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Listă de Cuvinte Nivel C1 - Bani și Finanțe

Aici vei învăța câteva cuvinte în engleză despre bani și finanțe, cum ar fi "faliment", "falit", "miză" etc., pregătite pentru elevii de nivel C1.

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CEFR C1 Vocabulary
free market
free market
[substantiv]

an economic system that is not operated by the government rather by free competition and supply and demand

piață liberă, economie de piață

piață liberă, economie de piață

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 
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stock exchange
stock exchange
[substantiv]

a place in which shares and stocks are traded

bursă de valori, piața de capital

bursă de valori, piața de capital

Ex: The New York Stock Exchange is one of the largest and most influential stock exchanges in the world. 
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bankrupt
bankrupt
[adjectiv]

(of organizations or people) legally declared as unable to pay their debts to creditors

falit, bankrut

falit, bankrut

Ex: After years of financial mismanagement, the business went bankrupt. 
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broke
broke
[adjectiv]

having little or no financial resources

falit, fără un ban

falit, fără un ban

Ex: I'm broke until payday. 
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stake
stake
[substantiv]

an amount of money invested in a business

parte, participare

parte, participare

Ex: She purchased a significant stake in the startup company to support its growth. 
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market economy
market economy
[substantiv]

an economic system in which private businesses determine production, prices, and salaries not the government

economie de piață, sistem economic de piață

economie de piață, sistem economic de piață

Ex: A market economy allows businesses to operate based on supply and demand without government interference in pricing. 
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earnings
earnings
[substantiv]

(always plural) money received for work done or services provided

câștiguri, venituri

câștiguri, venituri

Ex: The company reported higher-than-expected earnings for the quarter, boosting investor confidence. 
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incentive
incentive
[substantiv]

a payment or concession to encourage someone to do something specific

stimulent,  bonus

stimulent, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
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to hoard
to hoard
[verb]

to gather and store a large supply of food, money, etc., usually somewhere secret

aduna, stoca

aduna, stoca

Ex: The survivalist hoarded canned food and water in a hidden bunker in preparation for a potential disaster. 
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extravagant
extravagant
[adjectiv]

costing a lot of money, more than the necessary or affordable amount

extravagant, luxos

extravagant, luxos

Ex: She threw an extravagant birthday party with live music and gourmet catering. 
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to fluctuate

to vary or waver between two or more states or amounts

fluctua, varia

fluctua, varia

Ex: The economy fluctuates, affecting businesses and individuals alike. 
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to freeze
to freeze
[verb]

to legally prevent money, property, or a bank account from being used or sold

îngheța, bloca

îngheța, bloca

Ex: The government decided to freeze the assets of the company suspected of money laundering until the investigation was complete. 
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to level off

to reach a stable or steady state after a period of fluctuation or change

se stabiliza, a atinge un platou

se stabiliza, a atinge un platou

Ex: Sales have leveled off after a period of rapid growth, indicating a more sustainable pace of expansion. 
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fundraising
fundraising
[substantiv]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

strângere de fonduri, fundraising

strângere de fonduri, fundraising

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
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depression
depression
[substantiv]

a time of little economic activity and high unemployment, which lasts for a long time

depresie, criză economică

depresie, criză economică

Ex: The Great Depression of the 1930s saw widespread unemployment and severe economic hardship. 
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equilibrium
equilibrium
[substantiv]

a balanced state between opposing influences or powers

echilibru

echilibru

Ex: The tightrope walker maintained perfect equilibrium as they carefully balanced along the narrow line. 
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monopoly
monopoly
[substantiv]

a situation in which one organization or entity exclusively controls the production, distribution, or trade of a product or service, making other rivals unable to compete

monopol, monopol de afaceri

monopol, monopol de afaceri

Ex: Many indie bookstores face challenges in a landscape dominated by the monopoly of major online retailers. 
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merger
merger
[substantiv]

the joining of two companies or organizations together to form a larger one

fuziune, unire

fuziune, unire

Ex: The merger between the two leading airlines created one of the largest aviation companies in the world. 
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donor
donor
[substantiv]

someone or something that gives money, clothes, etc. to a charity for free

donator, dăruitor

donator, dăruitor

Ex: The hospital honored its largest donor for contributing funds to build a new pediatric wing. 
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index
index
[substantiv]

