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ثروت و موفقیت - مدیریت مالی

بر ضرب المثل های انگلیسی در مورد مدیریت مالی مسلط شوید، مانند 'پنی پس انداز شده پنی به دست آمده است' و 'یک فنجان پر نیاز به دستی ثابت دارد'.

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شروع یادگیری
Wealth & Success
a fool may earn money, but it takes a wise man to keep it

used to suggest that it is not enough to simply earn money, but it is important to have the knowledge and skill to manage, preserve, and increase one's wealth over time

پول درآوردن کافی نیست؛ نگه داشتن و مدیریت آن خرد می‌خواهد

پول درآوردن کافی نیست؛ نگه داشتن و مدیریت آن خرد می‌خواهد

Ex: Tom's cousin inherited a large sum of money from his parents, but he didn't have good money management skills.  He spent the money quickly and didn't invest in his future.  As they say, a fool may earn money, but it takes a wise man to keep it. 
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a penny saved is a penny earned

used to imply that saving money is just as valuable as earning money, as both contribute to increasing one's overall wealth

پس‌انداز کردن به اندازهٔ پول درآوردن ارزش دارد

پس‌انداز کردن به اندازهٔ پول درآوردن ارزش دارد

Ex: Jane's parents always taught her to be mindful of her spending and to save for the future.  She learned to look for deals and discounts and to avoid unnecessary purchases.  As the saying goes, a penny saved is a penny earned. 
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better go to bed supperless than (to|) rise in debt

used to imply that it is preferable to avoid debt by living within one's means, even if it means going without a meal

بهتر است کمتر خرج کنی تا گرفتار بدهی نشوی

بهتر است کمتر خرج کنی تا گرفتار بدهی نشوی

Ex: Sarah's family was tempted to take out a loan to go on a lavish vacation, but they remembered the saying 'better go to bed supperless than rise in debt.'  They decided to plan a more modest vacation that they could afford without taking on debt. 
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better give a shilling than lend a half-crown

used to suggest that it is better to give a small sum of money as a gift than to lend a larger sum that may create financial strain and harm the relationship

بخشیدن مبلغ کم بهتر از قرض دادن مبلغی است که ممکن است رابطه را خراب کند

بخشیدن مبلغ کم بهتر از قرض دادن مبلغی است که ممکن است رابطه را خراب کند

Ex: I learned the truth behind the saying 'better give a shilling than lend a half-crown' the hard way when I never got my money back from a friend who borrowed from me. 
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be just before you are generous

used to imply that one should prioritize fulfilling their obligations and acting with fairness and integrity before offering help to others

پیش از بخشندگی باید وظایف و حق دیگران را رعایت کرد, چراغی که به خانه رواست، به مسجد حرام است

پیش از بخشندگی باید وظایف و حق دیگران را رعایت کرد, چراغی که به خانه رواست، به مسجد حرام است

Ex: When John's neighbor asked for a favor, he remembered the saying 'be just before you are generous' and made sure that he was not putting himself or his family at risk by agreeing to help. 
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short reckonings make long friends

used to imply that it is important to keep track of debts and pay them back promptly, in order to maintain positive and long-lasting relationships

تسویهٔ سریع حساب‌ها به حفظ دوستی کمک می‌کند

تسویهٔ سریع حساب‌ها به حفظ دوستی کمک می‌کند

Ex: John started a small business with his friend, and they agreed to keep careful track of their expenses and profits.  This helped them avoid misunderstandings and build a strong business partnership.  As they say, short reckonings make long friends. 
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neither a borrower nor a lender be

used to advise against borrowing or lending money, as it can lead to financial and interpersonal difficulties

برای جلوگیری از مشکلات مالی و شخصی، بهتر است نه قرض بگیری و نه قرض بدهی

برای جلوگیری از مشکلات مالی و شخصی، بهتر است نه قرض بگیری و نه قرض بدهی

Ex: When it comes to managing my personal finances, I try to follow the advice of the saying 'neither a borrower nor a lender be' and avoid taking on debt unless it's absolutely necessary. 
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{not} spend it all in one place

used to suggest that one should be cautious with their spending, and not waste all their money in one location or on one thing

همهٔ پولت را یک‌جا خرج نکن

همهٔ پولت را یک‌جا خرج نکن

Ex: Sarah's grandparents gave her a generous gift for her birthday, and she was eager to go on a shopping spree.  However, her mother reminded her to not spend it all in one place and encouraged her to save some of the money. 
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a beggar's purse is bottomless

used to imply that even though someone may have very little money, they can still find ways to make ends meet and survive

حتی با پول کم هم می‌توان راهی برای گذران زندگی پیدا کرد

حتی با پول کم هم می‌توان راهی برای گذران زندگی پیدا کرد

Ex: I'm not worried about my finances.  I know that a beggar's purse is bottomless, so I'll always be able to find a way to get by. 
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a full cup needs a steady hand

used to suggest that anything valuable, such as a position of power or material wealth, should be handled with care and responsibility, as even a small mistake can have significant consequences

چیز ارزشمند باید با دقت و مسئولیت مدیریت شود

چیز ارزشمند باید با دقت و مسئولیت مدیریت شود

Ex: Jane was reminded to be careful and responsible in her new leadership position, knowing that a full cup needs a steady hand. 
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better to drink the milk than to eat the cow

used to advise that it is more beneficial to take a smaller but sustainable benefit from a resource or opportunity, rather than trying to consume or exhaust it completely for short-term gain

سود کم اما پایدار بهتر از منفعت زیاد و کوتاه‌مدت است

سود کم اما پایدار بهتر از منفعت زیاد و کوتاه‌مدت است

Ex: Sarah's family decided to sell a portion of their land and hold onto the rest, ensuring a more sustainable source of income for the future, remembering that it's better to drink the milk than to eat the cow. 
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better a steady dime than a rare dollar

used to suggest that it is preferable to have a steady and dependable source of income or wealth, even if it is modest, rather than relying on occasional large sums that may not be sustainable or reliable

درآمد کم اما پایدار بهتر از درآمد زیاد و نامطمئن است

درآمد کم اما پایدار بهتر از درآمد زیاد و نامطمئن است

Ex: When Tom was offered a high-risk investment opportunity with the potential for a big payout, he remembered the saying better a steady dime than a rare dollar and decided to invest his money in a more stable option. 
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