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مفردات لاختبار IELTS Academic (الدرجة 6-7) - التمويل

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[اسم]

the total income generated from business activities or other sources

إيرادات, عائدات

إيرادات, عائدات

Ex: The company's annual revenue exceeded expectations. 
account
account
[اسم]

a record or statement of financial transactions, typically detailing debits, credits, and balances

حساب, كشف حساب

حساب, كشف حساب

Ex: The company's account showed a significant increase in revenue for the quarter. 
acquisition
acquisition
[اسم]

the act of buying or obtaining something, especially something that is valuable

اكتساب,  الحصول

اكتساب, الحصول

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
divestment
divestment
[اسم]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

التخلص من الأصول, بيع الاستثمارات

التخلص من الأصول, بيع الاستثمارات

assets
assets
[اسم]

the total amount of money or properties owned by a company or an individual

الأصول, الممتلكات

الأصول, الممتلكات

audit
audit
[اسم]

a formal inspection of a business's financial records to see if they are correct and accurate or not

مراجعة, تفتيش مالي

مراجعة, تفتيش مالي

Ex: The company underwent an audit to ensure compliance with financial regulations. 
bonus
bonus
[اسم]

the extra money that we get, besides our salary, as a reward

مكافأة,  علاوة

مكافأة, علاوة

Ex: Our bonus is calculated based on our performance ratings. 
credit
credit
[اسم]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

ائتمان, دائن

ائتمان, دائن

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
index
index
[اسم]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

مؤشر, دليل

مؤشر, دليل

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
insolvency
insolvency
[اسم]

the state or condition of not having enough money to pay one's debts

الإعسار, العجز عن السداد

الإعسار, العجز عن السداد

solvency
solvency
[اسم]

the ability of an entity to meet its long-term financial obligations

الملاءة المالية, القدرة على السداد

الملاءة المالية, القدرة على السداد

bankruptcy
bankruptcy
[اسم]

a situation in which a person or business is unable to pay due debts

إفلاس, إعسار

إفلاس, إعسار

Ex: The company declared bankruptcy after years of financial losses. 
mortgage
mortgage
[اسم]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

رهن, قرض عقاري

رهن, قرض عقاري

Ex: They took out a mortgage to buy their first house in the suburbs. 
shareholder
shareholder
[اسم]

a natural or legal person that owns at least one share in a company

مساهم, حامل الأسهم

مساهم, حامل الأسهم

stock
stock
[اسم]

the funds acquired by a company or corporation through the issuance and purchase of shares

أسهم, رأس المال

أسهم, رأس المال

Ex: The startup raised substantial stock capital by offering shares to investors. 
banking
banking
[اسم]

the management and handling of financial matters or transactions

الخدمات المصرفية, قطاع البنوك

الخدمات المصرفية, قطاع البنوك

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
holding
holding
[اسم]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

محفظة, حيازة

محفظة, حيازة

Ex: The billionaire's holding includes a diverse portfolio of stocks and bonds. 
portfolio
portfolio
[اسم]

a group of shares that a person or organization owns

محفظة, محفظة استثمارية

محفظة, محفظة استثمارية

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
recession
recession
[اسم]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

ركود

ركود

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
yield
yield
[اسم]

an amount of profit gained from an investment or business

عائد, ربح

عائد, ربح

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
accountancy
accountancy
[اسم]

an accountant's profession or tasks

محاسبة

محاسبة

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
cost cutting
cost cutting
[اسم]

the practice of reducing expenses or overhead in order to increase profitability or save money

خفض التكاليف, تخفيض النفقات

خفض التكاليف, تخفيض النفقات

Ex: The manufacturing plant automated certain processes to achieve cost cutting in labor expenses. 
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