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Slovní zásoba pro IELTS Academic (Skóre 6-7) - Finance

Zde se naučíte některá anglická slova související s financemi, která jsou nezbytná pro akademickou zkoušku IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Podstatné jméno]

the total income generated from business activities or other sources

příjmy, výnosy

příjmy, výnosy

Ex: The company's annual revenue exceeded expectations. 
account
account
[Podstatné jméno]

a record or statement of financial transactions, typically detailing debits, credits, and balances

účet, výpis

účet, výpis

Ex: The company's account showed a significant increase in revenue for the quarter. 
acquisition
acquisition
[Podstatné jméno]

the act of buying or obtaining something, especially something that is valuable

akvizice,  získání

akvizice, získání

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
divestment
divestment
[Podstatné jméno]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

odprodej aktiv, prodej investic

odprodej aktiv, prodej investic

assets
assets
[Podstatné jméno]

the total amount of money or properties owned by a company or an individual

aktiva, majetek

aktiva, majetek

audit
audit
[Podstatné jméno]

a formal examination of financial records to check that they are accurate and properly maintained

Ex: The auditors completed the audit without finding any serious problems. 
bonus
bonus
[Podstatné jméno]

an extra amount of money paid to an employee in addition to regular wages or salary, usually as a reward

bonus,  prémie

bonus, prémie

Ex: Everyone on the project received a $500 bonus for finishing ahead of schedule. 
credit
credit
[Podstatné jméno]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

kredit, má dáti

kredit, má dáti

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
index
index
[Podstatné jméno]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

index, ukazatel

index, ukazatel

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
insolvency
insolvency
[Podstatné jméno]

the state or condition of not having enough money to pay one's debts

platební neschopnost, bankrot

platební neschopnost, bankrot

solvency
solvency
[Podstatné jméno]

the ability of an entity to meet its long-term financial obligations

solventnost, platební schopnost

solventnost, platební schopnost

bankruptcy
bankruptcy
[Podstatné jméno]

a situation in which a person or business is unable to pay due debts

bankrot, úpadek

bankrot, úpadek

Ex: The risk of bankruptcy increased as the market conditions worsened. 

Riziko bankrotu se zvýšilo s tím, jak se zhoršovaly tržní podmínky.

mortgage
mortgage
[Podstatné jméno]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hypotéka, hypoteční úvěr

hypotéka, hypoteční úvěr

Ex: They took out a mortgage to buy their first house in the suburbs. 
shareholder
shareholder
[Podstatné jméno]

an individual or entity that owns shares of stock in a corporation

akcionář

akcionář

Ex: The shareholder voted on the proposed merger at the annual meeting. 
stock
stock
[Podstatné jméno]

the funds acquired by a company or corporation through the issuance and purchase of shares

akcie, základní kapitál

akcie, základní kapitál

Ex: The startup raised substantial stock capital by offering shares to investors. 
banking
banking
[Podstatné jméno]

the activity of managing money and carrying out transactions through a bank

bankovnictví

bankovnictví

Ex: She spent the morning taking care of her banking. 
holding
holding
[Podstatné jméno]

an asset or investment, such as shares, property, or securities, owned by a person or organization

podíl

podíl

Ex: The firm increased its holdings of government bonds. 
portfolio
portfolio
[Podstatné jméno]

a collection of shares and other investments owned by a person or organization

portfolio,  portfolio

portfolio, portfolio

Ex: The value of the portfolio increased significantly last year. 
recession
recession
[Podstatné jméno]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recese

recese

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
yield
yield
[Podstatné jméno]

an amount of profit gained from an investment or business

výnos, zisk

výnos, zisk

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
accountancy
accountancy
[Podstatné jméno]

an accountant's profession or tasks

účetnictví

účetnictví

Ex: The conference focused on the latest trends and developments in international accountancy standards. 

Konference se zaměřila na nejnovější trendy a vývoj v mezinárodních účetních standardech účetnictví.

cost cutting
cost cutting
[Podstatné jméno]

the practice of reducing expenses or overhead in order to increase profitability or save money

snížení nákladů, škrtání výdajů

snížení nákladů, škrtání výdajů

Ex: The government agency implemented budget cuts as part of its cost cutting strategy. 

Vládní agentura provedla rozpočtové škrty jako součást své strategie snižování nákladů.

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