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Listahan ng mga Salita sa Antas C1 - Pera at Pananalapi

Dito ay matututunan mo ang ilang mga salitang Ingles tungkol sa pera at pananalapi, tulad ng "bankrupt", "broke", "stake", atbp., inihanda para sa mga mag-aaral ng antas C1.

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CEFR C1 Vocabulary
free market
free market
[Pangngalan]

an economic system that is not operated by the government rather by free competition and supply and demand

malayang pamilihan, ekonomiyang pamilihan

malayang pamilihan, ekonomiyang pamilihan

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 

Sa isang ekonomiya ng libreng pamilihan, ang mga presyo ay tinutukoy ng suplay at demand sa halip na interbensyon ng gobyerno.

stock exchange
stock exchange
[Pangngalan]

a place in which shares and stocks are traded

palitan ng stocks, stock exchange

palitan ng stocks, stock exchange

Ex: The New York Stock Exchange is one of the largest and most influential stock exchanges in the world. 

Ang palitan ng stocks ng New York ay isa sa pinakamalaki at pinakamaimpluwensyang palitan ng stocks sa mundo.

bankrupt
bankrupt
[pang-uri]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkarota, walang pambayad

bangkarota, walang pambayad

Ex: After years of financial mismanagement, the business went bankrupt. 

Matapos ang maraming taon ng hindi maayos na pamamahala sa pananalapi, ang negosyo ay nagbangkarote.

broke
broke
[pang-uri]

having little or no financial resources

walang pera, halos wala nang salapi

walang pera, halos wala nang salapi

Ex: I'm broke until payday. 

Wala akong pera hanggang sa araw ng sahod.

stake
stake
[Pangngalan]

an amount of money invested in a business

bahagi, puhunan

bahagi, puhunan

Ex: The family-owned business decided to sell a minority stake to raise funds for expansion. 
market economy
market economy
[Pangngalan]

an economic system in which private businesses determine production, prices, and salaries not the government

ekonomiya ng pamilihan, sistemang pang-ekonomiya ng pamilihan

ekonomiya ng pamilihan, sistemang pang-ekonomiya ng pamilihan

Ex: A market economy allows businesses to operate based on supply and demand without government interference in pricing. 

Ang market economy ay nagpapahintulot sa mga negosyo na mag-operate batay sa supply at demand nang walang panghihimasok ng gobyerno sa pagpepresyo.

earnings
earnings
[Pangngalan]

(always plural) money received for work done or services provided

kita, kita

kita, kita

Ex: The government's policies aimed to increase household earnings and reduce income inequality. 
incentive
incentive
[Pangngalan]

a payment or concession to encourage someone to do something specific

insentibo,  bonus

insentibo, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 

Ang kumpanya ay nag-alok ng bonus bilang insentibo para sa mga empleyado na lumampas sa kanilang mga target sa pagbebenta.

to hoard
to hoard
[Pandiwa]

to gather and store a large supply of food, money, etc., usually somewhere secret

mag-ipon, mag-imbak

mag-ipon, mag-imbak

Ex: The survivalist hoarded canned food and water in a hidden bunker in preparation for a potential disaster. 

Ang survivalist ay nag-imbak ng de-latang pagkain at tubig sa isang nakatagong bunker bilang paghahanda sa posibleng sakuna.

extravagant
extravagant
[pang-uri]

costing a lot of money, more than the necessary or affordable amount

marangya, magastos

marangya, magastos

Ex: She threw an extravagant birthday party with live music and gourmet catering. 

Nagdaos siya ng isang napakamahal na birthday party na may live music at gourmet catering.

to fluctuate
to fluctuate
[Pandiwa]

to vary or waver between two or more states or amounts

mag-iba-iba, magbago-bago

mag-iba-iba, magbago-bago

Ex: The economy fluctuates, affecting businesses and individuals alike. 

