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Bokabularyo para sa IELTS Academic (Score 8-9) - Finance

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi na kinakailangan para sa akademikong pagsusulit sa IELTS.

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Vocabulary for Academic IELTS (8)
option
option
[Pangngalan]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opsyon, kontrata ng opsyon

opsyon, kontrata ng opsyon

Ex: Traders may purchase options on commodities like gold or oil as a way to gain exposure to these markets without owning the physical assets. 
book
book
[Pangngalan]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

aklat, talaan ng pananalapi

aklat, talaan ng pananalapi

Ex: The accountant diligently updated the company's book to reflect the latest financial transactions, ensuring accuracy and compliance with accounting standards. 
belt-tightening
belt-tightening
[Pangngalan]

an act of spending less money during difficult financial times

paghigpit ng sinturon, pagtitipid

paghigpit ng sinturon, pagtitipid

Ex: Belt-tightening became necessary when sales dropped unexpectedly. 
business cycle
business cycle
[Pangngalan]

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

siklo ng negosyo, siklo ng ekonomiya

siklo ng negosyo, siklo ng ekonomiya

Ex: During an economic expansion phase of the business cycle, consumer spending tends to rise, leading to increased production and job opportunities. 
cash cow
cash cow
[Pangngalan]

a service or product that provides a business or company with a stable income

baka ng gatas, manok na nangingitlog ng ginto

baka ng gatas, manok na nangingitlog ng ginto

Ex: His latest invention turned out to be a real cash cow. 
bottom line
bottom line
[Pangngalan]

the amount that was profited or lost in an organization or company after everything was calculated

netong kita, huling kita o lugi

netong kita, huling kita o lugi

Ex: After all the costs were counted, the bottom line was better than expected. 
comptroller
comptroller
[Pangngalan]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

tagapangasiwa ng pananalapi, auditor ng mga account

tagapangasiwa ng pananalapi, auditor ng mga account

Ex: The government comptroller meticulously reviews and manages the public finances, ensuring transparency and adherence to fiscal regulations. 
buyout
buyout
[Pangngalan]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

pagbili, pagsakop

pagbili, pagsakop

Ex: The tech giant announced a strategic buyout of a promising startup, incorporating its innovative technology into its product portfolio. 
equity
equity
[Pangngalan]

the value of an asset after deducting all claims, debts, or liens against it

netong halaga, sariling kapital

netong halaga, sariling kapital

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 
hedge
hedge
[Pangngalan]

a thing or method that protects one against potential problems, particularly financial ones

hadlang, proteksyon

hadlang, proteksyon

Ex: The investor used a hedge to protect their portfolio against market volatility. 
top line
top line
[Pangngalan]

a company's gross sales or revenues, before any costs or expenses are deducted

kabuuang benta, kabuuang kita

kabuuang benta, kabuuang kita

Ex: The company's top line revenue increased by 10% compared to the previous quarter. 
cash flow
cash flow
[Pangngalan]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

daloy ng pera, daloy ng salapi

daloy ng pera, daloy ng salapi

Ex: Effective cash flow management is crucial for businesses to meet short-term financial obligations and ensure operational sustainability. 
depreciation
depreciation
[Pangngalan]

a decline in something's price or value

depresasyon, pagbaba ng halaga

depresasyon, pagbaba ng halaga

Ex: The depreciation of the currency has led to an increase in the cost of imported goods. 
cartel
cartel
[Pangngalan]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartel, kasunduan

kartel, kasunduan

Ex: The oil cartel, consisting of major petroleum-producing nations, collaborates to influence global oil prices and production levels. 
takeover
takeover
[Pangngalan]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

pagsakop, pagkuha ng kontrol

pagsakop, pagkuha ng kontrol

Ex: The tech giant's takeover of the startup boosted innovation and expanded its presence in the emerging market. 
capital market
capital market
[Pangngalan]

a financial market where long-term debt or equity-backed securities are bought and sold

pamilihan ng kapital, pamilihang pinansyal

pamilihan ng kapital, pamilihang pinansyal

Ex: Investors can access the capital market to buy and sell stocks, bonds, and other financial instruments. 
asset stripping
asset stripping
[Pangngalan]

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

paghihiwalay ng mga ari-arian, pagnanakaw ng mga ari-arian

paghihiwalay ng mga ari-arian, pagnanakaw ng mga ari-arian

Ex: The company engaged in asset stripping, selling off its valuable properties and intellectual assets to generate short-term profits. 
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