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Slovní zásoba pro IELTS Academic (Skóre 6-7) - Finance

Zde se naučíte některá anglická slova související s financemi, která jsou nezbytná pro akademickou zkoušku IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
[Podstatné jméno]

the total income generated from business activities or other sources.

výnos, příjem

výnos, příjem

Ex: The restaurantrevenue increased during the holiday season .
account
[Podstatné jméno]

a record or statement of financial transactions, typically detailing debits, credits, and balances

účet, pohledávka

účet, pohledávka

Ex: The bank reconciled the customeraccount to ensure it matched their records .
acquisition
[Podstatné jméno]

the act of buying or obtaining something, especially something that is valuable

akvizice, pořízení

akvizice, pořízení

Ex: The government approved acquisition of land for the construction of a new highway .
divestment
[Podstatné jméno]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

divestice, odprodej

divestice, odprodej

assets
[Podstatné jméno]

the total amount of money or properties owned by a company or an individual

aktiva, majetek

aktiva, majetek

audit
[Podstatné jméno]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, děrovačka

audit, děrovačka

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
bonus
[Podstatné jméno]

the extra money that we get, besides our salary, as a reward

bonus, prémie

bonus, prémie

Ex: With her bonus, she bought a new car .
credit
[Podstatné jméno]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

pohledávka, úvěr

pohledávka, úvěr

Ex: The decrease in prepaid expenses was entered as credit in the prepaid expenses account .
index
[Podstatné jméno]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

index, index cen

index, index cen

Ex: The company 's index showed steady growth in sales and profitability over the last quarter .
insolvency
[Podstatné jméno]

the state or condition of not having enough money to pay one's debts

insolvence, platební neschopnost

insolvence, platební neschopnost

solvency
[Podstatné jméno]

the ability of an entity to meet its long-term financial obligations

solvensnost, platební schopnost

solvensnost, platební schopnost

bankruptcy
[Podstatné jméno]

a situation in which a person or business is unable to pay due debts

bankrot, Úpadek

bankrot, Úpadek

Ex: The risk bankruptcy increased as the market conditions worsened .
mortgage
[Podstatné jméno]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hypotéka, úvěr

hypotéka, úvěr

Ex: Failure to mortgage payments on time can lead to foreclosure , where the lender repossesses the property .
shareholder
[Podstatné jméno]

a natural or legal person that owns at least one share in a company

akcionář, podílník

akcionář, podílník

stock
[Podstatné jméno]

the funds acquired by a company or corporation through the issuance and purchase of shares

akcie, kapitálový fond

akcie, kapitálový fond

Ex: The company 's strong financial performance led to an increase in stock's market price .
banking
[Podstatné jméno]

the management and handling of financial matters or transactions

bankovnictví, bankovní sektor

bankovnictví, bankovní sektor

Ex: The firm hired a seasoned professional to oversee banking and financial operations .
holding
[Podstatné jméno]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

držení, majetek

držení, majetek

Ex: The university endowmentholding includes stakes in private equity and venture capital funds .
portfolio
[Podstatné jméno]

a group of shares that a person or organization owns

portfólio, investiční portfolio

portfólio, investiční portfolio

Ex: Building a portfolio requires careful analysis and strategic asset allocation .
recession
[Podstatné jméno]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

reese, krize

reese, krize

Ex: Economists predicted that recession would last for several quarters before signs of recovery would emerge .
yield
[Podstatné jméno]

an amount of profit gained from an investment or business

výnos, zisk

výnos, zisk

Ex: The stock portfolio showed a yield, generating consistent profits for the shareholders .
accountancy
[Podstatné jméno]

an accountant's profession or tasks

účetnictví, accounting

účetnictví, accounting

Ex: The conference focused on the latest trends and developments in accountancy standards .
cost cutting
[Podstatné jméno]

the practice of reducing expenses or overhead in order to increase profitability or save money

snižování nákladů, optimalizace nákladů

snižování nákladů, optimalizace nákladů

Ex: The government agency implemented budget cuts as part of cost cutting strategy .
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