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Vocabular pentru IELTS (General) - Money

Aici vei învăța câteva cuvinte în engleză despre bani, cum ar fi "active", "reducere", "pensie" etc., care sunt necesare pentru examenul IELTS.

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Words for General IELTS
annual
annual
[adjectiv]

happening, done, or made once every year

anual, anual

anual, anual

Ex: They celebrated their annual family reunion in the summer. 
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asset
asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, resursă valoroasă

activ, resursă valoroasă

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
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auction
auction
[substantiv]

a public sale in which goods or properties are sold to the person who bids higher

licitație, vânzare la licitație

licitație, vânzare la licitație

Ex: The painting was sold at an auction for a record-breaking price. 
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to bargain

to negotiate the terms of a contract, sale, or similar arrangement for a better agreement, price, etc.

negocia, se tocmi

negocia, se tocmi

Ex: The customers decided to bargain with the vendor to get a better price for the antique furniture. 
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benefit
benefit
[substantiv]

a financial aid provided by the government for people who are sick, unemployed, etc.

beneficiu, ajutor

beneficiu, ajutor

Ex: He was able to receive benefits while he searched for a new job after being laid off. 
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betting
betting
[substantiv]

the act of risking money on the result of an unpredictable event

pariu, joc de noroc

pariu, joc de noroc

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budget
budget
[substantiv]

a specific amount of money set aside for a particular use

buget, alocare bugetară

buget, alocare bugetară

Ex: The project has a strict budget for equipment. 
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to decrease

to become less in amount, size, or degree

scădea, reduce

scădea, reduce

Ex: The temperature is decreasing as we move into the cooler season. 
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discount
discount
[substantiv]

the amount of money that is reduced from the usual price of something

reducere,  discount

reducere, discount

Ex: They offered a discount of 20% on all winter clothing. 
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economics
economics
[substantiv]

the study of how money, goods, and resources are produced, distributed, and used in a country or society

economie

economie

Ex: He decided to study economics to understand how markets work. 
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expense
expense
[substantiv]

the amount of money spent to do or have something

cheltuială,  cost

cheltuială, cost

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
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fair trade
fair trade
[substantiv]

trading practices that do not put consumers at a disadvantage

comerț echitabil

comerț echitabil

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fare
fare
[substantiv]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarif, prețul biletului

tarif, prețul biletului

Ex: She bought a monthly pass to save on daily fare expenses. 
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fund
fund
[substantiv]

a sum of money that is collected and saved for a particular purpose

fond, casă

fond, casă

Ex: The school created a fund for new books. 
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globalization
globalization
[substantiv]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalizare,  internaționalizare

globalizare, internaționalizare

Ex: Globalization has led to an increase in international trade and economic cooperation. 
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inflation
inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creșterea prețurilor

inflație, creșterea prețurilor

Ex: High inflation reduces the purchasing power of consumers. 
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investment
investment
[substantiv]

the act or process of putting money into something to gain profit

investiție

investiție

Ex: She made a significant investment in stocks, hoping to see substantial returns over the next few years. 
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mortgage
mortgage
[substantiv]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

ipotecă, credit ipotecar

ipotecă, credit ipotecar

Ex: They took out a mortgage to buy their first house in the suburbs. 
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pension
pension
[substantiv]

a regular payment made to a retired person by the government or a former employer

pensie, retragere

pensie, retragere

Ex: My grandfather's pension allows him to travel during his retirement. 
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recession
recession
[substantiv]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesiune

recesiune

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
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refund
refund
[substantiv]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

rambursare, restituire

rambursare, restituire

Ex: She received a full refund after returning the defective shoes. 
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revenue
revenue
[substantiv]

income collected by a government through taxes and other official sources

venituri fiscale, venituri ale statului

venituri fiscale, venituri ale statului

Ex: The country's revenue from income taxes has increased. 
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stock market
stock market
[substantiv]

the business of trading and exchanging shares of different companies

piața de capital, bursă de valori

piața de capital, bursă de valori

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 
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unstable
unstable
[adjectiv]

prone to sudden change or alteration

instabil, variabil

instabil, variabil

Ex: The unstable weather conditions made it difficult to predict the storm’s path. 
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wage
wage
[substantiv]

money that a person earns, daily or weekly, in exchange for their work

salariu, plată

salariu, plată

Ex: The company increased the minimum wage for its employees to attract and retain talent. 
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to appreciate

(of value or price) to gradually rise

aprecia,  crește

aprecia, crește

Ex: The value of their home has appreciated significantly over the past decade. 
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bankruptcy
bankruptcy
[substantiv]

a situation in which a person or business is unable to pay due debts

faliment, bankrut

faliment, bankrut

Ex: The company declared bankruptcy after years of financial losses. 
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capitalism
capitalism
[substantiv]

an economic and political system in which industry, businesses, and properties belong to the private sector rather than the government

capitalism, sistem capitalist

capitalism, sistem capitalist

Ex: Capitalism is an economic system where private individuals and businesses own the means of production and operate for profit. 
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