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Cambridge English: CPE (C2 Proficiency) - Pananalapi at Mahahalagang Bagay

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Cambridge English: CPE (C2 Proficiency)
alms
[Pangngalan]

money, food, or other donations given to the poor or needy as an act of charity

limos, kawanggawa

limos, kawanggawa

Ex: The charity organization relies on alms from generous donors to carry out its mission .Ang organisasyon ng kawanggama ay umaasa sa **limos** mula sa mapagbigay na mga tagapagbigay upang maisagawa ang misyon nito.
annuity
[Pangngalan]

a fixed stream of payments made at regular intervals, typically derived from a capital investment or insurance contract

anuidad, taunang bayad

anuidad, taunang bayad

in arrears
[Parirala]

in debt and late in paying it

Ex: The contractor was consistently in arrears with project deadlines.
bullion
[Pangngalan]

gold or silver cast into bars or ingots, valued by weight rather than face value

lingote, baras ng ginto o pilak

lingote, baras ng ginto o pilak

bauble
[Pangngalan]

a small, flashy piece of jewelry or decoration that is inexpensive and ornamental

alahas, palamuti

alahas, palamuti

impecunious
[pang-uri]

severely lacking money

dukhá, walang pera

dukhá, walang pera

Ex: They offered to help their impecunious friend by paying for his groceries and other necessities .Nag-alok sila ng tulong sa kanilang **walang pera** na kaibigan sa pamamagitan ng pagbabayad para sa kanyang mga groceries at iba pang pangangailangan.
indigence
[Pangngalan]

a state of extreme poverty in which a person lacks the basic necessities of life

karalitaan

karalitaan

lucre
[Pangngalan]

a term used to refer to cash or money, often with a nuance of being obtained through profit or earnings

tubo, pera

tubo, pera

Ex: The financial report detailed how the company generated substantial lucre from recent investments .Detalyado ng ulat pinansyal kung paano nakabuo ang kumpanya ng malaking **lucre** mula sa mga kamakailang pamumuhunan.
penury
[Pangngalan]

a state of being exceedingly poor and in need

karalitaan, kahirapan

karalitaan, kahirapan

Ex: The sudden loss of his job pushed him into a state of penury.Ang biglaang pagkawala ng kanyang trabaho ay nagtulak sa kanya sa isang estado ng **karalitaan**.
reparation
[Pangngalan]

compensation demanded from a defeated nation by the victors, to make amends for war damages or losses

mga bayad-pinsala sa digmaan, mga reparasyon

mga bayad-pinsala sa digmaan, mga reparasyon

solvent
[pang-uri]

having the ability to meet financial obligations and paying debts

may kakayahang tuparin ang mga obligasyong pinansyal, likido

may kakayahang tuparin ang mga obligasyong pinansyal, likido

Ex: Innovations in product development have been a driving force in keeping the tech company solvent.Ang mga inobasyon sa pag-unlad ng produkto ay naging isang nagtutulak na puwersa upang panatilihing **solvente** ang tech company.
usury
[Pangngalan]

the practice of lending money at excessively high interest rates, considered unethical or illegal

pangungutang nang labis, paghihiram ng pera nang sobrang taas na interes

pangungutang nang labis, paghihiram ng pera nang sobrang taas na interes

Ex: Traditional moneylenders in rural areas often engage in usury, taking advantage of people 's lack of knowledge .Mahigpit na ipinagbabawal ng mga batas medyebal ang **pagpapautang nang may labis na tubo** sa mga mangangalakal.
to ante up
[Pandiwa]

to contribute or pay the required amount in order to settle and clear a debt

mag-ambag ng kanyang parte, maglabas ng pera

mag-ambag ng kanyang parte, maglabas ng pera

Ex: Creditors may offer flexible repayment plans to help debtors ante up gradually .Maaaring mag-alok ang mga nagpapautang ng mga flexible na plano sa pagbabayad upang matulungan ang mga may utang na **magbayad nang paunti-unti**.
to indemnify
[Pandiwa]

to repay someone for financial loss, damage, etc. that they have experienced

bayaran ang pinsala, magbigay ng kabayaran

bayaran ang pinsala, magbigay ng kabayaran

Ex: The rental agreement required the tenant to indemnify the landlord for damages caused to the property beyond normal wear and tear .Ang kasunduan sa pag-upa ay nangangailangan na ang nangungupahan ay **magbayad-pinsala** sa may-ari para sa mga pinsala na dulot ng ari-arian nang higit sa normal na pagkasira.
to pony up
[Pandiwa]

to pay money owed, such as a bill, debt, or required contribution

magbayad, ilabas ang pera

magbayad, ilabas ang pera

Ex: If you want premium access , you 'll have to pony up.Kung gusto mo ng premium access, kailangan mong **magbayad**.
indigent
[pang-uri]

extremely poor or in need

maralita, dukha

maralita, dukha

Ex: The nonprofit organization aimed to provide support and resources for the indigent community.Ang nonprofit na organisasyon ay naglalayong magbigay ng suporta at mga mapagkukunan para sa **mahihirap** na komunidad.
perquisite
[Pangngalan]

a privilege reserved solely for a specific person or group by virtue of hereditary status, official rank, or institutional authority

pribilehiyo, karapatan

pribilehiyo, karapatan

Ex: Tenure as a university professor often comes with perquisites like sabbaticals and access to research funding .Ang mga hiyas ng korona ay isang **pribilehiyo** lamang ng naghaharing monarko.
privation
[Pangngalan]

a condition of severe hardship or poverty

pagkukulang, kahirapan

pagkukulang, kahirapan

to take advantage of a position to make oneself rich, particularly by using unfair or dishonest methods

