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B1 Level Wordlist - Money and Shopping

Here you will learn some English words about money and shopping, such as "afford", "change", "bargain", etc. prepared for B1 learners.

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CEFR B1 Vocabulary
to afford
to afford
[Verb]

to be able to pay the cost of something

Ex: If you save consistently, you may eventually afford a house. 
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change
change
[noun]

the money that is returned to us when we have paid more than the actual cost of something

Ex: When I handed the server a twenty-dollar bill for my meal, I waited patiently for my change to be returned. 
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to charge
to charge
[Verb]

to ask a person to pay a certain amount of money in return for a product or service

Ex: The hotel may charge for additional services beyond the room rate. 
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coin
coin
[noun]

a piece of metal, typically round and flat, used as money, issued by governments

Ex: She found a rare coin from the 19th century while cleaning out her grandfather's attic. 
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currency
currency
[noun]

the type or system of money that is used by a country

Ex: The euro is the official currency of many countries in the European Union. 
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discount
discount
[noun]

the amount of money that is reduced from the usual price of something

Ex: They offered a discount of 20% on all winter clothing. 
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inexpensive
inexpensive
[Adjective]

having a reasonable price

Ex: The restaurant offers inexpensive meals that are still delicious. 
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mall
mall
[noun]

‌a large building or enclosed area, where many stores are placed

Ex: We spent the entire afternoon shopping at the mall. 
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stall
stall
[noun]

a stand or a small table or shop with an open front where people sell their goods

Ex: He set up a small stall to sell handmade jewelry. 
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to return
to return
[Verb]

to bring back a purchased item to the seller in order to receive a refund

Ex: After discovering a defect in the new electronic gadget, Sarah decided to return it to the store for a refund. 
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buyer
buyer
[noun]

a person who wants to buy something, usually an expensive item

Ex: The buyer inspected the car before making the purchase. 
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seller
seller
[noun]

a person or company that sells something

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shopper
shopper
[noun]

someone who goes to shops or online platforms to buy something

Ex: The shopper carefully inspected each item on the shelves before selecting the perfect gift for her friend's birthday. 
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product
product
[noun]

something that is created or grown for sale

Ex: The bakery's best-selling product is its freshly baked bread. 
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goods
goods
[noun]

items made or produced for sale

Ex: The store offers a wide range of goods, from fresh produce to handmade crafts. 
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checkout
checkout
[noun]

a place in a supermarket where people pay for the goods they buy

Ex: At the checkout, the cashier scanned each item with precision, ensuring an accurate total. 
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account
account
[noun]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

Ex: Sarah opened a savings account at the local bank to start saving for her future. 
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to owe
to owe
[Verb]

to have the responsibility of paying someone back a certain amount of money that was borrowed

Ex: I owe my friend $50 from last month when he covered my dinner expenses. 
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credit
credit
[noun]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

Ex: She bought the laptop on credit and will pay in installments. 
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debt
debt
[noun]

an amount of money or a favor that is owed

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
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to donate
to donate
[Verb]

to freely give goods, money, or food to someone or an organization

Ex: Individuals often donate clothing to local shelters during the winter months. 
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balance
balance
[noun]

the sum of money that is left in a bank account

Ex: After paying bills and expenses, she always checks her balance to ensure she has enough money left for savings. 
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expense
expense
[noun]

the amount of money spent to do or have something

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
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value
value
[noun]

the worth of something in money

Ex: He estimated the value of his car before selling it. 
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sum
sum
[noun]

a total of money, typically owed in a financial transaction

Ex: The sum owed on the invoice amounted to $500. 
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total
total
[noun]

the complete amount or entirety of something

Ex: The total of the shipment was 500 boxes. 
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bargain
bargain
[noun]

an item bought at a much lower price than usual

Ex: She found a great bargain on shoes during the sale. 
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tax
tax
[noun]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

Ex: April 15th is the deadline for filing income tax returns in the United States. 
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possession

(usually plural) anything that a person has or owns at a specific time

Ex: As he packed his possessions into boxes, memories flooded back from years spent in the old house. 
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to belong
to belong
[Verb]

to be one's property

Ex: The antique clock belongs to my grandmother. 
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saving
saving
[noun]

an amount of money not spent

Ex: Growing your own vegetables can lead to a saving in grocery expenses during the harvest season. 
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production

the act or process of transforming raw materials or different components into goods that can be used by customers

Ex: The factory increased its production of cars to meet rising demand. 
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worth
worth
[Adjective]

equal to a specified amount of money, etc.

Ex: The necklace is worth $500. 
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cut
cut
[noun]

a reduction in something such as size, amount, etc.

Ex: The budget cut resulted in a reduction of funding for essential services. 
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luxury
luxury
[noun]

great pleasure and comfort afforded by expensive food, places, or clothes

Ex: The designer dress she wore was the epitome of luxury. 
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overpriced
overpriced
[Adjective]

expensive in way that is not reasonable

Ex: The restaurant’s menu is full of overpriced dishes. 
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penny
penny
[noun]

a unit of currency or coin used in several countries, equal to one hundredth of a dollar or pound

Ex: He found a lucky penny on the sidewalk. 
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check
check
[noun]

‌a printed form that we can write an amount of money on, sign, and use instead of money to pay for things

Ex: He received a check for the sale of his old car. 
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sale
sale
[noun]

the act of selling something

Ex: Following the sale of her novel, she became a well-known author. 
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