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Słownictwo do IELTS Academic (Wynik 6-7) - Finanse

Tutaj nauczysz się niektórych angielskich słów związanych z finansami, które są niezbędne do akademickiego egzaminu IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Rzeczownik]

the total income generated from business activities or other sources

przychód, dochód

przychód, dochód

Ex: The company's annual revenue exceeded expectations. 
account
account
[Rzeczownik]

a record or statement of financial transactions, typically detailing debits, credits, and balances

konto, wyciąg

konto, wyciąg

Ex: The company's account showed a significant increase in revenue for the quarter. 
acquisition
acquisition
[Rzeczownik]

the act of buying or obtaining something, especially something that is valuable

nabycie,  pozyskanie

nabycie, pozyskanie

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
divestment
divestment
[Rzeczownik]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

wyzbycie się aktywów, sprzedaż inwestycji

wyzbycie się aktywów, sprzedaż inwestycji

assets
assets
[Rzeczownik]

the total amount of money or properties owned by a company or an individual

aktywa, majątek

aktywa, majątek

audit
audit
[Rzeczownik]

a formal examination of financial records to check that they are accurate and properly maintained

audyt,  kontrola

audyt, kontrola

Ex: The bank requested a full audit of the organization's financial records. 
bonus
bonus
[Rzeczownik]

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

premia,  bonus

premia, bonus

Ex: Managers can earn a bonus based on the team's performance. 
credit
credit
[Rzeczownik]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

kredyt, ma

kredyt, ma

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
index
index
[Rzeczownik]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indeks, wskaźnik

indeks, wskaźnik

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
insolvency
insolvency
[Rzeczownik]

the state or condition of not having enough money to pay one's debts

niewypłacalność, upadłość

niewypłacalność, upadłość

solvency
solvency
[Rzeczownik]

the ability of an entity to meet its long-term financial obligations

wypłacalność, zdolność do spłaty

wypłacalność, zdolność do spłaty

bankruptcy
bankruptcy
[Rzeczownik]

a situation in which a person or business is unable to pay due debts

bankructwo, upadłość

bankructwo, upadłość

Ex: He avoided bankruptcy by negotiating with his creditors. 
mortgage
mortgage
[Rzeczownik]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteka, kredyt hipoteczny

hipoteka, kredyt hipoteczny

Ex: They took out a mortgage to buy their first house in the suburbs. 
shareholder
shareholder
[Rzeczownik]

an individual or entity that owns shares of stock in a corporation

akcjonariusz

akcjonariusz

Ex: The shareholder voted on the proposed merger at the annual meeting. 
stock
stock
[Rzeczownik]

the funds acquired by a company or corporation through the issuance and purchase of shares

akcje, kapitał zakładowy

akcje, kapitał zakładowy

Ex: The startup raised substantial stock capital by offering shares to investors. 
banking
banking
[Rzeczownik]

the activity of managing money and carrying out transactions through a bank

bankowość

bankowość

Ex: Daniel does most of his banking from his phone. 
holding
holding
[Rzeczownik]

an asset or investment, such as shares, property, or securities, owned by a person or organization

udział

udział

Ex: The museum's holdings include thousands of historical photographs. 
portfolio
portfolio
[Rzeczownik]

a collection of shares and other investments owned by a person or organization

portfel,  portfel inwestycyjny

portfel, portfel inwestycyjny

Ex: Bond prices account for a large part of the firm's portfolio. 
recession
recession
[Rzeczownik]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesja

recesja

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
yield
yield
[Rzeczownik]

an amount of profit gained from an investment or business

zysk, dochód

zysk, dochód

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
accountancy
accountancy
[Rzeczownik]

an accountant's profession or tasks

księgowość

księgowość

Ex: Sound knowledge of accountancy principles is crucial for managing business finances. 

Solidna znajomość zasad księgowości jest kluczowa dla zarządzania finansami firmy.

cost cutting
cost cutting
[Rzeczownik]

the practice of reducing expenses or overhead in order to increase profitability or save money

redukcja kosztów, cięcie kosztów

redukcja kosztów, cięcie kosztów

Ex: The university implemented cost cutting measures by reducing non-essential services. 

Uniwersytet wdrożył środki oszczędnościowe, redukując nieistotne usługi.

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