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Vocabulario para IELTS (General) - Dinero

Aquí aprenderás algunas palabras en inglés sobre el dinero, como "asset", "discount", "pension", etc. que se necesitan para el examen IELTS.

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Words for General IELTS
annual
annual
[Adjetivo]

happening, done, or made once every year

anual

anual

Ex: She received her annual performance review in January. 

Ella recibió su evaluación de desempeño anual en enero.

asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Stocks and bonds are financial assets that can generate income and capital gains for investors. 

Las acciones y los bonos son activos financieros que pueden generar ingresos y ganancias de capital para los inversores.

auction
auction
[Sustantivo]

a public sale in which goods or properties are sold to the person who bids higher

subasta

subasta

Ex: The auction attracted collectors from around the world. 

La subasta atrajo a coleccionistas de todo el mundo.

to bargain
to bargain
[Verbo]

to negotiate the terms of a contract, sale, or similar arrangement for a better agreement, price, etc.

regatear

regatear

Ex: Shoppers at the market often try to bargain for lower prices on goods such as handmade crafts or clothing. 

Los compradores en el mercado a menudo intentan regatear para obtener precios más bajos en productos como artesanías o ropa.

benefit
benefit
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestación, subsidio

prestación, subsidio

Ex: The government has increased the benefits for families with children who are in need. 

El gobierno ha aumentado los beneficios para las familias con niños necesitados.

betting
betting
[Sustantivo]

the act of risking money on the result of an unpredictable event

apuesta

apuesta

budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: The travel budget covered flights and lodging. 

El presupuesto de viaje cubría los vuelos y el alojamiento.

to decrease

to become less in amount, size, or degree

disminuir, reducir

disminuir, reducir

Ex: The noise decreased as the construction work came to an end. 

El ruido disminuyó a medida que el trabajo de construcción llegaba a su fin.

discount
discount
[Sustantivo]

the amount of money that is reduced from the usual price of something

descuento, rebaja

descuento, rebaja

Ex: With the discount applied, the final price was much more affordable. 

Con el descuento aplicado, el precio final fue mucho más asequible.

economics
economics
[Sustantivo]

the study of how money, goods, and resources are produced, distributed, and used in a country or society

economía

economía

Ex: The professor explained the basic principles of economics in the lecture. 

El profesor explicó los principios básicos de la economía en la conferencia.

expense
expense
[Sustantivo]

the amount of money spent to do or have something

gasto

gasto

Ex: Rent and utilities are among the most common monthly expenses for homeowners and renters alike. 

El alquiler y los servicios públicos se encuentran entre los gastos mensuales más comunes tanto para propietarios como para inquilinos.

fair trade
fair trade
[Sustantivo]

trading practices that do not put consumers at a disadvantage

comercio justo

comercio justo

fare
fare
[Sustantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarifa

tarifa

Ex: The airline offers lower fares for early morning flights. 

La aerolínea ofrece tarifas más bajas para los vuelos de madrugada.

fund
fund
[Sustantivo]

a sum of money that is collected and saved for a particular purpose

fondo

fondo

Ex: He contributed to a scholarship fund. 

Contribuyó a un fondo de becas.

globalization
globalization
[Sustantivo]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalización

globalización

Ex: The rise of multinational corporations is one of the most visible effects of globalization. 

El auge de las corporaciones multinacionales es uno de los efectos más visibles de la globalización.

inflation
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Rising inflation led to higher food and fuel prices. 

La inflación creciente condujo a precios más altos de alimentos y combustible.

investment
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The company's investment in new technology has already started to pay off with increased productivity. 

La inversión de la empresa en nueva tecnología ya ha comenzado a dar frutos con una mayor productividad.

mortgage
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: The monthly mortgage payments include principal and interest, as well as property taxes and insurance. 

Los pagos mensuales de la hipoteca incluyen el capital y los intereses, así como los impuestos a la propiedad y el seguro.

pension
pension
[Sustantivo]

a regular payment made to a retired person by the government or a former employer

pensión

pensión

Ex: After working for the company for over thirty years, he was able to retire with a comfortable pension. 

Después de trabajar para la empresa durante más de treinta años, pudo jubilarse con una pensión cómoda.

recession
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Families had to tighten their budgets and cut back on spending due to the recession. 

Las familias tuvieron que ajustar sus presupuestos y recortar gastos debido a la recesión.

refund
refund
[Sustantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso

reembolso

Ex: After returning the damaged item, he got a refund to his credit card. 

Después de devolver el artículo dañado, obtuvo un reembolso en su tarjeta de crédito.

revenue
revenue
[Sustantivo]

income collected by a government through taxes and other official sources

ingresos públicos

ingresos públicos

Ex: The government allocated part of the revenue for education. 

El gobierno asignó parte de los ingresos para la educación.

stock market
stock market
[Sustantivo]

the business of trading and exchanging shares of different companies

bolsa de valores

bolsa de valores

Ex: News of the company's breakthrough product led to a surge in its stock market value. 

La noticia del producto innovador de la empresa provocó un aumento en el valor de su mercado de valores.

unstable
unstable
[Adjetivo]

prone to sudden change or alteration

inestable

inestable

Ex: The market has been unstable lately, with drastic fluctuations in stock prices. 

El mercado ha estado inestable últimamente, con fluctuaciones drásticas en los precios de las acciones.

wage
wage
[Sustantivo]

money that a person earns, daily or weekly, in exchange for their work

salario

salario

Ex: The union negotiated higher wages for its members in the latest contract agreement. 

El sindicato negoció salarios más altos para sus miembros en el último acuerdo contractual.

to appreciate

(of value or price) to gradually rise

apreciar,  aumentar

apreciar, aumentar

Ex: Real estate in the city tends to appreciate faster than in rural areas. 

Los bienes raíces en la ciudad tienden a apreciarse más rápido que en las áreas rurales.

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 

La bancarrota puede proporcionar un nuevo comienzo para las personas con deudas graves.

capitalism
capitalism
[Sustantivo]

an economic and political system in which industry, businesses, and properties belong to the private sector rather than the government

capitalismo

capitalismo

Ex: Critics of capitalism argue that it leads to income inequality and exploitation of labor. 

Los críticos del capitalismo argumentan que conduce a la desigualdad de ingresos y a la explotación laboral.

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