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مفردات لاختبار IELTS Academic (الدرجة 6-7) - Finance

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Vocabulary for Academic IELTS (6-7)
revenue
[اسم]

the total income generated from business activities or other sources.

الإيرادات, الدخل

الإيرادات, الدخل

Ex: The restaurantrevenue increased during the holiday season .
account
[اسم]

a record or statement of financial transactions, typically detailing debits, credits, and balances

حساب, سجل المالي

حساب, سجل المالي

Ex: The bank reconciled the customeraccount to ensure it matched their records .
acquisition
[اسم]

the act of buying or obtaining something, especially something that is valuable

الاستحواذ, الشراء

الاستحواذ, الشراء

Ex: The government approved acquisition of land for the construction of a new highway .
divestment
[اسم]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

تفكيك الأصول, انسحاب استثماري

تفكيك الأصول, انسحاب استثماري

assets
[اسم]

the total amount of money or properties owned by a company or an individual

أصول, ممتلكات

أصول, ممتلكات

audit
[اسم]

a formal inspection of a business's financial records to see if they are correct and accurate or not

مراجعة مالية, تدقيق مالي

مراجعة مالية, تدقيق مالي

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
bonus
[اسم]

the extra money that we get, besides our salary, as a reward

مكافأة,  bonus

مكافأة, bonus

Ex: With her bonus, she bought a new car .
credit
[اسم]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

ائتمان, دَين

ائتمان, دَين

Ex: The decrease in prepaid expenses was entered as credit in the prepaid expenses account .
index
[اسم]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

مؤشر, فهرس

مؤشر, فهرس

Ex: The company 's index showed steady growth in sales and profitability over the last quarter .
insolvency
[اسم]

the state or condition of not having enough money to pay one's debts

الإفلاس, العجز المالي

الإفلاس, العجز المالي

solvency
[اسم]

the ability of an entity to meet its long-term financial obligations

قابلية السداد, الملاءة المالية

قابلية السداد, الملاءة المالية

bankruptcy
[اسم]

a situation in which a person or business is unable to pay due debts

إفلاس, إعسار

إفلاس, إعسار

Ex: The risk bankruptcy increased as the market conditions worsened .
mortgage
[اسم]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

رهن عقاري, قرض عقاري

رهن عقاري, قرض عقاري

Ex: Failure to mortgage payments on time can lead to foreclosure , where the lender repossesses the property .
shareholder
[اسم]

a natural or legal person that owns at least one share in a company

مساهم, مالك سهم

مساهم, مالك سهم

stock
[اسم]

the funds acquired by a company or corporation through the issuance and purchase of shares

أسهم, رأسمال

أسهم, رأسمال

Ex: The company 's strong financial performance led to an increase in stock's market price .
banking
[اسم]

the management and handling of financial matters or transactions

المصرفية, البنك

المصرفية, البنك

Ex: The firm hired a seasoned professional to oversee banking and financial operations .
holding
[اسم]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

الاستثمارات, الأصول

الاستثمارات, الأصول

Ex: The university endowmentholding includes stakes in private equity and venture capital funds .
portfolio
[اسم]

a group of shares that a person or organization owns

محفظة استثمارية, محفظة أسهم

محفظة استثمارية, محفظة أسهم

Ex: Building a portfolio requires careful analysis and strategic asset allocation .
recession
[اسم]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

ركود اقتصادي, تراجع اقتصادي

ركود اقتصادي, تراجع اقتصادي

Ex: Economists predicted that recession would last for several quarters before signs of recovery would emerge .
yield
[اسم]

an amount of profit gained from an investment or business

عائد, منتج

عائد, منتج

Ex: The stock portfolio showed a yield, generating consistent profits for the shareholders .
accountancy
[اسم]

an accountant's profession or tasks

محاسبة, مهنة المحاسبة

محاسبة, مهنة المحاسبة

Ex: The conference focused on the latest trends and developments in accountancy standards .
cost cutting
[اسم]

the practice of reducing expenses or overhead in order to increase profitability or save money

خفض التكاليف, تقليل النفقات

خفض التكاليف, تقليل النفقات

Ex: The government agency implemented budget cuts as part of cost cutting strategy .
مفردات لاختبار IELTS Academic (الدرجة 6-7)
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