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Bokabularyo para sa IELTS Academic (Score 8-9) - Pananalapi

Dito, matututunan mo ang ilang mga salitang Ingles na may kaugnayan sa Pananalapi na kinakailangan para sa akademikong pagsusulit sa IELTS.

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Simulan ang pag-aaral
Vocabulary for Academic IELTS (8)
option
option
[Pangngalan]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opsyon, kontrata ng opsyon

opsyon, kontrata ng opsyon

Ex: Traders may purchase options on commodities like gold or oil as a way to gain exposure to these markets without owning the physical assets. 

Maaaring bumili ang mga trader ng opsyon sa mga kalakal tulad ng ginto o langis bilang isang paraan upang makakuha ng exposure sa mga merkado na ito nang hindi nagmamay-ari ng mga pisikal na asset.

book
book
[Pangngalan]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

aklat, talaan ng pananalapi

aklat, talaan ng pananalapi

Ex: The CFO presented the quarterly financial report, highlighting key figures from the company's books to the board of directors. 

Ipinakita ng CFO ang quarterly financial report, na binibigyang-diin ang mga pangunahing numero mula sa mga libro ng kumpanya sa harap ng lupon ng mga direktor.

belt-tightening
belt-tightening
[Pangngalan]

an act of spending less money during difficult financial times

paghigpit ng sinturon, pagtitipid

paghigpit ng sinturon, pagtitipid

Ex: After losing his job, he began belt-tightening to make ends meet. 

Pagkatapos mawalan ng trabaho, nagsimula siyang maghigpit ng sinturon para makatugon sa mga pangangailangan.

business cycle
business cycle
[Pangngalan]

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

siklo ng negosyo, siklo ng ekonomiya

siklo ng negosyo, siklo ng ekonomiya

Ex: During an economic expansion phase of the business cycle, consumer spending tends to rise, leading to increased production and job opportunities. 

Sa panahon ng isang yugto ng pagpapalawak ng ekonomiya ng business cycle, ang paggasta ng consumer ay may posibilidad na tumaas, na nagdudulot ng pagtaas ng produksyon at mga oportunidad sa trabaho.

cash cow
cash cow
[Pangngalan]

a service or product that provides a business or company with a stable income

baka ng gatas, manok na nangingitlog ng ginto

baka ng gatas, manok na nangingitlog ng ginto

Ex: His latest invention turned out to be a real cash cow. 

Ang kanyang pinakabagong imbensyon ay naging isang tunay na cash cow.

bottom line
bottom line
[Pangngalan]

the amount that was profited or lost in an organization or company after everything was calculated

netong kita, huling kita o lugi

netong kita, huling kita o lugi

Ex: After all the costs were counted, the bottom line was better than expected. 

Matapos isama ang lahat ng gastos, mas maganda kaysa inaasahan ang netong kita.

comptroller
comptroller
[Pangngalan]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

tagapangasiwa ng pananalapi, auditor ng mga account

tagapangasiwa ng pananalapi, auditor ng mga account

Ex: The government comptroller meticulously reviews and manages the public finances, ensuring transparency and adherence to fiscal regulations. 

Ang comptroller ng pamahalaan ay masusing nirerepaso at pinamamahalaan ang mga pampublikong pananalapi, tinitiyak ang transparency at pagsunod sa mga regulasyon sa pananalapi.

buyout
buyout
[Pangngalan]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

pagbili, pagsakop

pagbili, pagsakop

Ex: The tech giant announced a strategic buyout of a promising startup, incorporating its innovative technology into its product portfolio. 

Inanunsyo ng tech giant ang isang estratehikong buyout ng isang promising startup, isinasama ang innovative technology nito sa product portfolio nito.

equity
equity
[Pangngalan]

the value of an asset after deducting all claims, debts, or liens against it

netong halaga, sariling kapital

netong halaga, sariling kapital

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 

Matapos bayaran ang mortgage, mayroon silang $120,000 na equity sa kanilang bahay.

hedge
hedge
[Pangngalan]

a thing or method that protects one against potential problems, particularly financial ones

hadlang, proteksyon

hadlang, proteksyon

Ex: The investor used a hedge to protect their portfolio against market volatility. 

Ginamit ng investor ang isang hedge upang protektahan ang kanilang portfolio laban sa pagbabago-bago ng merkado.

top line
top line
[Pangngalan]

a company's gross sales or revenues, before any costs or expenses are deducted

kabuuang benta, kabuuang kita

kabuuang benta, kabuuang kita

Ex: The company's top line revenue increased by 10% compared to the previous quarter. 

Ang kabuuang kita ng kumpanya ay tumaas ng 10% kumpara sa nakaraang quarter.

cash flow
cash flow
[Pangngalan]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

daloy ng pera, daloy ng salapi

daloy ng pera, daloy ng salapi

Ex: Effective cash flow management is crucial for businesses to meet short-term financial obligations and ensure operational sustainability. 

Ang epektibong pamamahala ng daloy ng salapi ay mahalaga para matugunan ng mga negosyo ang kanilang panandaliang pinansyal na obligasyon at matiyak ang pagpapatuloy ng operasyon.

depreciation
depreciation
[Pangngalan]

a decline in something's price or value

depresasyon, pagbaba ng halaga

depresasyon, pagbaba ng halaga

Ex: The depreciation of the currency has led to an increase in the cost of imported goods. 

Ang depresasyon ng pera ay nagdulot ng pagtaas sa halaga ng mga imported na kalakal.

cartel
cartel
[Pangngalan]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartel, kasunduan

kartel, kasunduan

Ex: The oil cartel, consisting of major petroleum-producing nations, collaborates to influence global oil prices and production levels. 

Ang cartel ng langis, na binubuo ng mga pangunahing bansa na gumagawa ng petrolyo, ay nagtutulungan upang maimpluwensyahan ang mga presyo ng langis sa buong mundo at mga antas ng produksyon.

takeover
takeover
[Pangngalan]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

pagsakop, pagkuha ng kontrol

pagsakop, pagkuha ng kontrol

Ex: The tech giant's takeover of the startup boosted innovation and expanded its presence in the emerging market. 

Ang pagtanggap ng tech giant sa startup ay nagpasigla sa inobasyon at pinalawak ang presensya nito sa umuusbong na merkado.

capital market
capital market
[Pangngalan]

a financial market where long-term debt or equity-backed securities are bought and sold

pamilihan ng kapital, pamilihang pinansyal

pamilihan ng kapital, pamilihang pinansyal

Ex: Investors can access the capital market to buy and sell stocks, bonds, and other financial instruments. 

Ang mga investor ay maaaring ma-access ang capital market upang bumili at magbenta ng mga stocks, bonds, at iba pang financial instruments.

asset stripping
asset stripping
[Pangngalan]

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

paghihiwalay ng mga ari-arian, pagnanakaw ng mga ari-arian

paghihiwalay ng mga ari-arian, pagnanakaw ng mga ari-arian

Ex: The company engaged in asset stripping, selling off its valuable properties and intellectual assets to generate short-term profits. 

Ang kumpanya ay nakibahagi sa asset stripping, pagbebenta ng mga mahahalagang ari-arian at intelektuwal na mga ari-arian upang makabuo ng mga panandaliang kita.

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