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Szókincs az IELTS Academichez (Pontszám 8-9) - Finance

Itt megtanulsz néhány pénzügyekkel kapcsolatos angol szót, amelyek szükségesek az akadémikus IELTS vizsgához.

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Vocabulary for Academic IELTS (8)
option
option
[Főnév]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opció, opciós szerződés

opció, opciós szerződés

Ex: Traders may purchase options on commodities like gold or oil as a way to gain exposure to these markets without owning the physical assets. 
book
book
[Főnév]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

könyv, könyvelési nyilvántartás

könyv, könyvelési nyilvántartás

Ex: The accountant diligently updated the company's book to reflect the latest financial transactions, ensuring accuracy and compliance with accounting standards. 
belt-tightening

an act of spending less money during difficult financial times

öv húzása, megszorítás

öv húzása, megszorítás

Ex: Belt-tightening became necessary when sales dropped unexpectedly. 
business cycle

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

gazdasági ciklus, üzleti ciklus

gazdasági ciklus, üzleti ciklus

Ex: During an economic expansion phase of the business cycle, consumer spending tends to rise, leading to increased production and job opportunities. 
cash cow
cash cow
[Főnév]

a service or product that provides a business or company with a stable income

tehén, aranytojást tojó tyúk

tehén, aranytojást tojó tyúk

Ex: His latest invention turned out to be a real cash cow. 
bottom line
bottom line
[Főnév]

the amount that was profited or lost in an organization or company after everything was calculated

végeredmény, nettó eredmény

végeredmény, nettó eredmény

Ex: After all the costs were counted, the bottom line was better than expected. 
comptroller
comptroller
[Főnév]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

pénzügyi ellenőr, számviteli auditor

pénzügyi ellenőr, számviteli auditor

Ex: The government comptroller meticulously reviews and manages the public finances, ensuring transparency and adherence to fiscal regulations. 
buyout
buyout
[Főnév]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

kivásárlás, átvétel

kivásárlás, átvétel

Ex: The tech giant announced a strategic buyout of a promising startup, incorporating its innovative technology into its product portfolio. 
equity
equity
[Főnév]

the value of an asset after deducting all claims, debts, or liens against it

nettó vagyon, saját tőke

nettó vagyon, saját tőke

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 
hedge
hedge
[Főnév]

a thing or method that protects one against potential problems, particularly financial ones

fedezet, védelem

fedezet, védelem

Ex: The investor used a hedge to protect their portfolio against market volatility. 
top line
top line
[Főnév]

a company's gross sales or revenues, before any costs or expenses are deducted

bruttó árbevétel, bruttó bevétel

bruttó árbevétel, bruttó bevétel

Ex: The company's top line revenue increased by 10% compared to the previous quarter. 
cash flow
cash flow
[Főnév]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

pénzforgalom, készpénzforgalom

pénzforgalom, készpénzforgalom

Ex: Effective cash flow management is crucial for businesses to meet short-term financial obligations and ensure operational sustainability. 
depreciation
depreciation
[Főnév]

a decline in something's price or value

értékcsökkenés, amortizáció

értékcsökkenés, amortizáció

Ex: The depreciation of the currency has led to an increase in the cost of imported goods. 
cartel
cartel
[Főnév]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartell, megállapodás

kartell, megállapodás

Ex: The oil cartel, consisting of major petroleum-producing nations, collaborates to influence global oil prices and production levels. 
takeover
takeover
[Főnév]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

átvétel, irányítás átvétele

átvétel, irányítás átvétele

Ex: The tech giant's takeover of the startup boosted innovation and expanded its presence in the emerging market. 
capital market

a financial market where long-term debt or equity-backed securities are bought and sold

tőkepiac, pénzügyi piac

tőkepiac, pénzügyi piac

Ex: Investors can access the capital market to buy and sell stocks, bonds, and other financial instruments. 
asset stripping

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

vagyonkiszervezés, vagyonkizsákmányolás

vagyonkiszervezés, vagyonkizsákmányolás

Ex: The company engaged in asset stripping, selling off its valuable properties and intellectual assets to generate short-term profits. 
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