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Kosakata untuk IELTS Academic (Skor 8-9) - Finance

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Keuangan yang diperlukan untuk ujian IELTS Akademik.

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Vocabulary for Academic IELTS (8)
option
[Kata benda]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opsi, kontrak opsi

opsi, kontrak opsi

Ex: Investors often use call options to speculate on the potential price increase of a particular stock within a defined period.Investor sering menggunakan **opsi** panggilan untuk berspekulasi tentang potensi kenaikan harga saham tertentu dalam periode yang ditentukan.
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book
[Kata benda]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

buku, catatan keuangan

buku, catatan keuangan

Ex: The CFO presented the quarterly financial report , highlighting key figures from the company 's books to the board of directors .CFO mempresentasikan laporan keuangan triwulanan, menyoroti angka-angka kunci dari **buku** perusahaan kepada dewan direksi.
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belt-tightening
[Kata benda]

an act of spending less money during difficult financial times

mengencangkan ikat pinggang, penghematan

mengencangkan ikat pinggang, penghematan

Ex: During the recession , our family had to start belt-tightening.Selama resesi, keluarga kami harus mulai **mengencangkan ikat pinggang**.
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business cycle
[Kata benda]

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

siklus bisnis, siklus ekonomi

siklus bisnis, siklus ekonomi

Ex: Businesses that can adapt to the cyclical nature of the economy by diversifying their products or services may be more resilient across various phases of the business cycle.Bisnis yang dapat beradaptasi dengan sifat siklus ekonomi dengan mendiversifikasi produk atau layanan mereka mungkin lebih tangguh di berbagai fase **siklus bisnis**.
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cash cow
[Kata benda]

a service or product that provides a business or company with a stable income

sapi perah, ayam bertelur emas

sapi perah, ayam bertelur emas

Ex: The investment in renewable energy has turned out to be a cash cow for the company , providing a reliable source of income .Investasi dalam energi terbarukan ternyata menjadi **sapi perah** bagi perusahaan, menyediakan sumber pendapatan yang andal.
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bottom line
[Kata benda]

the amount that was profited or lost in an organization or company after everything was calculated

laba bersih, garis bawah

laba bersih, garis bawah

Ex: Increasing revenue and reducing expenses are essential strategies for improving the bottom line.Meningkatkan pendapatan dan mengurangi pengeluaran adalah strategi penting untuk meningkatkan **bottom line**.
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comptroller
[Kata benda]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

pengawas keuangan, auditor akun

pengawas keuangan, auditor akun

Ex: In the military , the comptroller plays a crucial role in managing the budget , allocating resources for various operational needs .Di militer, **pengawas keuangan** memainkan peran penting dalam mengelola anggaran, mengalokasikan sumber daya untuk berbagai kebutuhan operasional.
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buyout
[Kata benda]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

pembelian, pengambilalihan

pembelian, pengambilalihan

Ex: In a leveraged buyout, the acquiring entity used a significant amount of debt to finance the purchase of a majority stake in the retail chain.Dalam sebuah **pembelian leveraged**, entitas pengakuisisi menggunakan sejumlah besar utang untuk membiayai pembelian saham mayoritas di rantai ritel.
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equity
[Kata benda]

the money one owns in a property after paying back any money one borrowed to buy it

ekuitas, nilai bersih

ekuitas, nilai bersih

Ex: She gained more equity in her home after paying off part of the mortgage .Dia mendapatkan lebih banyak **ekuitas** di rumahnya setelah melunasi sebagian dari hipotek.
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hedge
[Kata benda]

a thing or method that protects one against potential problems, particularly financial ones

lindung nilai, perlindungan

lindung nilai, perlindungan

Ex: An options hedge can be an effective way to limit potential losses in a volatile market .Sebuah **lindung nilai** opsi bisa menjadi cara yang efektif untuk membatasi kerugian potensial di pasar yang fluktuatif.
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top line
[Kata benda]

a company's gross sales or revenues, before any costs or expenses are deducted

penjualan kotor, pendapatan kotor

penjualan kotor, pendapatan kotor

Ex: The CEO emphasized the importance of driving top line growth during the quarterly earnings call .CEO menekankan pentingnya mendorong pertumbuhan **pendapatan** selama panggilan pendapatan triwulan.
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cash flow
[Kata benda]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

arus kas, aliran uang

arus kas, aliran uang

Ex: A consistent negative cash flow may indicate financial distress , prompting businesses to implement cost-cutting measures or seek additional financing .**Arus kas** negatif yang konsisten dapat mengindikasikan kesulitan keuangan, mendorong bisnis untuk menerapkan langkah-langkah pengurangan biaya atau mencari pembiayaan tambahan.
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depreciation
[Kata benda]

a decline in something's price or value

penyusutan, depresiasi

penyusutan, depresiasi

Ex: Economic uncertainty has resulted in the depreciation of stock prices across various sectors .Ketidakpastian ekonomi telah mengakibatkan **penurunan nilai** harga saham di berbagai sektor.
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cartel
[Kata benda]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartel, perjanjian

kartel, perjanjian

Ex: Certain agricultural cartels collaborate to fix prices and control the distribution of crops , impacting the agricultural sector 's dynamics .Beberapa **kartel** pertanian bekerja sama untuk menetapkan harga dan mengontrol distribusi tanaman, memengaruhi dinamika sektor pertanian.
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takeover
[Kata benda]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

pengambilalihan, penguasaan

pengambilalihan, penguasaan

Ex: The pharmaceutical company 's takeover strategy aimed to diversify its product portfolio and strengthen its market position .Strategi **pengambilalihan** perusahaan farmasi bertujuan untuk mendiversifikasi portofolio produknya dan memperkuat posisi pasarnya.
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capital market
[Kata benda]

a financial market where long-term debt or equity-backed securities are bought and sold

pasar modal, pasar keuangan

pasar modal, pasar keuangan

Ex: Financial institutions provide various services such as underwriting and brokerage to participants in the capital market.Lembaga keuangan menyediakan berbagai layanan seperti underwriting dan pialang kepada peserta **pasar modal**.
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asset stripping
[Kata benda]

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

pengupasan aset, penjarahan aset

pengupasan aset, penjarahan aset

Ex: Regulators have implemented measures to prevent asset stripping and protect the interests of shareholders and other stakeholders.Regulator telah menerapkan langkah-langkah untuk mencegah **pengurasan aset** dan melindungi kepentingan pemegang saham dan pemangku kepentingan lainnya.
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Kosakata untuk IELTS Academic (Skor 8-9)
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