pattern

Daftar Kata Level C1 - Uang dan Keuangan

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang uang dan keuangan, seperti "bangkrut", "broke", "saham", dll., yang disiapkan untuk pelajar tingkat C1.

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CEFR C1 Vocabulary
free market
free market
[Kata benda]

an economic system that is not operated by the government rather by free competition and supply and demand

pasar bebas, ekonomi pasar

pasar bebas, ekonomi pasar

Ex: Entrepreneurs thrive in a free market environment where innovation and efficiency are rewarded. 

Pengusaha berkembang dalam lingkungan pasar bebas di mana inovasi dan efisiensi dihargai.

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stock exchange
stock exchange
[Kata benda]

a place in which shares and stocks are traded

bursa saham, pasar saham

bursa saham, pasar saham

Ex: Companies list their shares on a stock exchange to raise capital from investors. 

Perusahaan mencantumkan saham mereka di bursa saham untuk mengumpulkan modal dari investor.

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bankrupt
bankrupt
[Adjektiva]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkrut, pailit

bangkrut, pailit

Ex: The once-thriving neighborhood became desolate after the major employer went bankrupt. 

Lingkungan yang pernah makmur menjadi sepi setelah pemberi kerja utama bangkrut.

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broke
broke
[Adjektiva]

having little or no financial resources

bokek, hampir tidak punya uang

bokek, hampir tidak punya uang

Ex: They were broke after the vacation. 

Mereka bangkrut setelah liburan.

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stake
stake
[Kata benda]

an amount of money invested in a business

saham, partisipasi

saham, partisipasi

Ex: She purchased a significant stake in the startup company to support its growth. 
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market economy
market economy
[Kata benda]

an economic system in which private businesses determine production, prices, and salaries not the government

ekonomi pasar, sistem ekonomi pasar

ekonomi pasar, sistem ekonomi pasar

Ex: The transition to a market economy in Eastern Europe led to significant economic reforms and privatization. 

Transisi ke ekonomi pasar di Eropa Timur mengakibatkan reformasi ekonomi yang signifikan dan privatisasi.

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earnings
earnings
[Kata benda]

(always plural) money received for work done or services provided

pendapatan, penghasilan

pendapatan, penghasilan

Ex: The company reported higher-than-expected earnings for the quarter, boosting investor confidence. 
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incentive
incentive
[Kata benda]

a payment or concession to encourage someone to do something specific

insentif,  bonus

insentif, bonus

Ex: The loyalty program offered discounts and rewards as incentives for frequent customers. 

Program loyalitas menawarkan diskon dan hadiah sebagai insentif untuk pelanggan yang sering datang.

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to hoard
to hoard
[kata kerja]

to gather and store a large supply of food, money, etc., usually somewhere secret

menimbun, mengumpulkan

menimbun, mengumpulkan

Ex: He recently hoarded money under the mattress as a precautionary measure. 

Dia baru-baru ini menimbun uang di bawah kasur sebagai tindakan pencegahan.

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extravagant
extravagant
[Adjektiva]

costing a lot of money, more than the necessary or affordable amount

mewah, boros

mewah, boros

Ex: The hotel's extravagant suites offered breathtaking views and personalized butler service. 

Suite mewah hotel menawarkan pemandangan menakjubkan dan layanan butler pribadi.

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to fluctuate
to fluctuate
[kata kerja]

to vary or waver between two or more states or amounts

berfluktuasi, bervariasi

berfluktuasi, bervariasi

Ex: Her weight fluctuates depending on her diet and exercise routine. 

Berat badannya berfluktuasi tergantung pada diet dan rutin olahraganya.

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to freeze
to freeze
[kata kerja]

to officially prevent money, property, or financial assets from being used, transferred, or sold

membekukan,  memblokir

membekukan, memblokir

Ex: Emma discovered that her account had been frozen after unusual activity was detected. 
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to level off
to level off
[kata kerja]

to reach a stable or steady state after a period of fluctuation or change

menjadi stabil, mencapai tingkat stabil setelah perubahan

menjadi stabil, mencapai tingkat stabil setelah perubahan

Ex: The price of oil has leveled off after a period of sharp fluctuations, providing some relief to consumers. 

Harga minyak telah stabil setelah periode fluktuasi tajam, memberikan sedikit kelegaan kepada konsumen.

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fundraising
fundraising
[Kata benda]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

penggalangan dana, fundraising

penggalangan dana, fundraising

Ex: Volunteers were essential to the success of the community center's annual fundraising drive. 

Relawan sangat penting untuk keberhasilan kampanye tahunan penggalangan dana pusat komunitas.

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depression
depression
[Kata benda]

a prolonged period of severe economic decline marked by low business activity and high unemployment

depresi,  krisis ekonomi

depresi, krisis ekonomi

Ex: A prolonged depression forced many small businesses to close. 
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equilibrium
equilibrium
[Kata benda]

a balanced state between opposing influences or powers

keseimbangan

keseimbangan

Ex: The tightrope walker maintained perfect equilibrium as they carefully balanced along the narrow line. 

Pemain tali menjaga keseimbangan sempurna saat mereka dengan hati-hati menyeimbangkan diri di sepanjang garis sempit.

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monopoly
monopoly
[Kata benda]

a market situation in which a single company or supplier has exclusive control over a product or service and faces no effective competition

Ex: The company was accused of trying to establish a monopoly in online advertising. 
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merger
merger
[Kata benda]

the joining of two or more companies or organizations to form a single larger organization

merger,  penggabungan

merger, penggabungan

Ex: The airline announced a merger with its main competitor. 
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donor
donor
[Kata benda]

someone or something that gives money, clothes, etc. to a charity for free

donatur, pemberi dana

donatur, pemberi dana

Ex: The charity organized a special event to recognize its long-term donor for years of support. 

