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Słownictwo do IELTS Academic (Wynik 8-9) - Finance

Tutaj nauczysz się kilku angielskich słów związanych z finansami, które są niezbędne do egzaminu Academic IELTS.

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Vocabulary for Academic IELTS (8)
option
[Rzeczownik]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opcja, zlecenie opcyjne

opcja, zlecenie opcyjne

Ex: Investors often use call options to speculate on the potential price increase of a particular stock within a defined period.
book
[Rzeczownik]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

księga, dziennik

księga, dziennik

Ex: The CFO presented the quarterly financial report , highlighting key figures from the companybooks to the board of directors .
belt-tightening
[Rzeczownik]

an act of spending less money during difficult financial times

zacieśnianie pasa, oszczędnościowe zacieśnienie

zacieśnianie pasa, oszczędnościowe zacieśnienie

Ex: During the recession , our family had to belt-tightening.
business cycle
[Rzeczownik]

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

cykl koniunkturalny, cykl gospodarczy

cykl koniunkturalny, cykl gospodarczy

Ex: Businesses that can adapt to the cyclical nature of the economy by diversifying their products or services may be more resilient across various phases of business cycle.
cash cow
[Rzeczownik]

a service or product that provides a business or company with a stable income

krowa dojenna, złoty interes

krowa dojenna, złoty interes

Ex: The investment in renewable energy has turned out to be cash cow for the company , providing a reliable source of income .
bottom line
[Rzeczownik]

the amount that was profited or lost in an organization or company after everything was calculated

wynik finansowy, bilans

wynik finansowy, bilans

Ex: Increasing revenue and reducing expenses are essential strategies for improving bottom line.
comptroller
[Rzeczownik]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

kontroler finansowy, dyrektor finansowy

kontroler finansowy, dyrektor finansowy

Ex: In the military , comptroller plays a crucial role in managing the budget , allocating resources for various operational needs .
buyout
[Rzeczownik]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

wykup, przejęcie

wykup, przejęcie

Ex: In a leveraged buyout, the acquiring entity used a significant amount of debt to finance the purchase of a majority stake in the retail chain.
equity
[Rzeczownik]

the money one owns in a property after paying back any money one borrowed to buy it

kapitał własny, udział własny

kapitał własny, udział własny

Ex: She gained equity in her home after paying off part of the mortgage .
hedge
[Rzeczownik]

a thing or method that protects one against potential problems, particularly financial ones

zabezpieczenie, instrument zabezpieczający

zabezpieczenie, instrument zabezpieczający

Ex: An hedge can be an effective way to limit potential losses in a volatile market .
top line
[Rzeczownik]

a company's gross sales or revenues, before any costs or expenses are deducted

przychody ogółem, wartość sprzedaży

przychody ogółem, wartość sprzedaży

Ex: The CEO emphasized the importance of driving top line growth during the quarterly earnings call.
cash flow
[Rzeczownik]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

przepływ gotówki, cash flow

przepływ gotówki, cash flow

Ex: A consistent cash flow may indicate financial distress , prompting businesses to implement cost-cutting measures or seek additional financing .
depreciation
[Rzeczownik]

a decline in something's price or value

deprecjacja, spadek wartości

deprecjacja, spadek wartości

Ex: Economic uncertainty has resulted in depreciation of stock prices across various sectors .
cartel
[Rzeczownik]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartel, układ

kartel, układ

Ex: Certain cartels collaborate to fix prices and control the distribution of crops , impacting the agricultural sector 's dynamics .
takeover
[Rzeczownik]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

przejęcie, nabycie

przejęcie, nabycie

Ex: The pharmaceutical companytakeover strategy aimed to diversify its product portfolio and strengthen its market position .
capital market
[Rzeczownik]

a financial market where long-term debt or equity-backed securities are bought and sold

rynek kapitałowy, kapitałowy rynek

rynek kapitałowy, kapitałowy rynek

Ex: Financial institutions provide various services such as underwriting and brokerage to participants in capital market.
asset stripping
[Rzeczownik]

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

likwidacja aktywów, stripping aktywów

likwidacja aktywów, stripping aktywów

Ex: Regulators have implemented measures to prevent asset stripping and protect the interests of shareholders and other stakeholders.
Słownictwo do IELTS Academic (Wynik 8-9)
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