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IELTS学术词汇 (分数8-9) - 金融

在这里,你将学习一些与金融相关的英语单词,这些单词是学术雅思考试所必需的。

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Vocabulary for Academic IELTS (8)
option
option
[名词]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

期权, 期权合约

期权, 期权合约

Ex: Traders may purchase options on commodities like gold or oil as a way to gain exposure to these markets without owning the physical assets. 
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book
book
[名词]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

账簿, 会计账簿

账簿, 会计账簿

Ex: The accountant diligently updated the company's book to reflect the latest financial transactions, ensuring accuracy and compliance with accounting standards. 
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belt-tightening

an act of spending less money during difficult financial times

紧缩腰带, 节俭

紧缩腰带, 节俭

Ex: Belt-tightening became necessary when sales dropped unexpectedly. 
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business cycle

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

经济周期, 商业周期

经济周期, 商业周期

Ex: During an economic expansion phase of the business cycle, consumer spending tends to rise, leading to increased production and job opportunities. 
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cash cow
cash cow
[名词]

a service or product that provides a business or company with a stable income

摇钱树, 下金蛋的鸡

摇钱树, 下金蛋的鸡

Ex: His latest invention turned out to be a real cash cow. 
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bottom line
bottom line
[名词]

the amount that was profited or lost in an organization or company after everything was calculated

最终盈亏, 净收益

最终盈亏, 净收益

Ex: After all the costs were counted, the bottom line was better than expected. 
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comptroller
comptroller
[名词]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

财务总监, 审计员

财务总监, 审计员

Ex: The government comptroller meticulously reviews and manages the public finances, ensuring transparency and adherence to fiscal regulations. 
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buyout
buyout
[名词]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

收购, 买断

收购, 买断

Ex: The tech giant announced a strategic buyout of a promising startup, incorporating its innovative technology into its product portfolio. 
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equity
equity
[名词]

the value of an asset after deducting all claims, debts, or liens against it

净值, 自有资本

净值, 自有资本

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 
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hedge
hedge
[名词]

a thing or method that protects one against potential problems, particularly financial ones

对冲, 保护

对冲, 保护

Ex: The investor used a hedge to protect their portfolio against market volatility. 
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top line
top line
[名词]

a company's gross sales or revenues, before any costs or expenses are deducted

总收入, 毛收入

总收入, 毛收入

Ex: The company's top line revenue increased by 10% compared to the previous quarter. 
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cash flow
cash flow
[名词]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

现金流, 资金流动

现金流, 资金流动

Ex: Effective cash flow management is crucial for businesses to meet short-term financial obligations and ensure operational sustainability. 
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depreciation
depreciation
[名词]

a decline in something's price or value

贬值, 折旧

贬值, 折旧

Ex: The depreciation of the currency has led to an increase in the cost of imported goods. 
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cartel
cartel
[名词]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

卡特尔, 协议

卡特尔, 协议

Ex: The oil cartel, consisting of major petroleum-producing nations, collaborates to influence global oil prices and production levels. 
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takeover
takeover
[名词]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

收购, 接管

收购, 接管

Ex: The tech giant's takeover of the startup boosted innovation and expanded its presence in the emerging market. 
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capital market

a financial market where long-term debt or equity-backed securities are bought and sold

资本市场, 金融市场

资本市场, 金融市场

Ex: Investors can access the capital market to buy and sell stocks, bonds, and other financial instruments. 
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asset stripping

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

资产剥离, 资产掠夺

资产剥离, 资产掠夺

Ex: The company engaged in asset stripping, selling off its valuable properties and intellectual assets to generate short-term profits. 
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