Ang ekonomiya ay nagbabagu-bago, na nakakaapekto sa mga negosyo at indibidwal nang pantay-pantay.

to freeze
to freeze
[Pandiwa]

to officially prevent money, property, or financial assets from being used, transferred, or sold

i-freeze,  iyagyag

i-freeze, iyagyag

Ex: The court froze the company's bank accounts during the investigation. 
to level off
to level off
[Pandiwa]

to reach a stable or steady state after a period of fluctuation or change

maging matatag, umabot sa matatag na antas matapos ang pagbabago

maging matatag, umabot sa matatag na antas matapos ang pagbabago

Ex: Sales have leveled off after a period of rapid growth, indicating a more sustainable pace of expansion. 

Ang mga benta ay nag-level off matapos ang isang panahon ng mabilis na paglago, na nagpapahiwatig ng isang mas napapanatiling bilis ng pagpapalawak.

fundraising
fundraising
[Pangngalan]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

pangangalap ng pondo, pag-raise ng pondo

pangangalap ng pondo, pag-raise ng pondo

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 

Ang nonprofit na organisasyon ay nag-organisa ng isang fundraising gala upang makalikom ng pondo para sa pananaliksik sa kanser.

depression
depression
[Pangngalan]

a prolonged period of severe economic decline marked by low business activity and high unemployment

depresyon,  krisis pang-ekonomiya

depresyon, krisis pang-ekonomiya

Ex: The country entered a deep economic depression after several major banks failed. 
equilibrium
equilibrium
[Pangngalan]

a balanced state between opposing influences or powers

balanse

balanse

Ex: Ecosystems thrive when there is a natural equilibrium between different species and environmental factors. 

Ang mga ecosystem ay umuunlad kapag may natural na balanse sa pagitan ng iba't ibang species at mga environmental factor.

monopoly
monopoly
[Pangngalan]

a market situation in which a single company or supplier has exclusive control over a product or service and faces no effective competition

monopolyo,  monopolya

monopolyo, monopolya

Ex: The merger could create a monopoly in the regional energy market. 
merger
merger
[Pangngalan]

the joining of two or more companies or organizations to form a single larger organization

pagsasanib,  merger

pagsasanib, merger

Ex: The merger created one of the largest banks in the country. 
donor
donor
[Pangngalan]

someone or something that gives money, clothes, etc. to a charity for free

tagapagbigay, donador

tagapagbigay, donador

Ex: The hospital honored its largest donor for contributing funds to build a new pediatric wing. 
index
index
[Pangngalan]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indeks, palatandaan

indeks, palatandaan

Ex: The company's performance index showed steady growth in sales and profitability over the last quarter. 
portfolio
portfolio
[Pangngalan]

a collection of shares and other investments owned by a person or organization

portfolio,  portfolio

portfolio, portfolio

Ex: Her portfolio includes shares in several technology companies. 
near-field communication

a technology that allows short-range data transfer between cell phones and other electronic devices to do things such as paying for a purchase, etc.

malapit-na-field na komunikasyon, NFC (Near Field Communication)

malapit-na-field na komunikasyon, NFC (Near Field Communication)

Ex: Many modern smartphones are equipped with near-field communication technology for contactless payments. 

Maraming modernong smartphone ang may near-field communication na teknolohiya para sa contactless na pagbabayad.

buck
buck
[Pangngalan]

one dollar

isang dolyar, isang salaping papel

isang dolyar, isang salaping papel

Ex: He found a buck on the sidewalk and used it to buy a lottery ticket. 

Nakahanap siya ng isang dolyar sa bangketa at ginamit ito para bumili ng loterya ticket.

nickel
nickel
[Pangngalan]

a five-cent coin of Canada and the US

isang nikel, isang limang sentimos na barya

isang nikel, isang limang sentimos na barya

Ex: He found a nickel on the ground and added it to his coin collection. 

