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Vocabular pentru IELTS Academic (Scor 6-7) - Finance

Aici, vei învăța câteva cuvinte în engleză legate de finanțe care sunt necesare pentru examenul academic IELTS.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[substantiv]

the total income generated from business activities or other sources

venituri, încasări

venituri, încasări

Ex: The company's annual revenue exceeded expectations. 
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account
account
[substantiv]

a record or statement of financial transactions, typically detailing debits, credits, and balances

cont, extras de cont

cont, extras de cont

Ex: The company's account showed a significant increase in revenue for the quarter. 
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acquisition
acquisition
[substantiv]

the act of buying or obtaining something, especially something that is valuable

achiziție,  obținere

achiziție, obținere

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
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divestment
divestment
[substantiv]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

desinvestiție, vânzare de active

desinvestiție, vânzare de active

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assets
assets
[substantiv]

the total amount of money or properties owned by a company or an individual

active, bunuri

active, bunuri

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audit
audit
[substantiv]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, inspecție financiară

audit, inspecție financiară

Ex: The company underwent an audit to ensure compliance with financial regulations. 
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bonus
bonus
[substantiv]

the extra money that we get, besides our salary, as a reward

bonus,  primă

bonus, primă

Ex: Our bonus is calculated based on our performance ratings. 
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credit
credit
[substantiv]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

credit, habere

credit, habere

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
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index
index
[substantiv]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indice, indicator

indice, indicator

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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insolvency
insolvency
[substantiv]

the state or condition of not having enough money to pay one's debts

insolvență, faliment

insolvență, faliment

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solvency
solvency
[substantiv]

the ability of an entity to meet its long-term financial obligations

solvabilitate, capacitate de plată

solvabilitate, capacitate de plată

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bankruptcy
bankruptcy
[substantiv]

a situation in which a person or business is unable to pay due debts

faliment, bankrut

faliment, bankrut

Ex: The company declared bankruptcy after years of financial losses. 
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mortgage
mortgage
[substantiv]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

ipotecă, credit ipotecar

ipotecă, credit ipotecar

Ex: They took out a mortgage to buy their first house in the suburbs. 
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shareholder
shareholder
[substantiv]

a natural or legal person that owns at least one share in a company

acționar, deținător de acțiuni

acționar, deținător de acțiuni

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stock
stock
[substantiv]

the funds acquired by a company or corporation through the issuance and purchase of shares

acțiuni, capital social

acțiuni, capital social

Ex: The startup raised substantial stock capital by offering shares to investors. 
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banking
banking
[substantiv]

the management and handling of financial matters or transactions

bancar, sectorul bancar

bancar, sectorul bancar

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
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holding
holding
[substantiv]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

portofoliu, deținere

portofoliu, deținere

Ex: The billionaire's holding includes a diverse portfolio of stocks and bonds. 
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portfolio
portfolio
[substantiv]

a group of shares that a person or organization owns

portofoliu, portofoliu de investiții

portofoliu, portofoliu de investiții

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
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recession
recession
[substantiv]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesiune

recesiune

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
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yield
yield
[substantiv]

an amount of profit gained from an investment or business

randament, profit

randament, profit

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
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accountancy
accountancy
[substantiv]

an accountant's profession or tasks

contabilitate

contabilitate

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
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cost cutting
cost cutting
[substantiv]

the practice of reducing expenses or overhead in order to increase profitability or save money

reducerea costurilor, tăierea cheltuielilor

reducerea costurilor, tăierea cheltuielilor

Ex: The manufacturing plant automated certain processes to achieve cost cutting in labor expenses. 
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