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Total English - Pre-intermediate - Unit 12 - Reference

Here you will find the vocabulary from Unit 12 - Reference in the Total English Pre-Intermediate coursebook, such as "discount", "withdraw", "receipt", etc.

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Total English - Pre-intermediate
bargain
bargain
[noun]

an item bought at a much lower price than usual

Ex: She found a great bargain on shoes during the sale. 
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discount
discount
[noun]

the act of reducing the usual price of something

Ex: The store announced a discount on all electronics for the weekend. 
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coin
coin
[noun]

a piece of metal, typically round and flat, used as money, issued by governments

Ex: She found a rare coin from the 19th century while cleaning out her grandfather's attic. 
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note
note
[noun]

paper money issued by a government or financial institution that is used to buy goods and services

Ex: She handed the cashier a ten-dollar note to pay for her groceries. 
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cashpoint
cashpoint
[noun]

a machine, usually located outside a bank or in a public place, where customers can withdraw cash using a bank card or credit card

Ex: She stopped at the cashpoint to withdraw some cash. 
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till
till
[noun]

a machine that is used in restaurants, stores, etc. to calculate the overall price of something, store the received money, and record each transaction

Ex: The cashier quickly rang up the items at the till, making sure to give the customers their change. 
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credit card

a plastic card, usually given to us by a bank, that we use to pay for goods and services

Ex: He applied for a new credit card with a lower interest rate. 
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cash
cash
[noun]

money in bills or coins, rather than checks, credit, etc.

Ex: He always keeps a little cash in his wallet for emergencies. 
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currency
currency
[noun]

the type or system of money that is used by a country

Ex: The euro is the official currency of many countries in the European Union. 
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exchange rate

the value of a country's currency compared to another country's currency

Ex: The exchange rate between the dollar and the euro fluctuated significantly this week. 
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receipt
receipt
[noun]

a written or printed document that shows the payment for a set of goods or services has been made

Ex: I couldn't read the faded print on the receipt. 
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bill
bill
[noun]

a piece of printed paper that shows the amount of money a person has to pay for goods or services received

Ex: She asked the waiter for the bill after finishing her meal. 
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wallet
wallet
[noun]

a pocket-sized, folding case that is used for storing paper money, coin money, credit cards, etc.

Ex: He reached into his back pocket and pulled out his wallet. 
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purse
purse
[noun]

a small bag that is used, particularly by women, to carry personal items

Ex: He found a purse on the street and returned it to its owner. 
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to afford
to afford
[Verb]

to be able to pay the cost of something

Ex: If you save consistently, you may eventually afford a house. 
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to borrow
to borrow
[Verb]

to use or take something belonging to someone else, with the idea of returning it

Ex: Can I borrow your umbrella? It's raining outside, and I left mine at home. 
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to earn
to earn
[Verb]

to get money for the job that we do or services that we provide

Ex: Freelancers earn money based on the projects they complete. 
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to lend
to lend
[Verb]

to give someone something, like money, expecting them to give it back after a while

Ex: She agreed to lend her friend some money until the next payday. 
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to owe
to owe
[Verb]

to have the responsibility of paying someone back a certain amount of money that was borrowed

Ex: I owe my friend $50 from last month when he covered my dinner expenses. 
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to save
to save
[Verb]

to keep money to spend later

Ex: She saves a portion of her salary every month for emergencies. 
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to spend
to spend
[Verb]

to use money as a payment for services, goods, etc.

Ex: She spent a lot on gifts for her family during the holiday season. 
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to win
to win
[Verb]

to become the most successful, the luckiest, or the best in a game, race, fight, etc.

Ex: Our team won the championship after a hard-fought season. 
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to withdraw

to remove something from a specific location or situation

Ex: After the storm passed, the city workers began to withdraw fallen branches from the road. 
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pension
pension
[noun]

a regular payment made to a retired person by the government or a former employer

Ex: My grandfather's pension allows him to travel during his retirement. 
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to retire
to retire
[Verb]

to leave your job and stop working, usually on reaching a certain age

Ex: After working for 30 years, she finally retired. 
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tip
tip
[noun]

the additional money we give someone such as a waiter, driver, etc. to thank them for the services they have given us

Ex: The hotel porter received a tip for carrying the luggage to the guests' room. 
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fare
fare
[noun]

the amount of money we pay to travel with a bus, taxi, plane, etc.

Ex: She bought a monthly pass to save on daily fare expenses. 
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tax
tax
[noun]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

Ex: April 15th is the deadline for filing income tax returns in the United States. 
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interest
interest
[noun]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

Ex: The bank charges 5% interest on personal loans. 
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grant
grant
[noun]

an amount of money given by the government or another organization for a specific purpose

Ex: The research team received a grant to fund their study on renewable energy. 
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loan
loan
[noun]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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prize
prize
[noun]

anything that is given as a reward to someone who has done very good work or to the winner of a contest, game of chance, etc.

Ex: She was thrilled to receive the first prize in the art competition for her stunning painting. 
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scholarship

a sum of money given by an educational institution to someone with great ability in order to financially support their education

Ex: She received a full scholarship to study medicine at a prestigious university. 
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fee
fee
[noun]

the money that is paid to a professional or an organization for their services

Ex: The lawyer's fee for handling the case was quite high. 
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to [take] part
to take part
[phrase]

to participate in something, such as an event or activity

Ex: He was excited to take part in the debate competition and showcase his public speaking skills. 
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to agree
to agree
[Verb]

to hold the same opinion as another person about something

Ex: She agreed with the teacher's comment about her essay. 
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to apologize

to tell a person that one is sorry for having done something wrong

Ex: When realizing the mistake, he promptly apologized to his friend for the misunderstanding. 
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to apply
to apply
[Verb]

to formally request something, such as a place at a university, a job, etc.

Ex: Students often apply to multiple universities to increase their chances of acceptance. 
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to argue
to argue
[Verb]

to speak to someone often angrily because one disagrees with them

Ex: He argues with everyone at work; it's so annoying! 
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to belong
to belong
[Verb]

to be one's property

Ex: The antique clock belongs to my grandmother. 
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to depend
to depend
[Verb]

to be based on or related with different things that are possible

Ex: The success of the project depends heavily on effective communication among team members. 
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