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Vocabulario para IELTS Academic (Puntuación 6-7) - Finance

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas que son necesarias para el examen académico IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Sustantivo]

the total income generated from business activities or other sources

ingresos

ingresos

Ex: The company's annual revenue exceeded expectations. 
account
account
[Sustantivo]

a record or statement of financial transactions, typically detailing debits, credits, and balances

cuenta, estado de cuenta

cuenta, estado de cuenta

Ex: The company's account showed a significant increase in revenue for the quarter. 
acquisition
acquisition
[Sustantivo]

the act of buying or obtaining something, especially something that is valuable

adquisición

adquisición

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
divestment
divestment
[Sustantivo]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

desinversión, enajenación

desinversión, enajenación

assets
assets
[Sustantivo]

the total amount of money or properties owned by a company or an individual

activos, bienes

activos, bienes

audit
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The company underwent an audit to ensure compliance with financial regulations. 
bonus
bonus
[Sustantivo]

the extra money that we get, besides our salary, as a reward

plus

plus

Ex: Our bonus is calculated based on our performance ratings. 
credit
credit
[Sustantivo]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

crédito, haber

crédito, haber

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
index
index
[Sustantivo]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

índice

índice

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
insolvency
insolvency
[Sustantivo]

the state or condition of not having enough money to pay one's debts

insolvencia

insolvencia

solvency
solvency
[Sustantivo]

the ability of an entity to meet its long-term financial obligations

solvencia, capacidad de pago

solvencia, capacidad de pago

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The company declared bankruptcy after years of financial losses. 
mortgage
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: They took out a mortgage to buy their first house in the suburbs. 
shareholder
shareholder
[Sustantivo]

a natural or legal person that owns at least one share in a company

accionista

accionista

stock
stock
[Sustantivo]

the funds acquired by a company or corporation through the issuance and purchase of shares

acciones, capital social

acciones, capital social

Ex: The startup raised substantial stock capital by offering shares to investors. 
banking
banking
[Sustantivo]

the management and handling of financial matters or transactions

banca, sector bancario

banca, sector bancario

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
holding
holding
[Sustantivo]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

tenencia, cartera

tenencia, cartera

Ex: The billionaire's holding includes a diverse portfolio of stocks and bonds. 
portfolio
portfolio
[Sustantivo]

a group of shares that a person or organization owns

cartera de acciones

cartera de acciones

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
recession
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
accountancy
accountancy
[Sustantivo]

an accountant's profession or tasks

contabilidad

contabilidad

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
cost cutting
cost cutting
[Sustantivo]

the practice of reducing expenses or overhead in order to increase profitability or save money

reducción de costos, recorte de gastos

reducción de costos, recorte de gastos

Ex: The manufacturing plant automated certain processes to achieve cost cutting in labor expenses. 
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