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Vocabulario para IELTS Academic (Puntuación 6-7) - Finanzas

Aquí, aprenderás algunas palabras en inglés relacionadas con las finanzas que son necesarias para el examen académico IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Sustantivo]

the total income generated from business activities or other sources

ingresos

ingresos

Ex: The new product line significantly boosted their revenue. 
account
account
[Sustantivo]

a record or statement of financial transactions, typically detailing debits, credits, and balances

cuenta, estado de cuenta

cuenta, estado de cuenta

Ex: The nonprofit organization's account showed a decrease in donations compared to the previous year. 
acquisition
acquisition
[Sustantivo]

the act of buying or obtaining something, especially something that is valuable

adquisición

adquisición

Ex: The art collector's latest acquisition is a rare painting by a renowned artist. 
divestment
divestment
[Sustantivo]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

desinversión, enajenación

desinversión, enajenación

assets
assets
[Sustantivo]

the total amount of money or properties owned by a company or an individual

activos, bienes

activos, bienes

audit
audit
[Sustantivo]

a formal examination of financial records to check that they are accurate and properly maintained

auditoría

auditoría

Ex: An independent accountant carried out the audit. 
bonus
bonus
[Sustantivo]

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

plus

plus

Ex: Jake used his year-end bonus to pay off his credit card. 
credit
credit
[Sustantivo]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

crédito, haber

crédito, haber

Ex: The purchase return was recorded as a credit in the accounts payable ledger. 
index
index
[Sustantivo]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

índice

índice

Ex: The cost-of-living index helps economists understand changes in the purchasing power of a population. 
insolvency
insolvency
[Sustantivo]

the state or condition of not having enough money to pay one's debts

insolvencia

insolvencia

solvency
solvency
[Sustantivo]

the ability of an entity to meet its long-term financial obligations

solvencia, capacidad de pago

solvencia, capacidad de pago

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 
mortgage
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: The monthly mortgage payments include principal and interest, as well as property taxes and insurance. 
shareholder
shareholder
[Sustantivo]

an individual or entity that owns shares of stock in a corporation

accionista

accionista

Ex: The shareholder filed a lawsuit against the board for breach of fiduciary duty. 
stock
stock
[Sustantivo]

the funds acquired by a company or corporation through the issuance and purchase of shares

acciones, capital social

acciones, capital social

Ex: The company's stock soared after the successful acquisition of funds through a public offering. 
banking
banking
[Sustantivo]

the activity of managing money and carrying out transactions through a bank

banca

banca

Ex: Mobile apps have made everyday banking much easier. 
holding
holding
[Sustantivo]

an asset or investment, such as shares, property, or securities, owned by a person or organization

participación

participación

Ex: The investor reviewed his stock holdings at the end of the year. 
portfolio
portfolio
[Sustantivo]

a collection of shares and other investments owned by a person or organization

cartera de acciones

cartera de acciones

Ex: Daniel diversified his portfolio to reduce risk. 
recession
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Families had to tighten their budgets and cut back on spending due to the recession. 
yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The financial advisor recommended diversifying the investment portfolio to maximize yield and minimize risk. 
accountancy
accountancy
[Sustantivo]

an accountant's profession or tasks

contabilidad

contabilidad

Ex: The professor specializes in teaching advanced courses in financial accountancy. 

El profesor se especializa en enseñar cursos avanzados de contabilidad financiera.

cost cutting
cost cutting
[Sustantivo]

the practice of reducing expenses or overhead in order to increase profitability or save money

reducción de costos, recorte de gastos

reducción de costos, recorte de gastos

Ex: The transportation company implemented fuel-efficient vehicles to achieve cost cutting in operational expenses. 

La compañía de transporte implementó vehículos de bajo consumo de combustible para lograr reducción de costos en los gastos operativos.

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