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Vocabulaire pour l'IELTS Academic (Score 8-9) - Finance

Ici, vous apprendrez quelques mots anglais liés à la finance qui sont nécessaires pour l'examen académique IELTS.

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Vocabulary for Academic IELTS (8)
option
option
[nom]

a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame

option, contrat d'option

option, contrat d'option

Ex: Traders may purchase options on commodities like gold or oil as a way to gain exposure to these markets without owning the physical assets. 
book
book
[nom]

the official record of financial transactions and accounts for a business, including ledgers, journals, and other accounting documents

registre, grand livre

registre, grand livre

Ex: The accountant diligently updated the company's book to reflect the latest financial transactions, ensuring accuracy and compliance with accounting standards. 
belt-tightening

an act of spending less money during difficult financial times

resserrement de la ceinture, austérité

resserrement de la ceinture, austérité

Ex: Belt-tightening became necessary when sales dropped unexpectedly. 
business cycle

the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough

cycle économique, conjoncture économique

cycle économique, conjoncture économique

Ex: During an economic expansion phase of the business cycle, consumer spending tends to rise, leading to increased production and job opportunities. 
cash cow

a service or product that provides a business or company with a stable income

vache à lait, poule aux œufs d'or

vache à lait, poule aux œufs d'or

Ex: His latest invention turned out to be a real cash cow. 
bottom line

the amount that was profited or lost in an organization or company after everything was calculated

résultat net, bénéfice net

résultat net, bénéfice net

Ex: After all the costs were counted, the bottom line was better than expected. 
comptroller

a financial officer responsible for managing and overseeing the financial accounts and budgets of an organization

contrôleur financier, contrôleur des comptes

contrôleur financier, contrôleur des comptes

Ex: The government comptroller meticulously reviews and manages the public finances, ensuring transparency and adherence to fiscal regulations. 
buyout
buyout
[nom]

the acquisition of a company or a controlling interest in a company's shares, often initiated by an outside entity or a group of investors, resulting in a change of ownership and control

rachat, acquisition

rachat, acquisition

Ex: The tech giant announced a strategic buyout of a promising startup, incorporating its innovative technology into its product portfolio. 
equity
equity
[nom]

the value of an asset after deducting all claims, debts, or liens against it

valeur résiduelle

valeur résiduelle

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 
hedge
hedge
[nom]

a thing or method that protects one against potential problems, particularly financial ones

protection, couverture (des risques)

protection, couverture (des risques)

Ex: The investor used a hedge to protect their portfolio against market volatility. 
top line

a company's gross sales or revenues, before any costs or expenses are deducted

chiffre d'affaires, revenu brut

chiffre d'affaires, revenu brut

Ex: The company's top line revenue increased by 10% compared to the previous quarter. 
cash flow

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

flux de trésorerie, mouvement de fonds

flux de trésorerie, mouvement de fonds

Ex: Effective cash flow management is crucial for businesses to meet short-term financial obligations and ensure operational sustainability. 
depreciation

a decline in something's price or value

dépréciation, dévalorisation

dépréciation, dévalorisation

Ex: The depreciation of the currency has led to an increase in the cost of imported goods. 
cartel
cartel
[nom]

an agreement among independent entities, often businesses, to control prices, production, and distribution in a specific industry, reducing competition and increasing market power

cartel, entente

cartel, entente

Ex: The oil cartel, consisting of major petroleum-producing nations, collaborates to influence global oil prices and production levels. 
takeover

the acquisition of a company, leading to a change in ownership and often involving the purchase of a substantial portion of its shares

rachat, prise de contrôle

rachat, prise de contrôle

Ex: The tech giant's takeover of the startup boosted innovation and expanded its presence in the emerging market. 
capital market

a financial market where long-term debt or equity-backed securities are bought and sold

marché des capitaux, marché financier

marché des capitaux, marché financier

Ex: Investors can access the capital market to buy and sell stocks, bonds, and other financial instruments. 
asset stripping

the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability

démantèlement d'actifs, pillage d'actifs

démantèlement d'actifs, pillage d'actifs

Ex: The company engaged in asset stripping, selling off its valuable properties and intellectual assets to generate short-term profits. 
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