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Kekayaan dan Kesuksesan - Manajemen Keuangan

Kuasalai peribahasa Inggris mengenai manajemen keuangan, seperti 'sedikit demi sedikit lama-lama menjadi bukit' dan 'tangan yang mantap diperlukan untuk cangkir yang penuh'.

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Wealth & Success
a fool may earn money, but it takes a wise man to keep it

used to suggest that it is not enough to simply earn money, but it is important to have the knowledge and skill to manage, preserve, and increase one's wealth over time

Mendapatkan uang saja tidak cukup; menjaganya dan mengelolanya membutuhkan kebijaksanaan

Mendapatkan uang saja tidak cukup; menjaganya dan mengelolanya membutuhkan kebijaksanaan

Ex: Tom's cousin inherited a large sum of money from his parents, but he didn't have good money management skills.  He spent the money quickly and didn't invest in his future.  As they say, a fool may earn money, but it takes a wise man to keep it. 
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a penny saved is a penny earned

used to imply that saving money is just as valuable as earning money, as both contribute to increasing one's overall wealth

Menabung sama berharganya dengan menghasilkan uang

Menabung sama berharganya dengan menghasilkan uang

Ex: Jane's parents always taught her to be mindful of her spending and to save for the future.  She learned to look for deals and discounts and to avoid unnecessary purchases.  As the saying goes, a penny saved is a penny earned. 
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better go to bed supperless than (to|) rise in debt

used to imply that it is preferable to avoid debt by living within one's means, even if it means going without a meal

Lebih baik mengurangi pengeluaran daripada berutang

Lebih baik mengurangi pengeluaran daripada berutang

Ex: Sarah's family was tempted to take out a loan to go on a lavish vacation, but they remembered the saying 'better go to bed supperless than rise in debt.'  They decided to plan a more modest vacation that they could afford without taking on debt. 
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better give a shilling than lend a half-crown

used to suggest that it is better to give a small sum of money as a gift than to lend a larger sum that may create financial strain and harm the relationship

Lebih baik memberi sedikit uang daripada meminjamkan lebih banyak hingga merusak hubungan

Lebih baik memberi sedikit uang daripada meminjamkan lebih banyak hingga merusak hubungan

Ex: I learned the truth behind the saying 'better give a shilling than lend a half-crown' the hard way when I never got my money back from a friend who borrowed from me. 
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be just before you are generous

used to imply that one should prioritize fulfilling their obligations and acting with fairness and integrity before offering help to others

Sebelum bermurah hati,  penuhi dulu kewajiban dan bertindak adil

Sebelum bermurah hati, penuhi dulu kewajiban dan bertindak adil

Ex: When John's neighbor asked for a favor, he remembered the saying 'be just before you are generous' and made sure that he was not putting himself or his family at risk by agreeing to help. 
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short reckonings make long friends

used to imply that it is important to keep track of debts and pay them back promptly, in order to maintain positive and long-lasting relationships

Menyelesaikan utang dengan cepat membantu menjaga persahabatan

Menyelesaikan utang dengan cepat membantu menjaga persahabatan

Ex: John started a small business with his friend, and they agreed to keep careful track of their expenses and profits.  This helped them avoid misunderstandings and build a strong business partnership.  As they say, short reckonings make long friends. 
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neither a borrower nor a lender be

used to advise against borrowing or lending money, as it can lead to financial and interpersonal difficulties

Untuk menghindari masalah keuangan dan pribadi,  sebaiknya jangan meminjam atau meminjamkan uang

Untuk menghindari masalah keuangan dan pribadi, sebaiknya jangan meminjam atau meminjamkan uang

Ex: When it comes to managing my personal finances, I try to follow the advice of the saying 'neither a borrower nor a lender be' and avoid taking on debt unless it's absolutely necessary. 
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{not} spend it all in one place

used to suggest that one should be cautious with their spending, and not waste all their money in one location or on one thing

Jangan habiskan semua uangmu sekaligus

Jangan habiskan semua uangmu sekaligus

Ex: Sarah's grandparents gave her a generous gift for her birthday, and she was eager to go on a shopping spree.  However, her mother reminded her to not spend it all in one place and encouraged her to save some of the money. 
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a beggar's purse is bottomless

used to imply that even though someone may have very little money, they can still find ways to make ends meet and survive

Meski uang sedikit,  seseorang tetap bisa mencari cara untuk bertahan

Meski uang sedikit, seseorang tetap bisa mencari cara untuk bertahan

Ex: I'm not worried about my finances.  I know that a beggar's purse is bottomless, so I'll always be able to find a way to get by. 
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a full cup needs a steady hand

used to suggest that anything valuable, such as a position of power or material wealth, should be handled with care and responsibility, as even a small mistake can have significant consequences

Sesuatu yang berharga harus dikelola dengan hati-hati dan bertanggung jawab

Sesuatu yang berharga harus dikelola dengan hati-hati dan bertanggung jawab

Ex: Jane was reminded to be careful and responsible in her new leadership position, knowing that a full cup needs a steady hand. 
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better to drink the milk than to eat the cow

used to advise that it is more beneficial to take a smaller but sustainable benefit from a resource or opportunity, rather than trying to consume or exhaust it completely for short-term gain

Manfaat kecil tetapi berkelanjutan lebih baik daripada keuntungan besar jangka pendek

Manfaat kecil tetapi berkelanjutan lebih baik daripada keuntungan besar jangka pendek

Ex: Sarah's family decided to sell a portion of their land and hold onto the rest, ensuring a more sustainable source of income for the future, remembering that it's better to drink the milk than to eat the cow. 
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better a steady dime than a rare dollar

used to suggest that it is preferable to have a steady and dependable source of income or wealth, even if it is modest, rather than relying on occasional large sums that may not be sustainable or reliable

Penghasilan kecil tetapi stabil lebih baik daripada penghasilan besar yang tidak pasti

Penghasilan kecil tetapi stabil lebih baik daripada penghasilan besar yang tidak pasti

Ex: When Tom was offered a high-risk investment opportunity with the potential for a big payout, he remembered the saying better a steady dime than a rare dollar and decided to invest his money in a more stable option. 
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