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C1 Level Wordlist - Money and Finance

Here you will learn some English words about money and finance, such as "bankrupt", "broke", "stake", etc. prepared for C1 learners.

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CEFR C1 Vocabulary
free market

an economic system that is not operated by the government rather by free competition and supply and demand

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 
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stock exchange

a place in which shares and stocks are traded

Ex: The New York Stock Exchange is one of the largest and most influential stock exchanges in the world. 
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bankrupt
bankrupt
[Adjective]

(of organizations or people) legally declared as unable to pay their debts to creditors

Ex: After years of financial mismanagement, the business went bankrupt. 
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broke
broke
[Adjective]

having little or no financial resources

Ex: I'm broke until payday. 
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stake
stake
[noun]

an amount of money invested in a business

Ex: She purchased a significant stake in the startup company to support its growth. 
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market economy

an economic system in which private businesses determine production, prices, and salaries not the government

Ex: A market economy allows businesses to operate based on supply and demand without government interference in pricing. 
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earnings
earnings
[noun]

(always plural) money received for work done or services provided

Ex: The company reported higher-than-expected earnings for the quarter, boosting investor confidence. 
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incentive
incentive
[noun]

a payment or concession to encourage someone to do something specific

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
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to hoard
to hoard
[Verb]

to gather and store a large supply of food, money, etc., usually somewhere secret

Ex: The survivalist hoarded canned food and water in a hidden bunker in preparation for a potential disaster. 
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extravagant
extravagant
[Adjective]

costing a lot of money, more than the necessary or affordable amount

Ex: She threw an extravagant birthday party with live music and gourmet catering. 
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to fluctuate

to vary or waver between two or more states or amounts

Ex: The economy fluctuates, affecting businesses and individuals alike. 
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to freeze
to freeze
[Verb]

to legally prevent money, property, or a bank account from being used or sold

Ex: The government decided to freeze the assets of the company suspected of money laundering until the investigation was complete. 
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to level off

to reach a stable or steady state after a period of fluctuation or change

Ex: Sales have leveled off after a period of rapid growth, indicating a more sustainable pace of expansion. 
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fundraising

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
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depression

a time of little economic activity and high unemployment, which lasts for a long time

Ex: The Great Depression of the 1930s saw widespread unemployment and severe economic hardship. 
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equilibrium

a balanced state between opposing influences or powers

Ex: The tightrope walker maintained perfect equilibrium as they carefully balanced along the narrow line. 
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monopoly
monopoly
[noun]

a situation in which one organization or entity exclusively controls the production, distribution, or trade of a product or service, making other rivals unable to compete

Ex: Many indie bookstores face challenges in a landscape dominated by the monopoly of major online retailers. 
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merger
merger
[noun]

the joining of two companies or organizations together to form a larger one

Ex: The merger between the two leading airlines created one of the largest aviation companies in the world. 
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donor
donor
[noun]

someone or something that gives money, clothes, etc. to a charity for free

Ex: The hospital honored its largest donor for contributing funds to build a new pediatric wing. 
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index
index
[noun]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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portfolio
portfolio
[noun]

a group of shares that a person or organization owns

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
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near-field communication

a technology that allows short-range data transfer between cell phones and other electronic devices to do things such as paying for a purchase, etc.

Ex: Many modern smartphones are equipped with near-field communication technology for contactless payments. 
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buck
buck
[noun]

one dollar

Ex: He found a buck on the sidewalk and used it to buy a lottery ticket. 
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nickel
nickel
[noun]

a five-cent coin of Canada and the US

Ex: He found a nickel on the ground and added it to his coin collection. 
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dime
dime
[noun]

a ten-cent coin of Canada and the US

Ex: He placed a dime in the vending machine to buy a small piece of candy. 
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peak
peak
[noun]

the topmost point on a graph that indicates the highest level reached during a progression or development

Ex: On the sales chart, the peak occurred in December, showing the highest number of transactions. 
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worthless
worthless
[Adjective]

having no meaningful value, impact, or utility

Ex: The broken watch was deemed worthless and thrown away. 
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costly
costly
[Adjective]

costing much money, often more than one is willing to pay

Ex: The decision to renovate the kitchen was a costly undertaking. 
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cut
cut
[noun]

a share in something monetary

Ex: The producer received a significant cut of the film's profits for their role in financing and overseeing the project. 
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prepaid
prepaid
[Adjective]

already paid for

Ex: She bought a prepaid phone card to make international calls without running up a large bill. 
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priceless
priceless
[Adjective]

having great value or importance

Ex: The handwritten letter from her late grandmother was a priceless keepsake. 
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to privatize

to change the ownership of an industry, service, or business from public to private

Ex: The government decided to privatize the national airline to improve efficiency and reduce costs. 
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quotation
quotation
[noun]

a statement indicating the cost of a specific service or piece of work

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
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subsidy
subsidy
[noun]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

Ex: The government provides subsidies to farmers to support agricultural production and maintain food security. 
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tariff
tariff
[noun]

a tax paid on goods imported or exported

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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accountancy

an accountant's profession or tasks

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
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to back
to back
[Verb]

to provide money or resources to support a business, project, or person

Ex: The bank backed the new startup with a loan. 
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to consolidate

to merge several financial accounts, debts, funds, into one

Ex: After reviewing their finances, the couple decided to consolidate their multiple credit card debts into a single, lower-interest loan. 
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to deposit

to put an amount of money or other item of value into a bank account

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
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