Akademisches IELTS (Band 6-7) - Finance

money that an organization or business earns over a period of time

Einkommen

a record or statement of financial transactions, typically detailing debits, credits, and balances

Konto, Finanzbericht

the act of buying or obtaining something, especially something that is valuable

Erwerb

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

Divestment, Abbau von Vermögenswerten

the total amount of money or properties owned by a company or an individual

Vermögenswerte, Aktiva

a formal inspection of a business's financial records to see if they are correct and accurate or not

Audit, Prüfung

the extra money that we get, besides our salary, as a reward

Bonus

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

Haben, Gutschrift

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

Index, Index

the state or condition of not having enough money to pay one's debts

Insolvenz, Zahlungsunfähigkeit

the ability of an entity to meet its long-term financial obligations

Zahlungsfähigkeit, Finanzkraft

a situation in which a person or business is unable to pay due debts

Bankrott

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

Hypothek

a natural or legal person that owns at least one share in a company

Aktionär(in)

the funds acquired by a company or corporation through the issuance and purchase of shares

Aktienkapital, Aktien

the management and handling of financial matters or transactions

Bankwesen, Finanzwesen

ivestments, securities, and assets held by an individual or entity for financial gain or future use

Beteiligung, Vermögen

a group of shares that a person or organization owns

Anlageportfolio, Portfolio

a hard time in a country's economy characterized by a reduction in employment, production, and trade

Rezession

an amount of profit gained from an investment or business

Gewinn

an accountant's profession or tasks

Buchhaltung, Beruf des Rechnungswesens

the practice of reducing expenses or overhead in order to increase profitability or save money

Kostenreduzierung, Kostenersparnis