Nakahanap siya ng nikel sa lupa at idinagdag ito sa kanyang koleksyon ng barya.

dime
dime
[Pangngalan]

a ten-cent coin of Canada and the US

isang dime, sampung sentimos na barya

isang dime, sampung sentimos na barya

Ex: He placed a dime in the vending machine to buy a small piece of candy. 

Naglagay siya ng dime sa vending machine para bumili ng maliit na piraso ng kendi.

peak
peak
[Pangngalan]

the topmost point on a graph that indicates the highest level reached during a progression or development

tuktok, rurok

tuktok, rurok

Ex: Analyzing the peak on the growth curve helped us identify the most successful phase of the project. 
worthless
worthless
[pang-uri]

having no meaningful value, impact, or utility

walang halaga, walang silbi

walang halaga, walang silbi

Ex: The broken watch was deemed worthless and thrown away. 

Ang sira na relo ay itinuring na walang halaga at itinapon.

costly
costly
[pang-uri]

costing much money, often more than one is willing to pay

magastos, mahal

magastos, mahal

Ex: The university tuition fees were too costly for many students, so they sought scholarships or financial aid. 
cut
cut
[Pangngalan]

a share in something monetary

bahagi, hati

bahagi, hati

Ex: The investor was entitled to a generous cut of the company's revenue as a return on their investment. 
prepaid
prepaid
[pang-uri]

already paid for

prepaid, bayad na

prepaid, bayad na

Ex: She bought a prepaid phone card to make international calls without running up a large bill. 

Bumili siya ng prepaid phone card para makagawa ng international calls nang walang malaking bayarin.

priceless
priceless
[pang-uri]

having great value or importance

walang katumbas na halaga, napakahalaga

walang katumbas na halaga, napakahalaga

Ex: The handwritten letter from her late grandmother was a priceless keepsake. 

Ang sulat-kamay na liham mula sa kanyang yumaong lola ay isang walang katumbas na alaala.

to privatize
to privatize
[Pandiwa]

to change the ownership of an industry, service, or business from public to private

pribaduhin, ilipat sa pribadong sektor

pribaduhin, ilipat sa pribadong sektor

Ex: The government decided to privatize the national airline to improve efficiency and reduce costs. 

Nagpasya ang gobyerno na ipribado ang pambansang airline upang mapabuti ang kahusayan at mabawasan ang mga gastos.

quotation
quotation
[Pangngalan]

a statement indicating the cost of a specific service or piece of work

presyo, tantos

presyo, tantos

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
subsidy
subsidy
[Pangngalan]

money provided by a government or organization to support or encourage an activity, industry, service, or expense

subsidiya,  tulong

subsidiya, tulong

Ex: The government provides subsidies to farmers during difficult growing seasons. 
tariff
tariff
[Pangngalan]

a tax imposed by a government on goods imported into or exported from a country

taripa,  bayad sa pag-angkat

taripa, bayad sa pag-angkat

Ex: The government imposed a tariff on imported steel. 
accountancy
accountancy
[Pangngalan]

an accountant's profession or tasks

accountancy

accountancy

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 

Nag-aral siya ng degree sa accountancy para maging isang certified public accountant (CPA).

to back
to back
[Pandiwa]

to provide money or resources to support a business, project, or person

pondohan, suportahan sa pananalapi

pondohan, suportahan sa pananalapi

Ex: The wealthy philanthropist backed the museum's renovation project. 
to consolidate

to merge several financial accounts, debts, funds, into one

pagsamahin, pag-isahin

pagsamahin, pag-isahin

Ex: After reviewing their finances, the couple decided to consolidate their multiple credit card debts into a single, lower-interest loan. 

Matapos suriin ang kanilang pananalapi, nagpasya ang mag-asawa na pagsamahin ang kanilang maraming utang sa credit card sa isang solong pautang na may mas mababang interes.

to deposit
to deposit
[Pandiwa]

to put an amount of money or other item of value into a bank account

ideposito, magdeposito

ideposito, magdeposito

Ex: The student deposited the scholarship award in her college tuition account to cover expenses. 
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