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Vocabulario para IELTS (General) - Dinero

Aquí aprenderás algunas palabras en inglés sobre el dinero, como "asset", "discount", "pension", etc. que se necesitan para el examen IELTS.

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Words for General IELTS
annual
[Adjetivo]

happening, done, or made once every year

anual

anual

Ex: The school organized its annual sports day event in the fall .La escuela organizó su evento deportivo **anual** en el otoño.
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
auction
[Sustantivo]

a public sale in which goods or properties are sold to the person who bids higher

subasta

subasta

Ex: The auction house specializes in selling fine art and jewelry.La casa de **subastas** está especializada en la venta de bellas artes y joyería.
to bargain
[Verbo]

to negotiate the terms of a contract, sale, or similar arrangement for a better agreement, price, etc.

regatear

regatear

Ex: The union bargained with the company management for improved working conditions and better wages for its members .El sindicato **negoció** con la dirección de la empresa para mejorar las condiciones laborales y obtener mejores salarios para sus miembros.
benefit
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestación, subsidio

prestación, subsidio

Ex: Many citizens rely on social benefits to cover basic living expenses during difficult times .Muchos ciudadanos dependen de los **beneficios sociales** para cubrir los gastos básicos durante tiempos difíciles.
betting
[Sustantivo]

the act of risking money on the result of an unpredictable event

apuesta

apuesta

budget
[Sustantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

presupuesto

presupuesto

Ex: The project ran over budget, leading to cuts in other areas .El proyecto superó el **presupuesto**, lo que llevó a recortes en otras áreas.

to become less in amount, size, or degree

disminuir, reducir

disminuir, reducir

Ex: The number of visitors to the museum has decreased this month .El número de visitantes al museo ha **disminuido** este mes.
discount
[Sustantivo]

the amount of money that is reduced from the usual price of something

descuento, rebaja

descuento, rebaja

Ex: The store provided a 15 % discount for first-time customers .La tienda ofreció un descuento del 15% a los clientes por primera vez.
economics
[Sustantivo]

the study of how money, goods, and resources are produced, distributed, and used in a country or society

economía

economía

Ex: Behavioral economics studies how emotions and psychology influence financial decisions .La **economía** conductual estudia cómo las emociones y la psicología influyen en las decisiones financieras.
expense
[Sustantivo]

the amount of money spent to do or have something

gasto

gasto

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Muchas personas usan aplicaciones de presupuesto para categorizar sus **gastos** e identificar áreas donde pueden recortar para ahorrar dinero.
fair trade
[Sustantivo]

trading practices that do not put consumers at a disadvantage

comercio justo

comercio justo

fare
[Sustantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarifa

tarifa

Ex: The subway fare increased by 10% this year.La tarifa del metro aumentó un 10% este año.
fund
[Sustantivo]

a sum of money that is collected and saved for a particular purpose

fondo

fondo

Ex: They set up a fund to help flood victims .Establecieron un **fondo** para ayudar a las víctimas de las inundaciones.
globalization
[Sustantivo]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalización

globalización

Ex: The cultural influence of Hollywood is a major example of globalization in the entertainment industry .
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Wages failed to keep up with inflation, affecting many households .Los salarios no lograron mantenerse al día con la **inflación**, afectando a muchos hogares.
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The government announced a major investment in renewable energy projects to combat climate change .El gobierno anunció una gran **inversión** en proyectos de energía renovable para combatir el cambio climático.
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .El incumplimiento en los pagos de la **hipoteca** a tiempo puede llevar a la ejecución hipotecaria, donde el prestamista recupera la propiedad.
pension
[Sustantivo]

a regular payment made to a retired person by the government or a former employer

pensión

pensión

Ex: Government employees often receive a pension as part of their retirement benefits .
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Los economistas predijeron que la **recesión** duraría varios trimestres antes de que aparecieran signos de recuperación.
refund
[Sustantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso

reembolso

Ex: He requested a refund for the concert tickets since the event was canceled .Solicitó un **reembolso** por los boletos del concierto ya que el evento fue cancelado.
revenue
[Sustantivo]

money that a government collects in tax each year

ingresos públicos

ingresos públicos

stock market
[Sustantivo]

the business of trading and exchanging shares of different companies

bolsa de valores

bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .La pandemia global tuvo un impacto profundo en el **mercado de valores**, lo que llevó a fluctuaciones volátiles.
unstable
[Adjetivo]

prone to sudden change or alteration

inestable

inestable

Ex: The unstable nature of the relationship led to frequent arguments .La naturaleza **inestable** de la relación llevó a discusiones frecuentes.
wage
[Sustantivo]

money that a person earns, daily or weekly, in exchange for their work

salario

salario

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.El gobierno implementó políticas para garantizar **salarios** justos y mejorar el nivel de vida de los trabajadores.

(of value or price) to gradually rise

apreciar,  aumentar

apreciar, aumentar

Ex: The art collector 's investment paid off as the paintings appreciated considerably over the years .La inversión del coleccionista de arte dio sus frutos ya que las pinturas **apreciaron** considerablemente con los años.
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The risk of bankruptcy increased as the market conditions worsened .El riesgo de **quiebra** aumentó a medida que empeoraban las condiciones del mercado.
capitalism
[Sustantivo]

an economic and political system in which industry, businesses, and properties belong to the private sector rather than the government

capitalismo

capitalismo

Ex: The collapse of the socialist regimes in Eastern Europe marked a shift towards capitalism in those countries .El colapso de los regímenes socialistas en Europa del Este marcó un cambio hacia el **capitalismo** en esos países.
Vocabulario para IELTS (General)
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