
[substantivo]

an amount of money or a favor that is owed

dívida, endividamento

dívida, endividamento

Ex: She felt a deep sense of debt to her mentor, who had guided her throughout her career. 
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overdraft
overdraft
[substantivo]

a deficit in a bank account caused by withdrawing more money than is available

cheque especial, saldo negativo

cheque especial, saldo negativo

Ex: The overdraft occurred because of an automatic bill payment. 

O cheque especial ocorreu devido a um pagamento automático de conta.

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tax
tax
[substantivo]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

imposto

imposto

Ex: He calculated his tax liability based on his income and deductions. 
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current account
current account
[substantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

conta corrente, conta à vista

conta corrente, conta à vista

Ex: You can easily access your funds with a current account at most banks. 

Você pode acessar facilmente seus fundos com uma conta corrente na maioria dos bancos.

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loss
loss
[substantivo]

money that is lost by a company, organization, or individual

perda, déficit

perda, déficit

Ex: He suffered a loss on his investment when the stock price plummeted. 
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wage
wage
[substantivo]

money that a person earns, daily or weekly, in exchange for their work

salário, ordenado

salário, ordenado

Ex: The union negotiated higher wages for its members in the latest contract agreement. 
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poverty
poverty
[substantivo]

the condition of lacking enough money or income to afford basic needs like food, clothing, etc.

pobreza

pobreza

Ex: Education is seen as a key to escaping the cycle of poverty. 
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tip
tip
[substantivo]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

gorjeta, gratificação

gorjeta, gratificação

Ex: The taxi driver was grateful for the tip he received from the passengers for helping with their luggage. 
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donation
donation
[substantivo]

money, goods, or other things voluntarily given to help a person, organization, or cause

doação,  donativo

doação, donativo

Ex: Hundreds of donations arrived after the families lost their homes. 
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tariff
tariff
[substantivo]

a tax imposed by a government on goods imported into or exported from a country

tarifa,  imposto aduaneiro

tarifa, imposto aduaneiro

Ex: The new tariff applies to goods entering the country next month. 
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cash-back
cash-back
[substantivo]

money that a person can get in cash when buying something from a store with their debit card, which is then added to the bill they are paying

devolução em dinheiro, cashback

devolução em dinheiro, cashback

Ex: Many banks offer cash-back bonuses for opening a new account or meeting certain requirements. 
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till
till
[substantivo]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

caixa, caixa registradora

caixa, caixa registradora

Ex: The store recently upgraded its till system to improve efficiency and track inventory better. 
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fundraising
fundraising
[substantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

arrecadação de fundos, captação de recursos

arrecadação de fundos, captação de recursos

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need. 

A associação de ex-alunos da universidade realiza eventos de arrecadação de fundos para fornecer bolsas de estudo a estudantes necessitados.

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pension
pension
[substantivo]

a regular payment made to a retired person by the government or a former employer

pensão, aposentadoria

pensão, aposentadoria

Ex: After working for the company for over thirty years, he was able to retire with a comfortable pension. 
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lender
lender
[substantivo]

a person or organization that provides money to borrowers with the expectation of repayment

credor

credor

Ex: The lender offered a lower rate for borrowers with excellent credit scores. 
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blockchain
blockchain
[substantivo]

a decentralized digital ledger that records transactions across multiple computers securely

cadeia de blocos, blockchain

cadeia de blocos, blockchain

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cryptocurrency
cryptocurrency
[substantivo]

a digital or virtual form of currency secured by cryptography

criptomoeda, moeda criptográfica

criptomoeda, moeda criptográfica

Ex: Many online stores now accept cryptocurrency as payment. 

Muitas lojas online agora aceitam criptomoeda como forma de pagamento.

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bitcoin
bitcoin
[substantivo]

a decentralized digital currency

uma moeda digital descentralizada, uma criptomoeda descentralizada

uma moeda digital descentralizada, uma criptomoeda descentralizada

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