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IELTS学术词汇 (分数6-7) - 金融

在这里,你将学习一些与金融相关的英语单词,这些单词是学术雅思考试所必需的。

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[名词]

the total income generated from business activities or other sources

收入, 收益

收入, 收益

Ex: The restaurant's revenue increased during the holiday season. 
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account
account
[名词]

a record or statement of financial transactions, typically detailing debits, credits, and balances

账户, 账单

账户, 账单

Ex: The bank reconciled the customer's account to ensure it matched their records. 
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acquisition
acquisition
[名词]

the act of buying or obtaining something, especially something that is valuable

收购,  获得

收购, 获得

Ex: The government approved the acquisition of land for the construction of a new highway. 
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divestment
divestment
[名词]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

撤资, 资产出售

撤资, 资产出售

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assets
assets
[名词]

the total amount of money or properties owned by a company or an individual

资产, 财产

资产, 财产

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audit
audit
[名词]

a formal examination of financial records to check that they are accurate and properly maintained

审计,  审核

审计, 审核

Ex: The audit revealed several errors in the firm's accounts. 
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bonus
bonus
[名词]

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

Ex: The company pays employees an annual bonus in December. 
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credit
credit
[名词]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

贷方, 贷记

贷方, 贷记

Ex: The decrease in prepaid expenses was entered as a credit in the prepaid expenses account. 
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index
index
[名词]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

指数, 指标

指数, 指标

Ex: The company's performance index showed steady growth in sales and profitability over the last quarter. 
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insolvency
insolvency
[名词]

the state or condition of not having enough money to pay one's debts

破产, 无力偿债

破产, 无力偿债

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solvency
solvency
[名词]

the ability of an entity to meet its long-term financial obligations

偿付能力, 清偿能力

偿付能力, 清偿能力

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bankruptcy
bankruptcy
[名词]

a situation in which a person or business is unable to pay due debts

破产, 倒闭

破产, 倒闭

Ex: She filed for bankruptcy to manage her overwhelming debt. 

她申请破产以管理她压倒性的债务。

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mortgage
mortgage
[名词]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

抵押贷款, 按揭贷款

抵押贷款, 按揭贷款

Ex: Failure to make mortgage payments on time can lead to foreclosure, where the lender repossesses the property. 
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shareholder
shareholder
[名词]

an individual or entity that owns shares of stock in a corporation

股东

股东

Ex: The shareholder resolution called for greater transparency in executive compensation. 
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stock
stock
[名词]

the funds acquired by a company or corporation through the issuance and purchase of shares

股票, 股本

股票, 股本

Ex: The company's strong financial performance led to an increase in the stock's market price. 
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banking
banking
[名词]

the activity of managing money and carrying out transactions through a bank

银行业务

银行业务

Ex: Sarah finished her banking before the branch closed. 
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holding
holding
[名词]

an asset or investment, such as shares, property, or securities, owned by a person or organization

持股

持股

Ex: Emma sold part of her holding in the company. 
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portfolio
portfolio
[名词]

a collection of shares and other investments owned by a person or organization

投资组合,  投资组合

投资组合, 投资组合

Ex: The fund manager reviewed the client's investment portfolio. 
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recession
recession
[名词]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

衰退

衰退

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge. 
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yield
yield
[名词]

an amount of profit gained from an investment or business

收益, 利润

收益, 利润

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders. 
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accountancy
accountancy
[名词]

an accountant's profession or tasks

会计

会计

Ex: The firm hired an experienced accountant with a strong background in accountancy. 

该公司聘请了一位在会计方面有深厚背景的经验丰富的会计师。

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cost cutting
cost cutting
[名词]

the practice of reducing expenses or overhead in order to increase profitability or save money

成本削减, 减少开支

成本削减, 减少开支

Ex: The office implemented energy-saving initiatives to achieve cost cutting in utility bills. 

办公室实施了节能措施,以实现公用事业账单的成本削减。

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