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Szókincs az IELTS Academichez (Pontszám 8-9) - Finance

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Vocabulary for Academic IELTS (8)
option
[Főnév]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

opció, választási lehetőség

opció, választási lehetőség

Ex: Investors often use call options to speculate on the potential price increase of a particular stock within a defined period.
book
[Főnév]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

könyv, számlák könyve

könyv, számlák könyve

Ex: The CFO presented the quarterly financial report , highlighting key figures from the companybooks to the board of directors .

an act of spending less money during difficult financial times

övgazdálkodás, spórolás

övgazdálkodás, spórolás

Ex: During the recession , our family had to belt-tightening.

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

gazdasági ciklus, üzleti ciklus

gazdasági ciklus, üzleti ciklus

Ex: Businesses that can adapt to the cyclical nature of the economy by diversifying their products or services may be more resilient across various phases of business cycle.
cash cow
[Főnév]

a service or product that provides a business or company with a stable income

böngyögő, készpénztermelő

böngyögő, készpénztermelő

Ex: The investment in renewable energy has turned out to be cash cow for the company , providing a reliable source of income .
bottom line
[Főnév]

the amount that was profited or lost in an organization or company after everything was calculated

végső eredmény, nyereség vagy veszteség

végső eredmény, nyereség vagy veszteség

Ex: Increasing revenue and reducing expenses are essential strategies for improving bottom line.
comptroller
[Főnév]

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

ellenőr, pénzügyi ellenőr

ellenőr, pénzügyi ellenőr

Ex: In the military , comptroller plays a crucial role in managing the budget , allocating resources for various operational needs .
buyout
[Főnév]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

vásárlás, felvásárlás

vásárlás, felvásárlás

Ex: In a leveraged buyout, the acquiring entity used a significant amount of debt to finance the purchase of a majority stake in the retail chain.
equity
[Főnév]

the money one owns in a property after paying back any money one borrowed to buy it

tulajdonjog, tőke

tulajdonjog, tőke

Ex: She gained equity in her home after paying off part of the mortgage .
hedge
[Főnév]

a thing or method that protects one against potential problems, particularly financial ones

védőeszköz, befektetési fedezet

védőeszköz, befektetési fedezet

Ex: An hedge can be an effective way to limit potential losses in a volatile market .
top line
[Főnév]

a company's gross sales or revenues, before any costs or expenses are deducted

előzetes bevétel, bruttó árbevétel

előzetes bevétel, bruttó árbevétel

Ex: The CEO emphasized the importance of driving top line growth during the quarterly earnings call.
cash flow
[Főnév]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

pénzforgalom, cash flow

pénzforgalom, cash flow

Ex: A consistent cash flow may indicate financial distress , prompting businesses to implement cost-cutting measures or seek additional financing .
depreciation
[Főnév]

a decline in something's price or value

értékcsökkenés, depreciáció

értékcsökkenés, depreciáció

Ex: Economic uncertainty has resulted in depreciation of stock prices across various sectors .
cartel
[Főnév]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

kartell, kartellmegállapodás

kartell, kartellmegállapodás

Ex: Certain cartels collaborate to fix prices and control the distribution of crops , impacting the agricultural sector 's dynamics .
takeover
[Főnév]

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

felvásárlás, átszállás

felvásárlás, átszállás

Ex: The pharmaceutical companytakeover strategy aimed to diversify its product portfolio and strengthen its market position .

a financial market where long-term debt or equity-backed securities are bought and sold

tőkepiac, kapitalizációs piac

tőkepiac, kapitalizációs piac

Ex: Financial institutions provide various services such as underwriting and brokerage to participants in capital market.

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

eszközök felszámolása, felvásárlásos eszközeladás

eszközök felszámolása, felvásárlásos eszközeladás

Ex: Regulators have implemented measures to prevent asset stripping and protect the interests of shareholders and other stakeholders.
Szókincs az IELTS Academichez (Pontszám 8-9)
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