Acadêmico IELTS (Banda 8 ou Acima) - Finance

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opção, contrato de opção

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

livro contábil, registro financeiro

an act of spending less money during difficult financial times

aperto do cinto, medidas de austeridade

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

ciclo econômico, ciclo de negócios

a service or product that provides a business or company with a stable income

vaca leiteira

the amount that was profited or lost in an organization or company after everything was calculated

resultado final, lucro líquido

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

controlador, responsável financeiro

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

compra, aquisição

the money one owns in a property after paying back any money one borrowed to buy it

capital próprio, equidade

a thing or method that protects one against potential problems, particularly financial ones

hedge, método de proteção

a company's gross sales or revenues, before any costs or expenses are deducted

receita bruta, vendas totais

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

fluxo de caixa, movimento de caixa

a decline in something's price or value

depreciação, desvalorização

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

cartel, consórcio

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

aquisição, tomada de controle

a financial market where long-term debt or equity-backed securities are bought and sold

mercado de capitais, mercado financeiro

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

desmantelamento de ativos, exploração de ativos