Akademik IELTS (Band 6-7) - Finance

money that an organization or business earns over a period of time

pendapatan, revenue

a record or statement of financial transactions, typically detailing debits, credits, and balances

akun, laporan keuangan

the act of buying or obtaining something, especially something that is valuable

akuisisi, perolehan

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

penjualan aset, divestasi

the total amount of money or properties owned by a company or an individual

aset, harta

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, pemeriksaan

the extra money that we get, besides our salary, as a reward

bonus, imbalan

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

kredit, pencatatan

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indeks, daftar

the state or condition of not having enough money to pay one's debts

pailit, kekurangan bayar

the ability of an entity to meet its long-term financial obligations

solvabilitas, kemampuan pembayaran

a situation in which a person or business is unable to pay due debts

kepailitan, pembubaran

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipotek, pinjaman rumah

a natural or legal person that owns at least one share in a company

pemegang saham

the funds acquired by a company or corporation through the issuance and purchase of shares

modal saham, saham

the management and handling of financial matters or transactions

perbankan, keuangan

ivestments, securities, and assets held by an individual or entity for financial gain or future use

kepemilikan, aset

a group of shares that a person or organization owns

portofolio investasi, portofolio

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

an amount of profit gained from an investment or business

hasil, keuntungan

an accountant's profession or tasks

akuntansi, profesi akuntan

the practice of reducing expenses or overhead in order to increase profitability or save money

penghematan biaya, pengurangan biaya