Acadêmico IELTS (Banda 6-7) - Finance

money that an organization or business earns over a period of time

receita, rendimento

a record or statement of financial transactions, typically detailing debits, credits, and balances

conta, relatório financeiro

the act of buying or obtaining something, especially something that is valuable

aquisição, obtenção

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

desinvestimento, venda de ativos

the total amount of money or properties owned by a company or an individual

ativos, bens

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoria, inspeção

the extra money that we get, besides our salary, as a reward

bônus, prêmio

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

crédito, lançamento

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

índice, index

the state or condition of not having enough money to pay one's debts

insolvência, falência

the ability of an entity to meet its long-term financial obligations

solvência, capacidade de pagamento

a situation in which a person or business is unable to pay due debts

falência, insolvência

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca, empréstimo hipotecário

a natural or legal person that owns at least one share in a company

acionista

the funds acquired by a company or corporation through the issuance and purchase of shares

capital ações, ações

the management and handling of financial matters or transactions

bancário, finanças

ivestments, securities, and assets held by an individual or entity for financial gain or future use

holding, ativo

a group of shares that a person or organization owns

portfólio de investimentos, portfólio

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessão

an amount of profit gained from an investment or business

rendimento, lucro

an accountant's profession or tasks

contabilidade, profissão de contador

the practice of reducing expenses or overhead in order to increase profitability or save money

corte de custos, redução de custos