Academic IELTS (Banda 6-7) - Finance

money that an organization or business earns over a period of time

venit, revenit

a record or statement of financial transactions, typically detailing debits, credits, and balances

cont, raport financiar

the act of buying or obtaining something, especially something that is valuable

achiziție, obținere

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

divestire, vânzare de active

the total amount of money or properties owned by a company or an individual

active, bunuri

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, inspecție

the extra money that we get, besides our salary, as a reward

bonus, prime

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

credit, înregistrare

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indice, index

the state or condition of not having enough money to pay one's debts

insolvență, faliment

the ability of an entity to meet its long-term financial obligations

solvabilitate, capacitate de plată

a situation in which a person or business is unable to pay due debts

faliment, insolvență

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

ipotecă, împrumut ipotecar

a natural or legal person that owns at least one share in a company

acționar

the funds acquired by a company or corporation through the issuance and purchase of shares

capital social, acțiuni

the management and handling of financial matters or transactions

bancar, finanțare

ivestments, securities, and assets held by an individual or entity for financial gain or future use

ținere, active

a group of shares that a person or organization owns

portofoliu de investiții, portofoliu

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesiune

an amount of profit gained from an investment or business

randament, profit

an accountant's profession or tasks

contabilitate, profesia de contabil

the practice of reducing expenses or overhead in order to increase profitability or save money

reducing costurilor, tăierea costurilor