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Bokabularyo para sa IELTS Academic (Score 6-7) - Finance

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi na kinakailangan para sa akademikong pagsusulit sa IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
[Pangngalan]

the total income generated from business activities or other sources

kita, kita

kita, kita

Ex: The restaurant 's revenue increased during the holiday season .Tumaas ang **kita** ng restawran sa panahon ng pista.
account
[Pangngalan]

a record or statement of financial transactions, typically detailing debits, credits, and balances

akawnt, talaan

akawnt, talaan

Ex: The bank reconciled the customer 's account to ensure it matched their records .Ang bangko ay nag-reconcile ng **account** ng customer upang matiyak na ito ay tumutugma sa kanilang mga tala.
acquisition
[Pangngalan]

the act of buying or obtaining something, especially something that is valuable

pagkuha,  pagkamit

pagkuha, pagkamit

Ex: The government approved the acquisition of land for the construction of a new highway .Aprubado ng gobyerno ang **pagkuha** ng lupa para sa pagtatayo ng bagong highway.
divestment
[Pangngalan]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

pagbebenta ng ari-arian, pag-alis ng pamumuhunan

pagbebenta ng ari-arian, pag-alis ng pamumuhunan

assets
[Pangngalan]

the total amount of money or properties owned by a company or an individual

mga ari-arian, mga asset

mga ari-arian, mga asset

audit
[Pangngalan]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, pagsusuri sa pananalapi

audit, pagsusuri sa pananalapi

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .Ang IRS ay nagsagawa ng isang **audit** sa buwis upang patunayan ang katumpakan ng mga tax return ng indibidwal.
bonus
[Pangngalan]

the extra money that we get, besides our salary, as a reward

bonus,  pabuya

bonus, pabuya

Ex: With her end-of-year bonus, she bought a new car .Sa kanyang **bonus** sa katapusan ng taon, bumili siya ng bagong kotse.
credit
[Pangngalan]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

kredito, utang

kredito, utang

Ex: The decrease in prepaid expenses was entered as a credit in the prepaid expenses account .Ang pagbaba sa prepaid expenses ay itinala bilang isang **credit** sa prepaid expenses account.
index
[Pangngalan]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indeks, palatandaan

indeks, palatandaan

Ex: The company 's performance index showed steady growth in sales and profitability over the last quarter .Ang performance **index** ng kumpanya ay nagpakita ng matatag na paglago sa mga benta at profitability sa huling quarter.
insolvency
[Pangngalan]

the state or condition of not having enough money to pay one's debts

kawalan ng kakayahang magbayad, pagkabangkarote

kawalan ng kakayahang magbayad, pagkabangkarote

solvency
[Pangngalan]

the ability of an entity to meet its long-term financial obligations

solbensya, kakayahang magbayad

solbensya, kakayahang magbayad

bankruptcy
[Pangngalan]

a situation in which a person or business is unable to pay due debts

pagkabangkarote, pagsasara

pagkabangkarote, pagsasara

Ex: The risk of bankruptcy increased as the market conditions worsened .Ang panganib ng **pagkabangkarote** ay tumaas habang lumalala ang mga kondisyon ng merkado.
mortgage
[Pangngalan]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

pagsasangla, utang sa bahay

pagsasangla, utang sa bahay

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Ang pagkabigong magbayad ng mga **mortgage** sa takdang oras ay maaaring humantong sa foreclosure, kung saan ang nagpautang ay muling nagmamay-ari ng ari-arian.
shareholder
[Pangngalan]

a natural or legal person that owns at least one share in a company

shareholder, may-ari ng bahagi

shareholder, may-ari ng bahagi

stock
[Pangngalan]

the funds acquired by a company or corporation through the issuance and purchase of shares

mga stock, puhunan

mga stock, puhunan

Ex: The company 's strong financial performance led to an increase in the stock's market price .Ang malakas na pagganap sa pananalapi ng kumpanya ay humantong sa isang pagtaas sa presyo ng merkado ng **stock**.
banking
[Pangngalan]

the management and handling of financial matters or transactions

bangko, sektor ng bangko

bangko, sektor ng bangko

Ex: The firm hired a seasoned professional to oversee its banking and financial operations .Ang kumpanya ay umarkila ng isang batikang propesyonal upang pangasiwaan ang mga operasyon nito sa **pagbabangko** at pananalapi.
holding
[Pangngalan]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

hawak, portpolyo

hawak, portpolyo

Ex: The university endowment 's holding includes stakes in private equity and venture capital funds .Ang **holding** ng endowment ng unibersidad ay may kasamang mga stake sa pribadong equity at venture capital funds.
portfolio
[Pangngalan]

a group of shares that a person or organization owns

portpolyo, portpolyo ng pamumuhunan

portpolyo, portpolyo ng pamumuhunan

Ex: Building a strong portfolio requires careful analysis and strategic asset allocation .Ang pagbuo ng isang malakas na **portfolio** ay nangangailangan ng maingat na pagsusuri at estratehikong paglalaan ng asset.
recession
[Pangngalan]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recession

recession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Inihula ng mga ekonomista na ang **recession** ay tatagal ng ilang quarter bago lumitaw ang mga palatandaan ng paggaling.
yield
[Pangngalan]

an amount of profit gained from an investment or business

tubo, kita

tubo, kita

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Ang stock portfolio ay nagpakita ng matatag na **yield**, na lumilikha ng tuluy-tuloy na kita para sa mga shareholders.
accountancy
[Pangngalan]

an accountant's profession or tasks

accountancy

accountancy

Ex: The conference focused on the latest trends and developments in international accountancy standards .Ang kumperensya ay nakatuon sa pinakabagong mga trend at pag-unlad sa mga pamantayang pang-internasyonal na **accountancy**.
cost cutting
[Pangngalan]

the practice of reducing expenses or overhead in order to increase profitability or save money

pagbawas ng gastos, pagputol ng gastos

pagbawas ng gastos, pagputol ng gastos

Ex: The government agency implemented budget cuts as part of its cost cutting strategy .Ang ahensya ng gobyerno ay nagpatupad ng pagbawas sa badyet bilang bahagi ng estratehiya nito sa **pagbabawas ng gastos**.
Bokabularyo para sa IELTS Academic (Score 6-7)
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