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IELTS学术词汇 (分数8-9) - Finance

在这里,你将学习一些与金融相关的英语单词,这些单词是学术雅思考试所必需的。

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Vocabulary for Academic IELTS (8)
option
[名词]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

期权, 期权合约

期权, 期权合约

Ex: Investors often use call options to speculate on the potential price increase of a particular stock within a defined period.投资者经常使用看涨**期权**来推测特定股票在定义期间内的潜在价格上涨。
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book
[名词]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

账簿, 会计账簿

账簿, 会计账簿

Ex: The CFO presented the quarterly financial report , highlighting key figures from the company 's books to the board of directors .首席财务官向董事会提交了季度财务报告,重点介绍了公司**账簿**中的关键数字。
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an act of spending less money during difficult financial times

紧缩腰带, 节俭

紧缩腰带, 节俭

Ex: During the recession , our family had to start belt-tightening.在经济衰退期间,我们全家不得不开始**勒紧裤腰带**。
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the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

经济周期, 商业周期

经济周期, 商业周期

Ex: Businesses that can adapt to the cyclical nature of the economy by diversifying their products or services may be more resilient across various phases of the business cycle.能够通过多样化其产品或服务来适应经济周期性本质的企业,在**商业周期**的各个阶段可能更具韧性。
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cash cow
[名词]

a service or product that provides a business or company with a stable income

摇钱树, 下金蛋的鸡

摇钱树, 下金蛋的鸡

Ex: The investment in renewable energy has turned out to be a cash cow for the company , providing a reliable source of income .对可再生能源的投资已成为公司的**摇钱树**,提供了可靠的收入来源。
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bottom line
[名词]

the amount that was profited or lost in an organization or company after everything was calculated

净利润, 底线

净利润, 底线

Ex: Increasing revenue and reducing expenses are essential strategies for improving the bottom line.增加收入和减少开支是改善**底线**的基本策略。
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comptroller
[名词]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

财务总监, 审计员

财务总监, 审计员

Ex: In the military , the comptroller plays a crucial role in managing the budget , allocating resources for various operational needs .在军队中,**财务总监**在管理预算、为各种作战需求分配资源方面发挥着至关重要的作用。
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buyout
[名词]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

收购, 买断

收购, 买断

Ex: In a leveraged buyout, the acquiring entity used a significant amount of debt to finance the purchase of a majority stake in the retail chain.在一次**杠杆收购**中,收购实体使用了大量债务来融资购买零售链的多数股权。
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equity
[名词]

the money one owns in a property after paying back any money one borrowed to buy it

资产净值, 权益

资产净值, 权益

Ex: She gained more equity in her home after paying off part of the mortgage .在偿还了部分抵押贷款后,她在自己的房子里获得了更多的**资产净值**。
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hedge
[名词]

a thing or method that protects one against potential problems, particularly financial ones

对冲, 保护

对冲, 保护

Ex: An options hedge can be an effective way to limit potential losses in a volatile market .期权**对冲**可以是在波动市场中限制潜在损失的有效方式。
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top line
[名词]

a company's gross sales or revenues, before any costs or expenses are deducted

总收入, 毛收入

总收入, 毛收入

Ex: The CEO emphasized the importance of driving top line growth during the quarterly earnings call .首席执行官在季度收益电话会议上强调了推动**收入**增长的重要性。
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cash flow
[名词]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

现金流, 资金流动

现金流, 资金流动

Ex: A consistent negative cash flow may indicate financial distress , prompting businesses to implement cost-cutting measures or seek additional financing .持续的负**现金流**可能表明财务困境,促使企业实施成本削减措施或寻求额外融资。
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depreciation
[名词]

a decline in something's price or value

贬值, 折旧

贬值, 折旧

Ex: Economic uncertainty has resulted in the depreciation of stock prices across various sectors .经济不确定性导致各个行业的股票价格**贬值**。
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cartel
[名词]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

卡特尔, 协议

卡特尔, 协议

Ex: Certain agricultural cartels collaborate to fix prices and control the distribution of crops , impacting the agricultural sector 's dynamics .某些农业**卡特尔**合作以固定价格和控制作物分配,影响农业部门的动态。
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takeover
[名词]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

收购, 接管

收购, 接管

Ex: The pharmaceutical company 's takeover strategy aimed to diversify its product portfolio and strengthen its market position .这家制药公司的**收购**战略旨在使其产品组合多样化并加强其市场地位。
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a financial market where long-term debt or equity-backed securities are bought and sold

资本市场, 金融市场

资本市场, 金融市场

Ex: Financial institutions provide various services such as underwriting and brokerage to participants in the capital market.金融机构向资本市场参与者提供诸如承销和经纪等各种服务。
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the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

资产剥离, 资产掠夺

资产剥离, 资产掠夺

Ex: Regulators have implemented measures to prevent asset stripping and protect the interests of shareholders and other stakeholders.监管机构已采取措施防止**资产剥离**并保护股东和其他利益相关者的利益。
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IELTS学术词汇 (分数8-9)
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