Vocabulário para IELTS (Geral) - Money

Aqui você aprenderá algumas palavras em inglês sobre dinheiro, como "ativo", "desconto", "pensão", etc., que são necessárias para o exame IELTS.

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annual

[adjetivo]

happening, done, or made once every year

anual, anual

Ex: The school organized its annual sports day event in the fall .A escola organizou seu evento esportivo **anual** no outono.

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asset

[substantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

ativo, recurso valioso

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .

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auction

[substantivo]

a public sale in which goods or properties are sold to the person who bids higher

leilão, praça

Ex: The auction house specializes in selling fine art and jewelry.A casa de **leilões** é especializada na venda de belas artes e joalharia.

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to bargain

[verbo]

to negotiate the terms of a contract, sale, or similar arrangement for a better agreement, price, etc.

pechinchar, negociar

Ex: The union bargained with the company management for improved working conditions and better wages for its members .O sindicato **negociou** com a administração da empresa por melhores condições de trabalho e salários mais altos para seus membros.

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benefit

[substantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

benefício, subsídio

Ex: Many citizens rely on social benefits to cover basic living expenses during difficult times .Muitos cidadãos dependem dos **benefícios sociais** para cobrir as despesas básicas de vida durante tempos difíceis.

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betting

[substantivo]

the act of risking money on the result of an unpredictable event

aposta, jogo de azar

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budget

[substantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

orçamento, plano financeiro

Ex: The project ran over budget, leading to cuts in other areas .O projeto ultrapassou o **orçamento**, levando a cortes em outras áreas.

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to decrease

[verbo]

to become less in amount, size, or degree

diminuir, reduzir

Ex: The number of visitors to the museum has decreased this month .O número de visitantes do museu **diminuiu** este mês.

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discount

[substantivo]

the amount of money that is reduced from the usual price of something

desconto, redução

Ex: The store provided a 15 % discount for first-time customers .A loja ofereceu um desconto de 15% para clientes pela primeira vez.

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economics

[substantivo]

the study of how money, goods, and resources are produced, distributed, and used in a country or society

economia

Ex: Behavioral economics studies how emotions and psychology influence financial decisions .A **economia** comportamental estuda como as emoções e a psicologia influenciam as decisões financeiras.

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expense

[substantivo]

the amount of money spent to do or have something

despesa, custo

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Muitas pessoas usam aplicativos de orçamento para categorizar suas **despesas** e identificar áreas onde podem cortar para economizar dinheiro.

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fair trade

[substantivo]

trading practices that do not put consumers at a disadvantage

comércio justo

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fare

[substantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarifa, preço do bilhete

Ex: The subway fare increased by 10% this year.A tarifa do metrô aumentou 10% este ano.

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fund

[substantivo]

a sum of money that is collected and saved for a particular purpose

fundo, caixa

Ex: They set up a fund to help flood victims .Eles criaram um **fundo** para ajudar as vítimas das inundações.

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globalization

[substantivo]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalização, mundialização

Ex: The cultural influence of Hollywood is a major example of globalization in the entertainment industry .

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inflation

[substantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflação, aumento de preços

Ex: Wages failed to keep up with inflation, affecting many households .Os salários não conseguiram acompanhar a **inflação**, afetando muitas famílias.

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investment

[substantivo]

the act or process of putting money into something to gain profit

investimento

Ex: The government announced a major investment in renewable energy projects to combat climate change .O governo anunciou um grande **investimento** em projetos de energia renovável para combater as alterações climáticas.

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mortgage

[substantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca, empréstimo hipotecário

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .A falha no pagamento das prestações da **hipoteca** em dia pode levar à execução hipotecária, onde o credor retoma a posse da propriedade.

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pension

[substantivo]

a regular payment made to a retired person by the government or a former employer

pensão, aposentadoria

Ex: Government employees often receive a pension as part of their retirement benefits .

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recession

[substantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessão

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Os economistas previram que a **recessão** duraria vários trimestres antes que surgissem sinais de recuperação.

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refund

[substantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso, devolução

Ex: He requested a refund for the concert tickets since the event was canceled .Ele solicitou um **reembolso** pelos ingressos do show, pois o evento foi cancelado.

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revenue

[substantivo]

money that a government collects in tax each year

receitas, rendimentos

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stock market

[substantivo]

the business of trading and exchanging shares of different companies

mercado de ações, bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .A pandemia global teve um impacto profundo no **mercado de ações**, levando a flutuações voláteis.

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unstable

[adjetivo]

prone to sudden change or alteration

instável, variável

Ex: The unstable nature of the relationship led to frequent arguments .A natureza **instável** do relacionamento levou a discussões frequentes.

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wage

[substantivo]

money that a person earns, daily or weekly, in exchange for their work

salário, ordenado

Ex: The government implemented policies to ensure fair wages and improve living standards for workers.O governo implementou políticas para garantir **salários** justos e melhorar os padrões de vida dos trabalhadores.

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to appreciate

[verbo]

(of value or price) to gradually rise

apreciar, aumentar

Ex: The art collector 's investment paid off as the paintings appreciated considerably over the years .O investimento do colecionador de arte valeu a pena, pois as pinturas **valorizaram-se** consideravelmente ao longo dos anos.

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bankruptcy

[substantivo]

a situation in which a person or business is unable to pay due debts

falência, bancarrota

Ex: The risk of bankruptcy increased as the market conditions worsened .O risco de **falência** aumentou à medida que as condições de mercado pioravam.

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capitalism

[substantivo]

an economic and political system in which industry, businesses, and properties belong to the private sector rather than the government

capitalismo, sistema capitalista

Ex: The collapse of the socialist regimes in Eastern Europe marked a shift towards capitalism in those countries .O colapso dos regimes socialistas na Europa Oriental marcou uma mudança em direção ao **capitalismo** nesses países.

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Vocabulário para IELTS (Geral) - Money