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Ordförråd för IELTS Academic (Poäng 6-7) - Finance

Här kommer du att lära dig några engelska ord relaterade till finans som är nödvändiga för det akademiska IELTS-provet.

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Vocabulary for Academic IELTS (6-7)
revenue
revenue
[Substantiv]

the total income generated from business activities or other sources

intäkter, inkomst

intäkter, inkomst

Ex: The company's annual revenue exceeded expectations. 
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account
account
[Substantiv]

a record or statement of financial transactions, typically detailing debits, credits, and balances

konto, kontoutdrag

konto, kontoutdrag

Ex: The company's account showed a significant increase in revenue for the quarter. 
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acquisition
acquisition
[Substantiv]

the act of buying or obtaining something, especially something that is valuable

förvärv,  anskaffning

förvärv, anskaffning

Ex: The company announced its acquisition of a smaller competitor to expand its market share. 
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divestment
divestment
[Substantiv]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

avveckling av tillgångar, försäljning av investeringar

avveckling av tillgångar, försäljning av investeringar

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assets
assets
[Substantiv]

the total amount of money or properties owned by a company or an individual

tillgångar, egendom

tillgångar, egendom

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audit
audit
[Substantiv]

a formal inspection of a business's financial records to see if they are correct and accurate or not

revision, finansiell inspektion

revision, finansiell inspektion

Ex: The company underwent an audit to ensure compliance with financial regulations. 
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bonus
bonus
[Substantiv]

the extra money that we get, besides our salary, as a reward

bonus,  premie

bonus, premie

Ex: Our bonus is calculated based on our performance ratings. 
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credit
credit
[Substantiv]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

kredit, tillgodohavande

kredit, tillgodohavande

Ex: The payment received from a customer was posted as a credit to the accounts receivable account. 
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index
index
[Substantiv]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

index, indikator

index, indikator

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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insolvency
insolvency
[Substantiv]

the state or condition of not having enough money to pay one's debts

insolvens, konkurs

insolvens, konkurs

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solvency
solvency
[Substantiv]

the ability of an entity to meet its long-term financial obligations

solvens, betalningsförmåga

solvens, betalningsförmåga

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bankruptcy
bankruptcy
[Substantiv]

a situation in which a person or business is unable to pay due debts

konkurs, bankrutt

konkurs, bankrutt

Ex: The company declared bankruptcy after years of financial losses. 
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mortgage
mortgage
[Substantiv]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

inteckning, bolån

inteckning, bolån

Ex: They took out a mortgage to buy their first house in the suburbs. 
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shareholder
shareholder
[Substantiv]

a natural or legal person that owns at least one share in a company

aktieägare, andelägare

aktieägare, andelägare

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stock
stock
[Substantiv]

the funds acquired by a company or corporation through the issuance and purchase of shares

aktier, aktiekapital

aktier, aktiekapital

Ex: The startup raised substantial stock capital by offering shares to investors. 
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banking
banking
[Substantiv]

the management and handling of financial matters or transactions

bankverksamhet, banksektorn

bankverksamhet, banksektorn

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
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holding
holding
[Substantiv]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

portfölj, innehav

portfölj, innehav

Ex: The billionaire's holding includes a diverse portfolio of stocks and bonds. 
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portfolio
portfolio
[Substantiv]

a group of shares that a person or organization owns

portfölj, investeringsportfölj

portfölj, investeringsportfölj

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
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recession
recession
[Substantiv]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

lågkonjunktur

lågkonjunktur

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
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yield
yield
[Substantiv]

an amount of profit gained from an investment or business

avkastning, vinst

avkastning, vinst

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
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accountancy
accountancy
[Substantiv]

an accountant's profession or tasks

redovisning

redovisning

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
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cost cutting
cost cutting
[Substantiv]

the practice of reducing expenses or overhead in order to increase profitability or save money

kostnadsbesparing, kostnadsreducering

kostnadsbesparing, kostnadsreducering

Ex: The manufacturing plant automated certain processes to achieve cost cutting in labor expenses. 
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