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B1 Level Wordlist - Money and Shopping

Here you will learn some English words about money and shopping, such as "afford", "change", "bargain", etc. prepared for B1 learners.

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CEFR B1 Vocabulary
to afford
to afford
[Verb]

to be able to pay the cost of something

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .
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change
change
[noun]

the money that is returned to us when we have paid more than the actual cost of something

Ex: After paying for my groceries , I received my change from the cashier , including a few coins and a dollar bill .
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to charge
to charge
[Verb]

to ask a person to pay a certain amount of money in return for a product or service

Ex: The event organizers decided to charge for entry to cover expenses .
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coin
coin
[noun]

a piece of metal, typically round and flat, used as money, issued by governments

Ex: The government decided to issue a new coin to commemorate the upcoming national holiday .
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currency
currency
[noun]

the type or system of money that is used by a country

Ex: The value of the currency dropped significantly after the announcement .
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discount
discount
[noun]

the amount of money that is reduced from the usual price of something

Ex: The store provided a 15 % discount for first-time customers .
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inexpensive
inexpensive
[Adjective]

having a reasonable price

Ex: She found an inexpensive dress that still looked stylish .
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mall
mall
[noun]

‌a large building or enclosed area, where many stores are placed

Ex: The mall offers a wide variety of stores , from high-end boutiques to budget-friendly shops .
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stall
stall
[noun]

a stand or a small table or shop with an open front where people sell their goods

Ex: She helped her mother manage their vegetable stall at the farmers ’ market .
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to return
to return
[Verb]

to bring back a purchased item to the seller in order to receive a refund

Ex: The customer realized that the color of the paint did n't match the sample , so they decided to return it .
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buyer
buyer
[noun]

a person who wants to buy something, usually an expensive item

Ex: A buyer’s satisfaction is crucial for repeat business .
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seller
seller
[noun]

a person or company that sells something

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shopper
shopper
[noun]

someone who goes to shops or online platforms to buy something

Ex: The shopper appreciated the convenience of online shopping , allowing them to compare prices and read reviews from the comfort of their home .
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product
product
[noun]

something that is created or grown for sale

Ex: The tech startup launched its flagship product at the trade show last month .
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goods
goods
[noun]

items made or produced for sale

Ex: He decided to donate his gently used goods to charity , hoping to help those in need .
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checkout
checkout
[noun]

a place in a supermarket where people pay for the goods they buy

Ex: After waiting patiently in line , I finally reached the checkout and paid for my groceries with a credit card .
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account
account
[noun]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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to owe
to owe
[Verb]

to have the responsibility of paying someone back a certain amount of money that was borrowed

Ex: We owe a repayment to the neighbor who lent us money during a financial setback .
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credit
credit
[noun]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

Ex: Credit allowed them to furnish the apartment before receiving their paycheck.
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debt
debt
[noun]

an amount of money or a favor that is owed

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .
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to donate
to donate
[Verb]

to freely give goods, money, or food to someone or an organization

Ex: The community raised funds to donate to a family in need during challenging times .
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balance
balance
[noun]

the sum of money that is left in a bank account

Ex: She was pleasantly surprised to see her balance increase after receiving a refund for an overcharged bill .
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expense
expense
[noun]

the amount of money spent to do or have something

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .
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value
value
[noun]

the worth of something in money

Ex: She questioned the value of the expensive handbag , wondering if it was worth the price .
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sum
sum
[noun]

a total of money, typically owed in a financial transaction

Ex: She transferred a considerable sum of funds to her investment portfolio .
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total
total
[noun]

the complete amount or entirety of something

Ex: All the items together make up the total.
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bargain
bargain
[noun]

an item bought at a much lower price than usual

Ex: The used car was a bargain compared to newer models .
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tax
tax
[noun]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

Ex: Businesses are required to collect and report taxes to the government.
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possession

(usually plural) anything that a person has or owns at a specific time

Ex: Losing her possessions in the fire was devastating , but she was grateful that her family was safe .
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to belong
to belong
[Verb]

to be one's property

Ex: This house no longer belongs to the previous owner; it has been sold.
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saving
saving
[noun]

an amount of money not spent

Ex: His decision to buy a used car instead of a new one led to a significant saving in terms of money .
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production

the act or process of transforming raw materials or different components into goods that can be used by customers

Ex: The film studio announced the production of a new blockbuster movie .
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worth
worth
[Adjective]

equal to a specified amount of money, etc.

Ex: The car is worth $ 10,000 according to the appraisal .
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cut
cut
[noun]

a reduction in something such as size, amount, etc.

Ex: She negotiated a price cut with the supplier to reduce production costs.
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luxury
luxury
[noun]

great pleasure and comfort afforded by expensive food, places, or clothes

Ex: The cruise offered pure luxury, from the lavish rooms to the fine dining .
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overpriced
overpriced
[Adjective]

expensive in way that is not reasonable

Ex: Online reviews criticized the store for selling overpriced electronics.
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penny
penny
[noun]

a unit of currency or coin used in several countries, equal to one hundredth of a dollar or pound

Ex: The loaf of bread cost eighty pennies.
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check
check
[noun]

‌a printed form that we can write an amount of money on, sign, and use instead of money to pay for things

Ex: The restaurant does n't accept checks, only cash or cards .
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sale
sale
[noun]

the act of selling something

Ex: Their family ’s main income comes from the sale of farm produce .
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