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Vocabular pentru IELTS (General) - Bani

Aici vei învăța câteva cuvinte în engleză despre bani, cum ar fi "active", "reducere", "pensie" etc., care sunt necesare pentru examenul IELTS.

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Words for General IELTS
annual
annual
[adjectiv]

happening, done, or made once every year

anual, anual

anual, anual

Ex: The company held its annual holiday party in December. 
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asset
asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, resursă valoroasă

activ, resursă valoroasă

Ex: Human capital, such as knowledge, skills, and expertise, is an important asset for organizations seeking competitive advantage. 
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auction
auction
[substantiv]

a sale in which goods or property are sold to the person who offers the highest price

licitație,  vânzare la licitație

licitație, vânzare la licitație

Ex: The painting was sold at auction for $20,000. 
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to bargain

to discuss the terms or price of an agreement in order to obtain more favorable conditions

Ex: Emma bargained with the seller over the price of the rug. 
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benefit
benefit
[substantiv]

a financial aid provided by the government for people who are sick, unemployed, etc.

beneficiu, ajutor

beneficiu, ajutor

Ex: People who are unable to work due to illness may qualify for government benefits. 
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betting
betting
[substantiv]

the act of risking money on the result of an unpredictable event

pariu, joc de noroc

pariu, joc de noroc

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budget
budget
[substantiv]

a specific amount of money set aside for a particular use

buget, alocare bugetară

buget, alocare bugetară

Ex: The team stayed within the budget despite delays. 
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to decrease

to become smaller or less in amount, number, size, or intensity

scădea,  diminua

scădea, diminua

Ex: The number of visitors decreased during the winter months. 
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discount
discount
[substantiv]

the amount of money that is reduced from the usual price of something

reducere,  discount

reducere, discount

Ex: They offered a discount of 20% on all winter clothing. 
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economics
economics
[substantiv]

the social science that studies how goods, services, money, and resources are produced, distributed, and used

Ex: Emma studied economics at university. 
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expense
expense
[substantiv]

the amount of money spent to do or have something

cheltuială,  cost

cheltuială, cost

Ex: Unexpected car repairs can often be a significant expense for many people. 
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fair trade
fair trade
[substantiv]

trading practices that do not put consumers at a disadvantage

comerț echitabil

comerț echitabil

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fare
fare
[substantiv]

the amount of money charged for traveling by bus, train, taxi, plane, or another form of transport

tarif

tarif

Ex: How much is the bus fare to the city center? 
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fund
fund
[substantiv]

a sum of money that is collected and saved for a particular purpose

fond, casă

fond, casă

Ex: The government provided a fund for education. 
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globalization
globalization
[substantiv]

the fact that the cultures and economic systems around the world are becoming connected and similar as a result of improvement in communications and development of multinational corporations

globalizare,  internaționalizare

globalizare, internaționalizare

Ex: Globalization has led to an increase in international trade and economic cooperation. 

Globalizarea a condus la o creștere a comerțului internațional și a cooperării economice.

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inflation
inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creșterea prețurilor

inflație, creșterea prețurilor

Ex: The government implemented policies to control inflation. 
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investment
investment
[substantiv]

the act or process of putting money into something to gain profit

investiție

investiție

Ex: Real estate investment can be a reliable source of passive income if managed properly. 
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mortgage
mortgage
[substantiv]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

ipotecă, credit ipotecar

ipotecă, credit ipotecar

Ex: The bank approved their mortgage application based on their credit history and income. 
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pension
pension
[substantiv]

a regular payment made to a retired person by the government or a former employer

pensie, retragere

pensie, retragere

Ex: Many workers are concerned about the future stability of their pension funds. 
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recession
recession
[substantiv]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesiune

recesiune

Ex: The government implemented measures to stimulate the economy and help mitigate the effects of the recession. 
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refund
refund
[substantiv]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

rambursare, restituire

rambursare, restituire

Ex: She received a full refund after returning the defective shoes. 

A primit o rambursare integrală după returnarea pantofilor defectuoși.

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revenue
revenue
[substantiv]

income collected by a government through taxes and other official sources

venituri fiscale, venituri ale statului

venituri fiscale, venituri ale statului

Ex: Customs duties are a major source of government revenue. 
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stock market
stock market
[substantiv]

the business of trading and exchanging shares of different companies

piața de capital, bursă de valori

piața de capital, bursă de valori

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 

Piața de capital a înregistrat astăzi o scădere semnificativă, determinând investitorii să-și facă griji cu privire la portofoliile lor.

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unstable
unstable
[adjectiv]

prone to sudden change or alteration

instabil, variabil

instabil, variabil

Ex: His unstable emotions caused frequent mood swings. 

Emoțiile sale instabile au cauzat schimbări frecvente de dispoziție.

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wage
wage
[substantiv]

money that a person earns, daily or weekly, in exchange for their work

salariu, plată

salariu, plată

Ex: He earned a competitive wage working as a mechanic at the local garage. 
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to appreciate

(of value or price) to gradually rise

aprecia,  crește

aprecia, crește

Ex: Investors are confident that the stock will appreciate due to the company's strong performance. 
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bankruptcy
bankruptcy
[substantiv]

a situation in which a person or business is unable to pay due debts

faliment, bankrut

faliment, bankrut

Ex: The company declared bankruptcy after years of financial losses. 
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capitalism
capitalism
[substantiv]

an economic system in which property and businesses are primarily privately owned and operated for profit

capitalism

capitalism

Ex: The country's economy combines capitalism with extensive public services. 
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