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IELTS Academicの語彙 (スコア6-7) - Finance

ここでは、アカデミック IELTS 試験に必要なファイナンスに関連する英単語を学びます。

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Vocabulary for Academic IELTS (6-7)
revenue
[名詞]

the total income generated from business activities or other sources.

収益, 売上高

収益, 売上高

Ex: The restaurantrevenue increased during the holiday season .
account
[名詞]

a record or statement of financial transactions, typically detailing debits, credits, and balances

口座 (こうざ), アカウント

口座 (こうざ), アカウント

Ex: The bank reconciled the customeraccount to ensure it matched their records .
acquisition
[名詞]

the act of buying or obtaining something, especially something that is valuable

取得, 買収

取得, 買収

Ex: The government approved acquisition of land for the construction of a new highway .
divestment
[名詞]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

投資撤退(とうしてったい), 資産売却(しさんばいきゃく)

投資撤退(とうしてったい), 資産売却(しさんばいきゃく)

assets
[名詞]

the total amount of money or properties owned by a company or an individual

資産 (しさん), アセット

資産 (しさん), アセット

audit
[名詞]

a formal inspection of a business's financial records to see if they are correct and accurate or not

監査(かんさ), オーディット

監査(かんさ), オーディット

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
bonus
[名詞]

the extra money that we get, besides our salary, as a reward

ボーナス, 賞与

ボーナス, 賞与

Ex: With her bonus, she bought a new car .
credit
[名詞]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

クレジット, 貸方

クレジット, 貸方

Ex: The decrease in prepaid expenses was entered as credit in the prepaid expenses account .
index
[名詞]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

指数 (しすう), インデックス

指数 (しすう), インデックス

Ex: The company 's index showed steady growth in sales and profitability over the last quarter .
insolvency
[名詞]

the state or condition of not having enough money to pay one's debts

破産, 債務不履行

破産, 債務不履行

solvency
[名詞]

the ability of an entity to meet its long-term financial obligations

支払能力 (しはらいのうりょく), ソルベンシー

支払能力 (しはらいのうりょく), ソルベンシー

bankruptcy
[名詞]

a situation in which a person or business is unable to pay due debts

破産 (はさん), 倒産 (とうさん)

破産 (はさん), 倒産 (とうさん)

Ex: The risk bankruptcy increased as the market conditions worsened .
mortgage
[名詞]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

抵当(ていとう), モーゲージ

抵当(ていとう), モーゲージ

Ex: Failure to mortgage payments on time can lead to foreclosure , where the lender repossesses the property .
shareholder
[名詞]

a natural or legal person that owns at least one share in a company

株主(かぶぬし), 株式所有者(かぶしきしょゆうしゃ)

株主(かぶぬし), 株式所有者(かぶしきしょゆうしゃ)

stock
[名詞]

the funds acquired by a company or corporation through the issuance and purchase of shares

株式, ストック

株式, ストック

Ex: The company 's strong financial performance led to an increase in stock's market price .
banking
[名詞]

the management and handling of financial matters or transactions

銀行業務, バンキング

銀行業務, バンキング

Ex: The firm hired a seasoned professional to oversee banking and financial operations .
holding
[名詞]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

保有資産, 保有

保有資産, 保有

Ex: The university endowmentholding includes stakes in private equity and venture capital funds .
portfolio
[名詞]

a group of shares that a person or organization owns

ポートフォリオ, 投資ポートフォリオ

ポートフォリオ, 投資ポートフォリオ

Ex: Building a portfolio requires careful analysis and strategic asset allocation .
recession
[名詞]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

不況 (ふきょう), 景気後退 (けいきこうたい)

不況 (ふきょう), 景気後退 (けいきこうたい)

Ex: Economists predicted that recession would last for several quarters before signs of recovery would emerge .
yield
[名詞]

an amount of profit gained from an investment or business

利回り(りまわり), 収益(しゅうえき)

利回り(りまわり), 収益(しゅうえき)

Ex: The stock portfolio showed a yield, generating consistent profits for the shareholders .
accountancy
[名詞]

an accountant's profession or tasks

会計士業, 帳簿管理

会計士業, 帳簿管理

Ex: The conference focused on the latest trends and developments in accountancy standards .
cost cutting
[名詞]

the practice of reducing expenses or overhead in order to increase profitability or save money

コスト削減(こすとさくげん), 費用削減(ひようさくげん)

コスト削減(こすとさくげん), 費用削減(ひようさくげん)

Ex: The government agency implemented budget cuts as part of cost cutting strategy .
IELTS Academicの語彙 (スコア6-7)
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