Ex: The corrupt politician was constantly feathering his own nest by accepting bribes and kickbacks.

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.
windfall
[Pangngalan]

an unexpected event that brings financial gain or good fortune

hindi inaasahang pakinabang, biglaang suwerte

hindi inaasahang pakinabang, biglaang suwerte

Ex: The bonus was a welcome windfall before the holidays .Ang bonus ay isang malugod na **hindi inaasahang biyaya** bago ang mga bakasyon.
blue chip
[Pangngalan]

a blue-colored poker chip representing the highest monetary value in a standard set

asul na chip, mataas na halagang chip

asul na chip, mataas na halagang chip

Ex: A pile of blue chips sat in front of the high roller .Isang tambak ng **asul na chips** ang nakalagay sa harap ng malakas na manlalaro.
destitution
[Pangngalan]

extreme poverty and deprivation of basic necessities

Ex: The refugees were forced to flee their homes and left in a state of destitution, relying on aid from charities to survive .

money awarded to someone who has been harmed, to cover their actual losses or injuries

bayad-pinsalang pantubos, pantubos na bayad-pinsala

bayad-pinsalang pantubos, pantubos na bayad-pinsala

Ex: Compensatory damages are meant to restore the victim to their original financial position .Ang **kompensasyon na pinsala** ay inilaan upang maibalik ang biktima sa kanilang orihinal na posisyon sa pananalapi.

to earn enough money to be able to pay for the necessities of life

Ex: Sarah is out there, bringing home the bacon by excelling in her career.
gratuity
[Pangngalan]

an additional amount of money given to someone for their services

tip, gratipikasyon

tip, gratipikasyon

Ex: The chauffeur provided excellent service , so we gave him a gratuity in appreciation for his professionalism .Nagbigay ng mahusay na serbisyo ang tsuper, kaya binigyan namin siya ng **tip** bilang pagpapahalaga sa kanyang propesyonalismo.
largess
[Pangngalan]

a sum of money or gift given freely, often as a token of generosity

kabutihan, handog

kabutihan, handog

Ex: The charity relied on the largess of its supporters .Ang organisasyong pang-awang ay umaasa sa **kabutihang-loob** ng mga tagasuporta nito.
pecuniary
[pang-uri]

involving or about money

pang-salapi, pinansyal

pang-salapi, pinansyal

Ex: The pecuniary rewards for the successful completion of the project were substantial .Ang mga gantimpalang **pananalapi** para sa matagumpay na pagkumpleto ng proyekto ay malaki.
to underwrite
[Pandiwa]

to financially support a project, activity, etc. and take responsibility for potential loss

pondohan, garantiyahan

pondohan, garantiyahan

Ex: The investment firm is currently underwriting a public offering for a tech company .Ang investment firm ay kasalukuyang **nag-uunderwrite** ng isang public offering para sa isang tech company.
spendthrift
[Pangngalan]

an individual who is in the habit of spending money in a careless and wasteful way

gastador, bulagsak

gastador, bulagsak

Ex: He tried to change his spendthrift ways , but old habits were hard to break .Sinubukan niyang baguhin ang kanyang mga paraan ng **pag-aaksaya ng pera**, ngunit mahirap putulin ang mga lumang gawi.
white elephant
[Pangngalan]

a possession that is costly to maintain and difficult to dispose of, often more trouble than it is worth

puting elepante, regalong lason

puting elepante, regalong lason

Ex: The new software system , despite its promising features , proved to be a white elephant for the company due to constant glitches and compatibility issues .Ang luxury yacht ay naging isang **puting elepante**, na nag-ubos ng kanilang pananalapi.
pittance
[Pangngalan]

a sum of money that is very insufficient

kaunting halaga, napakaliit na halaga

kaunting halaga, napakaliit na halaga

Ex: They offered him a pittance for the artwork , far less than its true value .Nag-alok sila sa kanya ng **kaunting halaga** para sa artwork, mas mababa kaysa sa tunay na halaga nito.
to tally up
[Pandiwa]

to count numbers or amounts to get a total

isama-sama, bilangin

isama-sama, bilangin

Ex: Before closing, the cashier tallied up the day's sales.Bago magsara, **tinallya** ng kahero ang mga benta sa araw.
Cambridge English: CPE (C2 Proficiency)
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