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Vocabulario para IELTS Academic (Puntuación 6-7) - Finanzas

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas que son necesarias para el examen académico IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Sustantivo]

the total income generated from business activities or other sources

ingresos

ingresos

Ex: The new product line significantly boosted their revenue. 

La nueva línea de productos aumentó significativamente sus ingresos.

account
account
[Sustantivo]

a record or statement of financial transactions, typically detailing debits, credits, and balances

cuenta, estado de cuenta

cuenta, estado de cuenta

Ex: The nonprofit organization's account showed a decrease in donations compared to the previous year. 

La cuenta de la organización sin fines de lucro mostró una disminución en las donaciones en comparación con el año anterior.

acquisition
acquisition
[Sustantivo]

the act of buying or obtaining something, especially something that is valuable

adquisición

adquisición

Ex: The art collector's latest acquisition is a rare painting by a renowned artist. 

La última adquisición del coleccionista de arte es una pintura rara de un artista renombrado.

divestment
divestment
[Sustantivo]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

desinversión, enajenación

desinversión, enajenación

assets
assets
[Sustantivo]

the total amount of money or properties owned by a company or an individual

activos, bienes

activos, bienes

audit
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: She was responsible for conducting internal audits to assess the company's financial health. 

Ella era responsable de realizar auditorías internas para evaluar la salud financiera de la empresa.

bonus
bonus
[Sustantivo]

the extra money that we get, besides our salary, as a reward

plus

plus

Ex: The CEO handed out bonuses to recognize excellent performance. 

El CEO repartió bonos para reconocer un excelente desempeño.

credit
credit
[Sustantivo]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

crédito, haber

crédito, haber

Ex: The purchase return was recorded as a credit in the accounts payable ledger. 

La devolución de compra se registró como un crédito en el libro mayor de cuentas por pagar.

index
index
[Sustantivo]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

índice

índice

Ex: The cost-of-living index helps economists understand changes in the purchasing power of a population. 

El índice de costo de vida ayuda a los economistas a comprender los cambios en el poder adquisitivo de una población.

insolvency
insolvency
[Sustantivo]

the state or condition of not having enough money to pay one's debts

insolvencia

insolvencia

solvency
solvency
[Sustantivo]

the ability of an entity to meet its long-term financial obligations

solvencia, capacidad de pago

solvencia, capacidad de pago

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 

La bancarrota puede proporcionar un nuevo comienzo para las personas con deudas graves.

mortgage
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: The monthly mortgage payments include principal and interest, as well as property taxes and insurance. 

Los pagos mensuales de la hipoteca incluyen el capital y los intereses, así como los impuestos a la propiedad y el seguro.

shareholder
shareholder
[Sustantivo]

a natural or legal person that owns at least one share in a company

accionista

accionista

Ex: The shareholder filed a lawsuit against the board for breach of fiduciary duty. 
stock
stock
[Sustantivo]

the funds acquired by a company or corporation through the issuance and purchase of shares

acciones, capital social

acciones, capital social

Ex: The company's stock soared after the successful acquisition of funds through a public offering. 

La acción de la empresa se disparó tras la exitosa adquisición de fondos mediante una oferta pública.

banking
banking
[Sustantivo]

the management and handling of financial matters or transactions

banca, sector bancario

banca, sector bancario

Ex: His expertise in banking and financial management made him a valuable asset to the company. 

Su experiencia en banca y gestión financiera lo convirtió en un activo valioso para la empresa.

holding
holding
[Sustantivo]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

tenencia, cartera

tenencia, cartera

Ex: His financial advisor recommended diversifying his holding with international stocks. 

Su asesor financiero recomendó diversificar sus tenencias con acciones internacionales.

portfolio
portfolio
[Sustantivo]

a group of shares that a person or organization owns

cartera de acciones

cartera de acciones

Ex: His portfolio of tech stocks performed exceptionally well during the market boom. 

Su cartera de acciones tecnológicas tuvo un desempeño excepcional durante el auge del mercado.

recession
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Families had to tighten their budgets and cut back on spending due to the recession. 

Las familias tuvieron que ajustar sus presupuestos y recortar gastos debido a la recesión.

yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The financial advisor recommended diversifying the investment portfolio to maximize yield and minimize risk. 

El asesor financiero recomendó diversificar la cartera de inversiones para maximizar el rendimiento y minimizar el riesgo.

accountancy
accountancy
[Sustantivo]

an accountant's profession or tasks

contabilidad

contabilidad

Ex: The professor specializes in teaching advanced courses in financial accountancy. 

El profesor se especializa en enseñar cursos avanzados de contabilidad financiera.

cost cutting
cost cutting
[Sustantivo]

the practice of reducing expenses or overhead in order to increase profitability or save money

reducción de costos, recorte de gastos

reducción de costos, recorte de gastos

Ex: The transportation company implemented fuel-efficient vehicles to achieve cost cutting in operational expenses. 

La compañía de transporte implementó vehículos de bajo consumo de combustible para lograr reducción de costos en los gastos operativos.

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