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Словарный запас для IELTS Academic (Оценка 6-7) - Finance

Здесь вы выучите некоторые английские слова, связанные с финансами, которые необходимы для академического экзамена IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[существительное]

the total income generated from business activities or other sources

выручка

выручка

Ex: The company's annual revenue exceeded expectations. 
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account
account
[существительное]

a record or statement of financial transactions, typically detailing debits, credits, and balances

счет, выписка

счет, выписка

Ex: The company's account showed a significant increase in revenue for the quarter. 
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acquisition
acquisition
[существительное]

the act of buying or obtaining something, especially something that is valuable

приобретение

приобретение

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
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divestment
divestment
[существительное]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

избавление от активов, продажа активов

избавление от активов, продажа активов

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assets
assets
[существительное]

the total amount of money or properties owned by a company or an individual

активы, имущество

активы, имущество

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audit
audit
[существительное]

a formal inspection of a business's financial records to see if they are correct and accurate or not

ревизия

ревизия

Ex: The company underwent an audit to ensure compliance with financial regulations. 
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bonus
bonus
[существительное]

the extra money that we get, besides our salary, as a reward

бонус

бонус

Ex: Our bonus is calculated based on our performance ratings. 
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credit
credit
[существительное]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

кредит, дебет

кредит, дебет

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
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index
index
[существительное]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

индекс

индекс

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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insolvency
insolvency
[существительное]

the state or condition of not having enough money to pay one's debts

неплатёжеспособность

неплатёжеспособность

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solvency
solvency
[существительное]

the ability of an entity to meet its long-term financial obligations

платежеспособность, кредитоспособность

платежеспособность, кредитоспособность

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bankruptcy
bankruptcy
[существительное]

a situation in which a person or business is unable to pay due debts

банкротство

банкротство

Ex: The company declared bankruptcy after years of financial losses. 
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mortgage
mortgage
[существительное]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

ипотека

ипотека

Ex: They took out a mortgage to buy their first house in the suburbs. 
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shareholder
shareholder
[существительное]

a natural or legal person that owns at least one share in a company

акционер

акционер

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stock
stock
[существительное]

the funds acquired by a company or corporation through the issuance and purchase of shares

акции, уставный капитал

акции, уставный капитал

Ex: The startup raised substantial stock capital by offering shares to investors. 
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banking
banking
[существительное]

the management and handling of financial matters or transactions

банковское дело, банковский сектор

банковское дело, банковский сектор

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
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holding
holding
[существительное]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

портфель, владения

портфель, владения

Ex: The billionaire's holding includes a diverse portfolio of stocks and bonds. 
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portfolio
portfolio
[существительное]

a group of shares that a person or organization owns

портфель ценных бумаг

портфель ценных бумаг

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
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recession
recession
[существительное]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

спад

спад

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
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yield
yield
[существительное]

an amount of profit gained from an investment or business

доход

доход

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
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accountancy
accountancy
[существительное]

an accountant's profession or tasks

бухгалтерия

бухгалтерия

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
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cost cutting
cost cutting
[существительное]

the practice of reducing expenses or overhead in order to increase profitability or save money

сокращение затрат, снижение издержек

сокращение затрат, снижение издержек

Ex: The manufacturing plant automated certain processes to achieve cost cutting in labor expenses. 
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