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

indice, indicator

indice, indicator

Ex: The Consumer Price Index (CPI) is used to measure inflation by comparing current prices to those of a base year. 
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portfolio
portfolio
[substantiv]

a group of shares that a person or organization owns

portofoliu, portofoliu de investiții

portofoliu, portofoliu de investiții

Ex: She diversified her investment portfolio to include stocks, bonds, and real estate. 
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near-field communication

a technology that allows short-range data transfer between cell phones and other electronic devices to do things such as paying for a purchase, etc.

comunicație în câmp apropiat, NFC (Near Field Communication)

comunicație în câmp apropiat, NFC (Near Field Communication)

Ex: Many modern smartphones are equipped with near-field communication technology for contactless payments. 
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buck
buck
[substantiv]

one dollar

un dolar, o bancnotă

un dolar, o bancnotă

Ex: He found a buck on the sidewalk and used it to buy a lottery ticket. 
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nickel
nickel
[substantiv]

a five-cent coin of Canada and the US

un nichel, o monedă de cinci cenți

un nichel, o monedă de cinci cenți

Ex: He found a nickel on the ground and added it to his coin collection. 
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dime
dime
[substantiv]

a ten-cent coin of Canada and the US

un dime, o monedă de zece cenți

un dime, o monedă de zece cenți

Ex: He placed a dime in the vending machine to buy a small piece of candy. 
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peak
peak
[substantiv]

the topmost point on a graph that indicates the highest level reached during a progression or development

vârf, culme

vârf, culme

Ex: On the sales chart, the peak occurred in December, showing the highest number of transactions. 
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worthless
worthless
[adjectiv]

having no meaningful value, impact, or utility

fără valoare, inutil

fără valoare, inutil

Ex: The broken watch was deemed worthless and thrown away. 
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costly
costly
[adjectiv]

costing much money, often more than one is willing to pay

costisitor, scump

costisitor, scump

Ex: The decision to renovate the kitchen was a costly undertaking. 
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cut
cut
[substantiv]

a share in something monetary

parte, porțiune

parte, porțiune

Ex: The producer received a significant cut of the film's profits for their role in financing and overseeing the project. 
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prepaid
prepaid
[adjectiv]

already paid for

preplătit, plătit în avans

preplătit, plătit în avans

Ex: She bought a prepaid phone card to make international calls without running up a large bill. 
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priceless
priceless
[adjectiv]

having great value or importance

neprețuit, de neînlocuit

neprețuit, de neînlocuit

Ex: The handwritten letter from her late grandmother was a priceless keepsake. 
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to privatize

to change the ownership of an industry, service, or business from public to private

privatiza, transfera în sectorul privat

privatiza, transfera în sectorul privat

Ex: The government decided to privatize the national airline to improve efficiency and reduce costs. 
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quotation
quotation
[substantiv]

a statement indicating the cost of a specific service or piece of work

oferta, cotație

oferta, cotație

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
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subsidy
subsidy
[substantiv]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvenție, ajutor financiar

subvenție, ajutor financiar

Ex: The government provides subsidies to farmers to support agricultural production and maintain food security. 
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tariff
tariff
[substantiv]

a tax paid on goods imported or exported

tarif, taxă vamală

tarif, taxă vamală

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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accountancy
accountancy
[substantiv]

an accountant's profession or tasks

contabilitate

contabilitate

Ex: She pursued a degree in accountancy to become a certified public accountant (CPA). 
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to back
to back
[verb]

to provide money or resources to support a business, project, or person

finanța, sprijini financiar

finanța, sprijini financiar

Ex: The bank backed the new startup with a loan. 
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to consolidate

to merge several financial accounts, debts, funds, into one

consolida, fuziona

consolida, fuziona

Ex: After reviewing their finances, the couple decided to consolidate their multiple credit card debts into a single, lower-interest loan. 
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to deposit

to put an amount of money or other item of value into a bank account

depune, vira

depune, vira

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
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