Vocabulaire pour l'IELTS Academic (Score 6-7) - Finance

Ici, vous apprendrez quelques mots anglais liés à la finance qui sont nécessaires pour l'examen académique IELTS.

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revenue

[nom]

the total income generated from business activities or other sources

revenus

Ex: The restaurant 's revenue increased during the holiday season .Les **recettes** du restaurant ont augmenté pendant la saison des fêtes.

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account

[nom]

a record or statement of financial transactions, typically detailing debits, credits, and balances

compte, relevé

Ex: The bank reconciled the customer 's account to ensure it matched their records .La banque a réconcilié le **compte** du client pour s'assurer qu'il correspondait à leurs dossiers.

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acquisition

[nom]

the act of buying or obtaining something, especially something that is valuable

acquisition

Ex: The government approved the acquisition of land for the construction of a new highway .Le gouvernement a approuvé l'**acquisition** de terrains pour la construction d'une nouvelle autoroute.

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divestment

[nom]

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

désinvestissement, cession

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assets

[nom]

the total amount of money or properties owned by a company or an individual

actifs, biens

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audit

[nom]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .L'IRS a effectué un **audit** fiscal pour vérifier l'exactitude des déclarations de revenus de l'individu.

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bonus

[nom]

the extra money that we get, besides our salary, as a reward

prime

Ex: With her end-of-year bonus, she bought a new car .Avec son **bonus** de fin d'année, elle a acheté une nouvelle voiture.

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credit

[nom]

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

crédit, avoir

Ex: The decrease in prepaid expenses was entered as a credit in the prepaid expenses account .La diminution des charges payées d'avance a été enregistrée comme un **crédit** dans le compte des charges payées d'avance.

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index

[nom]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indice

Ex: The company 's performance index showed steady growth in sales and profitability over the last quarter .L'**indice** de performance de l'entreprise a montré une croissance régulière des ventes et de la rentabilité au cours du dernier trimestre.

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insolvency

[nom]

the state or condition of not having enough money to pay one's debts

insolvabilité

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solvency

[nom]

the ability of an entity to meet its long-term financial obligations

solvabilité, capacité de remboursement

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bankruptcy

[nom]

a situation in which a person or business is unable to pay due debts

faillite

Ex: The risk of bankruptcy increased as the market conditions worsened .Le risque de **faillite** a augmenté à mesure que les conditions du marché se détérioraient.

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mortgage

[nom]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

emprunt immobilier

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Le défaut de paiement des versements **hypothécaires** à temps peut entraîner une saisie, où le prêteur reprend possession de la propriété.

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shareholder

[nom]

a natural or legal person that owns at least one share in a company

actionnaire

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stock

[nom]

the funds acquired by a company or corporation through the issuance and purchase of shares

actions, capital social

Ex: The company 's strong financial performance led to an increase in the stock's market price .La solide performance financière de l'entreprise a conduit à une augmentation du prix de marché des **actions**.

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banking

[nom]

the management and handling of financial matters or transactions

banque, secteur bancaire

Ex: The firm hired a seasoned professional to oversee its banking and financial operations .La firme a embauché un professionnel expérimenté pour superviser ses opérations **bancaires** et financières.

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holding

[nom]

ivestments, securities, and assets held by an individual or entity for financial gain or future use

portefeuille, avoir

Ex: The university endowment 's holding includes stakes in private equity and venture capital funds .Le **portefeuille** de dotation universitaire comprend des participations dans des fonds de capital-investissement et de capital-risque.

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portfolio

[nom]

a group of shares that a person or organization owns

portefeuille

Ex: Building a strong portfolio requires careful analysis and strategic asset allocation .Construire un **portefeuille** solide nécessite une analyse minutieuse et une allocation stratégique des actifs.

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recession

[nom]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

récession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Les économistes ont prédit que la **récession** durerait plusieurs trimestres avant que des signes de reprise n'apparaissent.

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yield

[nom]

an amount of profit gained from an investment or business

rendement actuel

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Le portefeuille d'actions a montré un **rendement** régulier, générant des profits constants pour les actionnaires.

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accountancy

[nom]

an accountant's profession or tasks

comptabilité

Ex: The conference focused on the latest trends and developments in international accountancy standards .La conférence s'est concentrée sur les dernières tendances et évolutions dans les normes internationales de **comptabilité**.

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cost cutting

[nom]

the practice of reducing expenses or overhead in order to increase profitability or save money

réduction des coûts, compression des coûts

Ex: The government agency implemented budget cuts as part of its cost cutting strategy .L'agence gouvernementale a mis en œuvre des réductions budgétaires dans le cadre de sa stratégie de **réduction des coûts**.

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Vocabulaire pour l'IELTS Academic (Score 6-7)

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Vocabulaire pour l'IELTS Academic (Score 6-7) - Finance