pattern

Kosakata untuk IELTS Academic (Skor 8-9) - Keuangan

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Keuangan yang diperlukan untuk ujian IELTS Akademik.

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Vocabulary for Academic IELTS (8)
option
option
[Kata benda]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opsi, kontrak opsi

opsi, kontrak opsi

Ex: A stock option plan can be an attractive incentive for startup employees, aligning their interests with the company's success. 

Rencana opsi saham bisa menjadi insentif yang menarik bagi karyawan startup, menyelaraskan kepentingan mereka dengan kesuksesan perusahaan.

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book
book
[Kata benda]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

buku, catatan keuangan

buku, catatan keuangan

Ex: The small business owner relied on digital accounting software to maintain an organized and up-to-date book, streamlining financial management. 

Pemilik usaha kecil mengandalkan perangkat lunak akuntansi digital untuk memelihara buku yang terorganisir dan terkini, menyederhanakan manajemen keuangan.

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belt-tightening
belt-tightening
[Kata benda]

an act of spending less money during difficult financial times

mengencangkan ikat pinggang, penghematan

mengencangkan ikat pinggang, penghematan

Ex: Belt-tightening became necessary when sales dropped unexpectedly. 

Pengencangan ikat pinggang menjadi perlu ketika penjualan turun secara tidak terduga.

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business cycle
business cycle
[Kata benda]

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

siklus bisnis, siklus ekonomi

siklus bisnis, siklus ekonomi

Ex: The trough of the business cycle represents the lowest point, with economic activity bottoming out, and typically precedes a new phase of expansion. 

Palung dari siklus bisnis mewakili titik terendah, dengan aktivitas ekonomi mencapai titik terendah, dan biasanya mendahului fase ekspansi baru.

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cash cow
cash cow
[Kata benda]

a service or product that provides a business or company with a stable income

sapi perah, ayam bertelur emas

sapi perah, ayam bertelur emas

Ex: The popular gaming franchise has proven to be a cash cow for the studio, allowing them to fund other projects. 

Waralaba game populer telah terbukti menjadi sapi perah bagi studio, memungkinkan mereka untuk mendanai proyek-proyek lain.

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bottom line
bottom line
[Kata benda]

the amount that was profited or lost in an organization or company after everything was calculated

laba bersih, hasil akhir

laba bersih, hasil akhir

Ex: Management focused on reducing expenses to improve the bottom line. 

Manajemen fokus mengurangi pengeluaran untuk meningkatkan laba bersih.

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comptroller
comptroller
[Kata benda]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

pengawas keuangan, auditor akun

pengawas keuangan, auditor akun

Ex: The university comptroller is responsible for managing the institution's budget, allocating resources efficiently, and maintaining financial records. 

Pengawas universitas bertanggung jawab untuk mengelola anggaran institusi, mengalokasikan sumber daya secara efisien, dan memelihara catatan keuangan.

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buyout
buyout
[Kata benda]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

pembelian, pengambilalihan

pembelian, pengambilalihan

Ex: The management team proposed a management-led buyout, aiming to take the company private and streamline operations for greater efficiency. 

Tim manajemen mengusulkan sebuah pembelian yang dipimpin oleh manajemen, bertujuan untuk menjadikan perusahaan swasta dan menyederhanakan operasi untuk efisiensi yang lebih besar.

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equity
equity
[Kata benda]

the value of an asset after deducting all claims, debts, or liens against it

nilai bersih, modal sendiri

nilai bersih, modal sendiri

Ex: Homeowners often borrow against the equity of their houses. 

Pemilik rumah sering meminjam terhadap ekuitas rumah mereka.

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hedge
hedge
[Kata benda]

a thing or method that protects one against potential problems, particularly financial ones

lindung nilai, perlindungan

lindung nilai, perlindungan

Ex: The company implemented a currency hedge to mitigate the impact of exchange rate fluctuations on its international transactions. 

Perusahaan menerapkan lindung nilai untuk mengurangi dampak fluktuasi nilai tukar pada transaksi internasionalnya.

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top line
top line
[Kata benda]

a company's gross sales or revenues, before any costs or expenses are deducted

penjualan kotor, pendapatan kotor

penjualan kotor, pendapatan kotor

Ex: Management is focused on growing the top line through strategic initiatives and new product launches. 

Manajemen berfokus pada pertumbuhan pendapatan kotor melalui inisiatif strategis dan peluncuran produk baru.

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cash flow
cash flow
[Kata benda]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

arus kas, aliran uang

arus kas, aliran uang

Ex: During periods of economic uncertainty, businesses often focus on maintaining a healthy cash flow to enhance financial resilience. 

Selama periode ketidakpastian ekonomi, bisnis sering fokus pada mempertahankan arus kas yang sehat untuk meningkatkan ketahanan finansial.

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depreciation
depreciation
[Kata benda]

a decline in something's price or value

penyusutan, depresiasi

penyusutan, depresiasi

Ex: Depreciation of property values in the neighborhood has made it difficult for homeowners to sell their houses. 

Penyusutan nilai properti di lingkungan tersebut telah menyulitkan pemilik rumah untuk menjual rumah mereka.

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cartel
cartel
[Kata benda]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartel, perjanjian

kartel, perjanjian

Ex: The automobile manufacturers cartel strategically coordinates production levels and pricing to maintain stability within the industry. 

Kartel produsen mobil secara strategis mengoordinasikan tingkat produksi dan penetapan harga untuk menjaga stabilitas dalam industri.

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takeover
takeover
[Kata benda]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

pengambilalihan, penguasaan

pengambilalihan, penguasaan

Ex: Shareholders celebrated the successful takeover, which significantly increased the value of their investments. 

Para pemegang saham merayakan pengambilalihan yang sukses, yang secara signifikan meningkatkan nilai investasi mereka.

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capital market
capital market
[Kata benda]

a financial market where long-term debt or equity-backed securities are bought and sold

pasar modal, pasar keuangan

pasar modal, pasar keuangan

Ex: Companies often raise capital through the issuance of stocks or bonds in the capital market to finance their expansion projects. 

Perusahaan sering mengumpulkan modal melalui penerbitan saham atau obligasi di pasar modal untuk membiayai proyek ekspansi mereka.

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asset stripping
asset stripping
[Kata benda]

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

pengupasan aset, penjarahan aset

pengupasan aset, penjarahan aset

Ex: Shareholders accused the management of engaging in asset stripping to enrich themselves at the expense of the company's long-term sustainability. 

Pemegang saham menuduh manajemen terlibat dalam pengurasan aset untuk memperkaya diri dengan mengorbankan keberlanjutan jangka panjang perusahaan.

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