Amal mengadakan acara khusus untuk mengakui donatur jangka panjangnya atas tahun-tahun dukungan.

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index
index
[Kata benda]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indeks, tolok ukur

indeks, tolok ukur

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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portfolio
portfolio
[Kata benda]

a collection of shares and other investments owned by a person or organization

portofolio,  portofolio

portofolio, portofolio

Ex: Daniel diversified his portfolio to reduce risk. 
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near-field communication

a technology that allows short-range data transfer between cell phones and other electronic devices to do things such as paying for a purchase, etc.

komunikasi jarak dekat, NFC (Near Field Communication)

komunikasi jarak dekat, NFC (Near Field Communication)

Ex: The museum uses near-field communication to provide visitors with detailed information about exhibits through their phones. 

Museum menggunakan komunikasi jarak dekat untuk memberikan pengunjung informasi rinci tentang pameran melalui ponsel mereka.

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buck
buck
[Kata benda]

one dollar

satu dolar, selembar uang

satu dolar, selembar uang

Ex: She only had ten bucks left in her wallet after paying for groceries. 

Dia hanya memiliki sepuluh dolar tersisa di dompetnya setelah membayar belanjaan.

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nickel
nickel
[Kata benda]

a five-cent coin of Canada and the US

sebuah nikel, koin lima sen

sebuah nikel, koin lima sen

Ex: She saved every nickel and dime to buy her favorite book. 

Dia menyimpan setiap nikel dan setiap sen untuk membeli buku favoritnya.

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dime
dime
[Kata benda]

a ten-cent coin of Canada and the US

sebuah dime, koin sepuluh sen

sebuah dime, koin sepuluh sen

Ex: The cost of a phone call used to be just a dime, but now it's much higher. 

Biaya panggilan telepon dulu hanya dime, tapi sekarang jauh lebih tinggi.

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peak
peak
[Kata benda]

the topmost point on a graph that indicates the highest level reached during a progression or development

puncak, titik tertinggi

puncak, titik tertinggi

Ex: On the sales chart, the peak occurred in December, showing the highest number of transactions. 
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worthless
worthless
[Adjektiva]

having no meaningful value, impact, or utility

tidak berharga, tidak berguna

tidak berharga, tidak berguna

Ex: His promises proved to be worthless as he failed to deliver on his commitments. 

Janjinya terbukti tidak berharga karena dia gagal memenuhi komitmennya.

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costly
costly
[Adjektiva]

costing much money, often more than one is willing to pay

mahal, berbiaya tinggi

mahal, berbiaya tinggi

Ex: The decision to renovate the kitchen was a costly undertaking. 
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cut
cut
[Kata benda]

a share in something monetary

bagian, porsi

bagian, porsi

Ex: The producer received a significant cut of the film's profits for their role in financing and overseeing the project. 
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prepaid
prepaid
[Adjektiva]

already paid for

prabayar, dibayar di muka

prabayar, dibayar di muka

Ex: They booked their vacation through a prepaid travel agency to save money on accommodations. 

Mereka memesan liburan mereka melalui agen perjalanan prabayar untuk menghemat biaya akomodasi.

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priceless
priceless
[Adjektiva]

having great value or importance

tak ternilai, sangat berharga

tak ternilai, sangat berharga

Ex: The support of true friends is a priceless gift in difficult times. 

Dukungan dari teman sejati adalah hadiah tak ternilai di saat-saat sulit.

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to privatize
to privatize
[kata kerja]

to change the ownership of an industry, service, or business from public to private

memprivatisasi, mentransfer ke sektor swasta

memprivatisasi, mentransfer ke sektor swasta

Ex: Critics argue that privatizing healthcare services could lead to unequal access to medical treatment. 

Para kritikus berpendapat bahwa privatisasi layanan kesehatan dapat menyebabkan akses yang tidak setara terhadap perawatan medis.

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quotation
quotation
[Kata benda]

a statement indicating the cost of a specific service or piece of work

penawaran, kuotasi

penawaran, kuotasi

Ex: The company sent a quotation to the client outlining the costs and timeline for the software development project. 

Perusahaan mengirimkan penawaran harga kepada klien yang menguraikan biaya dan jadwal untuk proyek pengembangan perangkat lunak.

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subsidy
subsidy
[Kata benda]

money provided by a government or organization to support or encourage an activity, industry, service, or expense

Ex: The company received a subsidy to help develop renewable energy technology. 
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tariff
tariff
[Kata benda]

a tax imposed by a government on goods imported into or exported from a country

Ex: The company must pay a tariff on each shipment it imports. 
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accountancy
accountancy
[Kata benda]

an accountant's profession or tasks

akuntansi

akuntansi

Ex: The professor specializes in teaching advanced courses in financial accountancy. 

Profesor berspesialisasi dalam mengajar kursus lanjutan di bidang akuntansi keuangan.

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to back
to back
[kata kerja]

to provide money or resources to support a business, project, or person

mendanai, mendukung secara finansial

mendanai, mendukung secara finansial

Ex: The bank backed the new startup with a loan. 
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to consolidate
to consolidate
[kata kerja]

to merge several financial accounts, debts, funds, into one

menggabungkan, mengkonsolidasikan

menggabungkan, mengkonsolidasikan

Ex: The investor decided to consolidate their various investment accounts into a single brokerage account. 

Investor memutuskan untuk mengonsolidasikan berbagai akun investasi mereka ke dalam satu akun broker.

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to deposit
to deposit
[kata kerja]

to put an amount of money or other item of value into a bank account

menyimpan, mendepositokan

menyimpan, mendepositokan

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
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