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Kosakata untuk IELTS (Umum) - Money

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang uang, seperti "aset", "diskon", "pensiun", dll. yang dibutuhkan untuk ujian IELTS.

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Words for General IELTS
annual
[Adjektiva]

happening, done, or made once every year

tahunan, setiap tahun

tahunan, setiap tahun

Ex: The school organized its annual sports day event in the fall .Sekolah mengadakan acara olahraga **tahunan** mereka di musim gugur.
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asset
[Kata benda]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aset, sumber daya berharga

aset, sumber daya berharga

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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auction
[Kata benda]

a public sale in which goods or properties are sold to the person who bids higher

lelang, pelelangan

lelang, pelelangan

Ex: The auction house specializes in selling fine art and jewelry.Rumah **lelang** mengkhususkan diri dalam menjual seni rupa dan perhiasan.
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to bargain
[kata kerja]

to negotiate the terms of a contract, sale, or similar arrangement for a better agreement, price, etc.

menawar, bernegosiasi

menawar, bernegosiasi

Ex: The union bargained with the company management for improved working conditions and better wages for its members .Serikat pekerja **bernegosiasi** dengan manajemen perusahaan untuk meningkatkan kondisi kerja dan upah yang lebih baik bagi anggotanya.
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benefit
[Kata benda]

a financial aid provided by the government for people who are sick, unemployed, etc.

tunjangan, bantuan

tunjangan, bantuan

Ex: Many citizens rely on social benefits to cover basic living expenses during difficult times .Banyak warga mengandalkan **tunjangan sosial** untuk menutupi biaya hidup dasar di masa sulit.
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betting
[Kata benda]

the act of risking money on the result of an unpredictable event

taruhan, judi

taruhan, judi

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budget
[Kata benda]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

anggaran, rencana keuangan

anggaran, rencana keuangan

Ex: The project ran over budget, leading to cuts in other areas .Proyek melebihi **anggaran**, menyebabkan pemotongan di area lain.
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to decrease
[kata kerja]

to become less in amount, size, or degree

menurun, berkurang

menurun, berkurang

Ex: The number of visitors to the museum has decreased this month .Jumlah pengunjung museum telah **menurun** bulan ini.
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discount
[Kata benda]

the amount of money that is reduced from the usual price of something

diskon,  potongan harga

diskon, potongan harga

Ex: The store provided a 15 % discount for first-time customers .Toko memberikan diskon 15% untuk pelanggan pertama kali.
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economics
[Kata benda]

the study of how money, goods, and resources are produced, distributed, and used in a country or society

ekonomi

ekonomi

Ex: Behavioral economics studies how emotions and psychology influence financial decisions .**Ekonomi** perilaku mempelajari bagaimana emosi dan psikologi mempengaruhi keputusan keuangan.
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expense
[Kata benda]

the amount of money spent to do or have something

pengeluaran,  biaya

pengeluaran, biaya

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Banyak orang menggunakan aplikasi penganggaran untuk mengkategorikan **pengeluaran** mereka dan mengidentifikasi area di mana mereka dapat mengurangi untuk menghemat uang.
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fair trade
[Kata benda]

trading practices that do not put consumers at a disadvantage

perdagangan adil

perdagangan adil

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fare
[Kata benda]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarif, harga tiket

tarif, harga tiket

Ex: The subway fare increased by 10% this year.Tarif kereta bawah tanah naik 10% tahun ini.
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fund
[Kata benda]

a sum of money that is collected and saved for a particular purpose

dana, kas

dana, kas

Ex: They set up a fund to help flood victims .Mereka mendirikan sebuah **dana** untuk membantu korban banjir.
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globalization
[Kata benda]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalisasi,  mondialisasi

globalisasi, mondialisasi

Ex: The cultural influence of Hollywood is a major example of globalization in the entertainment industry .
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inflation
[Kata benda]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflasi, kenaikan harga

inflasi, kenaikan harga

Ex: Wages failed to keep up with inflation, affecting many households .Upah gagal mengimbangi **inflasi**, memengaruhi banyak rumah tangga.
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investment
[Kata benda]

the act or process of putting money into something to gain profit

investasi

investasi

Ex: The government announced a major investment in renewable energy projects to combat climate change .Pemerintah mengumumkan **investasi** besar dalam proyek energi terbarukan untuk memerangi perubahan iklim.
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mortgage
[Kata benda]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipotek, pinjaman rumah

hipotek, pinjaman rumah

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Kegagalan dalam membayar **hipotek** tepat waktu dapat menyebabkan penyitaan, di mana pemberi pinjaman mengambil alih properti.
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pension
[Kata benda]

a regular payment made to a retired person by the government or a former employer

pensiun, tunjangan

pensiun, tunjangan

Ex: Government employees often receive a pension as part of their retirement benefits .
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recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Para ekonom memprediksi bahwa **resesi** akan berlangsung selama beberapa kuartal sebelum tanda-tanda pemulihan muncul.
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refund
[Kata benda]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

pengembalian uang, restitusi

pengembalian uang, restitusi

Ex: He requested a refund for the concert tickets since the event was canceled .Dia meminta **pengembalian uang** untuk tiket konser karena acara dibatalkan.
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revenue
[Kata benda]

money that a government collects in tax each year

pendapatan, pemasukan

pendapatan, pemasukan

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stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Pandemi global memiliki dampak yang mendalam pada **pasar saham**, menyebabkan fluktuasi yang tidak stabil.
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unstable
[Adjektiva]

prone to sudden change or alteration

tidak stabil, berubah-ubah

tidak stabil, berubah-ubah

Ex: The unstable nature of the relationship led to frequent arguments .Sifat **tidak stabil** dari hubungan tersebut menyebabkan seringnya terjadi argumen.
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wage
[Kata benda]

money that a person earns, daily or weekly, in exchange for their work

upah, gaji

upah, gaji

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.Pemerintah menerapkan kebijakan untuk memastikan **upah** yang adil dan meningkatkan standar hidup pekerja.
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to appreciate
[kata kerja]

(of value or price) to gradually rise

menghargai,  meningkat

menghargai, meningkat

Ex: The art collector 's investment paid off as the paintings appreciated considerably over the years .Investasi kolektor seni terbayar karena lukisan-lukisan itu **menghargai** secara signifikan selama bertahun-tahun.
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bankruptcy
[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: The risk of bankruptcy increased as the market conditions worsened .Risiko **kebangkrutan** meningkat seiring memburuknya kondisi pasar.
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capitalism
[Kata benda]

an economic and political system in which industry, businesses, and properties belong to the private sector rather than the government

kapitalisme, sistem kapitalis

kapitalisme, sistem kapitalis

Ex: The collapse of the socialist regimes in Eastern Europe marked a shift towards capitalism in those countries .Runtuhnya rezim sosialis di Eropa Timur menandai pergeseran menuju **kapitalisme** di negara-negara tersebut.
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Kosakata untuk IELTS (Umum)
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