B1 Level Wordlist - Money and Shopping

Here you will learn some English words about money and shopping, such as "afford", "change", "bargain", etc. prepared for B1 learners.

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B1 Level Wordlist

to be able to pay the cost of something

Ex: Individuals are affording education through various financial planning strategies .
change [noun]

the money that is returned to us when we have paid more than the actual cost of something

Ex: The store clerk apologized for the inconvenience and promptly provided me with the correct change after realizing they had overcharged me for the item .

to ask a person to pay a certain amount of money in return for a product or service

Ex: Restaurants in tourist areas often charge more for their meals .
coin [noun]

a piece of metal, typically round and flat, used as money, issued by governments

Ex: Each country has its own unique designs on their coins , reflecting its culture and history .
currency [noun]

the type or system of money that is used by a country

Ex: Using a stable currency is crucial for maintaining economic stability .
discount [noun]

the amount of money that is reduced from the usual price of something

Ex: With the discount applied , the final price was much more affordable .
inexpensive [adjective]

having a reasonable price

Ex: She prefers to buy inexpensive cosmetics rather than splurging on high-end brands .
mall [noun]

‌a large building or enclosed area, where many stores are placed

Ex: They opened a gourmet food court in the center of the mall .
stall [noun]

a stand or a small table or shop with an open front where people sell their goods

Ex: Street vendors filled the square , each running a different stall .

to bring back a purchased item to the seller in order to receive a refund

Ex: Jane received a duplicate gift and decided to return one of them to the department store for a refund .
buyer [noun]

a person who wants to buy something, usually an expensive item

Ex: Online buyers often leave reviews about their purchases .
seller [noun]

a person or company that sells something

shopper [noun]

someone who goes to shops or online platforms to buy something

Ex: The shopper browsed through the online catalog , adding items to their cart with each click of the mouse .
product [noun]

something that is created or grown for sale

Ex: Farmers in the region grow a variety of agricultural products , including fruits and vegetables .
goods [noun]

items made or produced for sale

Ex: The shipment of goods arrived late , causing a delay in restocking the shelves .
checkout [noun]

a place in a supermarket where people pay for the goods they buy

Ex: As I reached the checkout , I realized I had forgotten to grab a carton of milk from the dairy section .
account [noun]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

Ex: The company 's accountant meticulously balanced the accounts to ensure accuracy in financial records .
to owe [verb]

to have the responsibility of paying someone back a certain amount of money that was borrowed

Ex: We owe the bank a monthly mortgage payment for our home loan .
credit [noun]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

Ex: Banks provide credit to borrowers who meet certain requirements .
debt [noun]

an amount of money or a favor that is owed

Ex: She felt a deep sense of debt to her mentor , who had guided her throughout her career .

to freely give goods, money, or food to someone or an organization

Ex: Many people donate to food banks to help those facing hunger .
balance [noun]

the sum of money that is left in a bank account

Ex: He checked his balance online to confirm that his paycheck had been deposited .
expense [noun]

the amount of money spent to do or have something

Ex: Rent and utilities are among the most common monthly expenses for homeowners and renters alike .
value [noun]

the worth of something in money

Ex: The real estate agent emphasized the value of the property 's location in determining its market price .
sum [noun]

a total of money, typically owed in a financial transaction

Ex: He withdrew a large sum from his savings account to purchase a car .
total [noun]

the complete amount or entirety of something

Ex: She checked the total before signing the receipt .
bargain [noun]

an item bought at a much lower price than usual

Ex: Bargains like these are hard to come by in high-end stores .
tax [noun]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

Ex:

(usually plural) anything that a person has or owns at a specific time

Ex: The thief was caught red-handed with stolen possessions in his backpack .
saving [noun]

an amount of money not spent

Ex: Growing your own vegetables can lead to a saving in grocery expenses during the harvest season .

the act or process of transforming raw materials or different components into goods that can be used by customers

Ex: Sustainable practices were implemented to make the production of goods more eco-friendly .
worth [adjective]

equal to a specified amount of money, etc.

Ex: The vacation package is worth the price .
cut [noun]

a reduction in something such as size, amount, etc.

Ex: The company announced a workforce cut , resulting in layoffs and job losses .
luxury [noun]

great pleasure and comfort afforded by expensive food, places, or clothes

Ex: The weekend retreat was a true luxury , with gourmet meals and spa treatments .
overpriced [adjective]

expensive in way that is not reasonable

Ex: The hotel stay felt overpriced given its poor facilities .
penny [noun]

a unit of currency or coin used in several countries, equal to one hundredth of a dollar or pound

Ex: I picked up a penny off the ground .
check [noun]

‌a printed form that we can write an amount of money on, sign, and use instead of money to pay for things

Ex:
sale [noun]

the act of selling something

Ex: The sale of the old car gave him enough money to buy a new bike .